I was accused of cherry picking my data about Return Of Capital when talking about covered calls in my recent posts. Truth is, I am still trying to learn as much as I can about this topic and I am just sharing what I am learning. But maybe they were right..... so lets dig into the data..... I looked at the 100 most bought ETFs here on Blossom using the Markets section and separated out all of the covered call ETFs. That left me with a list of 28 covered call ETFs so I built a chart that listed each ETF's distributions over the past 24 months or since inception, and compared it to the Total Return. This is the strategy used to figure out if the Distribution is eroding the Net Asset Value. Basically it means your money is just coming back to you in order to maintain the distribution yield if the total return is less than the distribution. This is not good and would be considered a bad form of ROC (Return of Capital) because you are basically paying fees for somebody to send your investment back to you. Here are the results: Over the past 24 months or since their inception date, 12 out of the 28 Covered Call ETFs have had destructive NAV and Bad ROC meaning that they are just returning your money back to you. MSTE (TSX) – Harvest MicroStrategy Enhanced High Income: -91.5% Total Return | 158.2% Annualized Yield (Since Inception | Destructive ROC Gap: +249.7%)* MSTY (US) – YieldMax MSTR Option Income Strategy: -74.2% Total Return | 94.5% Annualized Yield (Since Inception | Destructive ROC Gap: +168.7%)* ULTY (US) – YieldMax Ultra Option Income Strategy: -42.8% Total Return | 88.6% Annualized Yield (Since Inception | Destructive ROC Gap: +131.4%)* TSLY (US) – YieldMax TSLA Option Income Strategy: -38.5% Total Return | 54.4% Annualized Yield (2-Year History | Destructive ROC Gap: +92.9%) CONY (US) – YieldMax COIN Option Income Strategy: -12.4% Total Return | 68.2% Annualized Yield (2-Year History | Destructive ROC Gap: +80.6%) TSLY (TSX) – Harvest Tesla Enhanced High Income: -8.1% Total Return | 32.5% Annualized Yield (2-Year History | Destructive ROC Gap: +40.6%) YTSL (TSX) – Purpose Tesla Yield Shares ETF: -2.5% Total Return | 31.2% Annualized Yield (2-Year History | Destructive ROC Gap: +33.7%) HBTE (TSX) – Harvest Bitcoin Leaders Enhanced Income: +14.1% Total Return | 34.8% Annualized Yield (Since Inception | Destructive ROC Gap: +20.7%)* HHIS (TSX) – Harvest Diversified High Income Shares: +11.2% Total Return | 30.1% Annualized Yield (Since Inception | Destructive ROC Gap: +18.9%)* QDAY (TSX) – Hamilton Enhanced Technology DayMAX: +8.5% Total Return | 19.5% Annualized Yield (Since Inception | Destructive ROC Gap: +11.0%)* PLTE (TSX) – Harvest Palantir Enhanced High Income: +32.6% Total Return | 34.2% Annualized Yield (Since Inception | Destructive ROC Gap: +1.6%)* ETHY (TSX) – Purpose Ether Yield ETF: +18.2% Total Return | 19.1% Annualized Yield (2-Year History | Destructive ROC Gap: +0.9%) BTCY (TSX) – Purpose Bitcoin Yield ETF: +24.8% Total Return | 21.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -3.0%) ENCL (TSX) – Global X Enhanced Cdn Oil & Gas: +21.5% Total Return | 12.4% Annualized Yield (2-Year History | Sustainable ROC Gap: -9.1%) NVDY (US) – YieldMax NVDA Option Income Strategy: +68.5% Total Return | 58.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -10.0%) QQCL (TSX) – Global X Enhanced NASDAQ-100: +28.4% Total Return | 11.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -16.6%) QQQI (US) – NEOS Nasdaq 100 High Income ETF: +32.2% Total Return | 13.6% Annualized Yield (2-Year History | Sustainable ROC Gap: -18.6%) BIGY (TSX) – Evolve US Equity UltraYield ETF: +33.5% Total Return | 11.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -22.3%) UTES (TSX) – Evolve Canadian Utilities Enhanced: +31.0% Total Return | 8.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -22.5%) USCL (TSX) – Global X Enhanced S&P 500 Covered Call: +35.8% Total Return | 10.5% Annualized Yield (2-Year History | Sustainable ROC Gap: -25.3%) ECHI (TSX) – Ninepoint Enhanced Canadian HighShares: +36.2% Total Return | 10.1% Annualized Yield (2-Year History | Sustainable ROC Gap: -26.1%) YNVD (TSX) – Purpose NVIDIA Yield Shares ETF: +58.4% Total Return | 28.4% Annualized Yield (2-Year History | Sustainable ROC Gap: -30.0%) HDIF (TSX) – Harvest Diversified Monthly Income: +41.0% Total Return | 10.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -30.8%) ZWC (TSX) – BMO Canadian High Dividend Covered Call: +38.5% Total Return | 6.3% Annualized Yield (2-Year History | Sustainable ROC Gap: -32.2%) HYLD (TSX) – Hamilton Enhanced U.S. Covered Call: +46.2% Total Return | 12.0% Annualized Yield (2-Year History | Sustainable ROC Gap: -34.2%) BANK (TSX) – Evolve Canadian Banks Enhanced Yield: +48.5% Total Return | 10.2% Annualized Yield (2-Year History | Sustainable ROC Gap: -38.3%) HMAX (TSX) – Hamilton Canadian Financials Yield: +51.2% Total Return | 10.9% Annualized Yield (2-Year History | Sustainable ROC Gap: -40.3%) HDIV (TSX) – Hamilton Enhanced Multi-Sector: +59.8% Total Return | 10.8% Annualized Yield (2-Year History | Sustainable ROC Gap: -49.0% | Best ROC) It looks like single stock ETF's generally have the worst ROC of the bunch. Seems like they take the full downside when a stock falls and the options limit the upside in exchange for cash flow. Broad Multi-Sector funds targeting 8-12% distributions seem the most sustainable as they provide both upside in appreciation but also sustainable distributions that do not erode the fund. The best overall performers were HDIV HMAX HYLD and BANK As far as I can tell it looks like almost half of the most popular covered call ETF's on Blossom are sending your own money back to you..... with fees and sometimes taxes..... And I can't find a single ETF in this list where the covered call version has outperformed the same asset without covered calls. I love the idea of income, especially if it is needed for monthly expenses but it just makes me think that what we really need is for Wealthsimple and Questrade to launch an Automated Withdraws feature in a way that would give investors a similar result without the fees and upside limits of Covered Call ETFs. What are your thoughts? If you could setup automated withdraws in a way that worked similar to receiving a distribution from a covered call ETF would that be an appealing option to covered call investors? What am I missing? PS. If someone (including me) is wrong about something, kindly point out the mistake and the correct information. Dont be a prick. read more
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.  I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will),  power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.  Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
Today’s analyst coverage updates are bullish on the transportation, financials, mining, and industrials sectors, with numerous price target increases and reiterated positive ratings, reflecting confidence in earnings growth and resilient fundamentals. The energy and utilities sectors also received positive support through higher target prices, while the real estate sector saw a more cautious outlook with modest target reductions and Hold recommendations. Sentiment toward the consumer staples sector remained positive, and the technology sector continued to receive selective support with generally positive ratings but a more measured valuation outlook. 48 Analyst Updates 5N Plus Inc. (VNP:CA): Ventum Financial reiterated its Buy rating with a C$44.00 price target, reflecting confidence in the company’s long-term growth outlook. Agnico Eagle Mines Ltd. (AEM:CA): Citigroup lowered its price target to C$282 from C$360 while maintaining its Buy rating, indicating continued confidence despite a more conservative valuation. Aya Gold & Silver Inc. (AYA:CA): Desjardins Securities maintained its Buy rating with a C$38.00 price target. Barrick Mining Corp. (ABX:CA): Citigroup updated its Neutral rating with a C$41.00 price target following a target revision. Brookfield Asset Management Ltd. (BAM:CA): TD Securities increased its price target to C$99.00 from C$97.00 while reiterating its Buy rating. Cameco Corp. (CCO:CA): UBS Securities maintained its Buy rating with a C$166.00 price target. Canadian National Railway Co. (CNR:CA): BMO Capital Markets raised its price target to C$195.00 from C$180.00, reflecting improved confidence in the railway’s outlook. Canadian National Railway Co. (CNR:CA): CIBC World Markets increased its price target to C$198.00 from C$185.00. Canadian National Railway Co. (CNR:CA): J.P. Morgan raised its price target to C$182.00 from C$175.00. Canadian National Railway Co. (CNR:CA): TD Securities raised its price target to C$205.00 from C$191.00 while maintaining a Buy rating. Canadian National Railway Co. (CNR:CA): Barclays Capital increased its price target to C$185.00 from C$155.00 while maintaining an Equal-Weight rating. Canadian National Railway Co. (CNR:CA): Scotiabank raised its price target to C$199.00 from C$194.00 while maintaining a Outperform rating. Canadian National Railway Co. (CNR:CA): ATB Cormark increased its price target to C$185.00 from C$166.00 while maintaining a Sector Perform rating. Canadian National Railway Co. (CNR:CA): RBC Capital raised its price target to C$205.00 from C$195.00 while reiterating its Outperform rating. Canadian National Railway Co. (CNR:CA): National Bank increased its price target to C$192.00 from C$173.00 while maintaining a Sector Perform rating. Canadian National Railway Co. (CNR:CA): Raymond James raised its price target to C$200.00 from C$198.00 while maintaining an Outperform rating. Canadian National Railway Co. (CNR:CA): Wells Fargo increased its price target to C$204.00 from C$190.00 while maintaining an Overweight rating. Canadian National Railway Co. (CNR:CA): Desjardins Securities raised its price target to C$199.00 from C$185.00 while maintaining a Buy rating. Canadian National Railway Co. (CNR:CA): TD Securities increased its price target to C$205.00 from C$191.00 while reiterating its Buy rating. Capital Power Corp. (CPX:CA): Wells Fargo raised its price target to C$75.00 from C$72.00 while maintaining an Equal-Weight rating. Choice Properties REIT (CHP.UN:CA): Scotiabank maintained its Outperform rating with a C$17.00 price target, down from C$17.50 Definity Financial Corp. (DFY:CA): National Bank raised its price target to C$96.00 from C$94.00 while maintaining an Outperform rating. Definity Financial Corp. (DFY:CA): Jefferies increased its price target to C$91.00 from C$83.00 while maintaining a Buy rating. Doman Building Materials (DBM:CA): Raymond James maintained its Outperform rating with a C$12.00 price target. Fairfax Financial Holdings Ltd. (FFH:CA): National Bank raised its price target to C$3,450.00 from C$3,300.00 while maintaining an Outperform rating. Fiera Capital Corp. (FSZ:CA): National Bank lowered its price target to C$5.50 from C$6.00 while maintaining a Sector Perform rating. G Mining Ventures Corp. (GMIN:CA): Desjardins Securities maintained its Buy rating with a C$60.00 price target. goeasy Ltd. (GSY:CA): National Bank raised its price target to C$43.00 from C$34.00 while maintaining a Sector Perform rating. Headwater Exploration Inc. (HWX:CA): RBC Capital increased its price target to C$15.00 from C$14.00 while maintaining a Sector Perform rating. IGM Financial Inc. (IGM:CA): National Bank raised its price target to C$91.00 from C$85.00 while maintaining an Outperform rating. Intact Financial Corp. (IFC:CA): National Bank increased its price target to C$379.00 from C$372.00 while maintaining an Outperform rating. Intact Financial Corp. (IFC:CA): Jefferies raised its price target to C$351.00 from C$343.00 while maintaining a Buy rating. Interfor Corp. (IFP:CA): Raymond James increased its price target to C$17.00 from C$13.00 while maintaining an Outperform rating. K92 Mining Inc. (KNT:CA): Desjardins Securities maintained its Buy rating with a C$36.00 price target. Lundin Gold Inc. (LUG:CA): Desjardins Securities lowered its price target to C$100.00 from C$105.00 while maintaining a Buy rating. Maple Leaf Foods Inc. (MFI:CA): CIBC maintained its Outperform rating with a C$36.00 price target. Orla Mining Ltd. (OLA:CA): Desjardins Securities lowered its price target to C$29.00 from C$30.00 while maintaining a Buy rating. Ovintiv Inc. (OVV:CA): RBC Capital raised its price target to C$120.00 from C$99.00 while maintaining an Outperform rating. Power Corporation of Canada (POW:CA): National Bank increased its price target to C$102.00 from C$85.00 while maintaining a Sector Perform rating. Stella-Jones Inc. (SJ:CA): Raymond James lowered its price target to C$90.00 from C$95.00 while maintaining an Outperform rating. TMX Group Ltd. (X:CA): National Bank reduced its price target to C$63.00 from C$65.00 while maintaining an Outperform rating. Trisura Group Ltd. (TSU:CA): National Bank raised its price target to C$60.00 from C$59.00 while maintaining an Outperform rating. Vital Infrastructure Property Trust (VITL.UN:CA): TD Securities maintained its Hold rating with a C$6.00 price target. Western Forest Products Inc. (WEF:CA): Raymond James raised its price target to C$20.00 from C$12.50 while maintaining a Market Perform rating. WSP Global Inc. (WSP:CA): Scotiabank maintained its Outperform rating with a C$281.00 price target. https://www.stocktargetadvisor.com/blog/canadian-analyst-update-july-27th-2026/read more
@karyungtom did you switch to REQT? Did @mytranslator and you break the stock market? Everyone false alarm I know you just switched from $XEQT to $CAGE because of this. Repeat the market is ok @karyungtom did not leave $CAGE ! Oh Poop balls but @moementumfinance left $XEQT because they denied him the XEQT shirt. Just couldn't justify the cheaper fees of $FEQT . Got to have fun people!
FINALLY! Korea wakes up and moves to limit retail access to the disaster that triggered this rapid sell-off from the inflection point of June 22, the unrestricted access to 16 single-stock 2X leveraged ETFs following Samsung and SK Hynix. Those 16 ETFs launched with roughly $3B and reached $9.1B within weeks, with about 92% of holders being individuals. Total Korean leveraged ETF assets hit roughly $45B by early July, up around 800% year to date, against roughly $39B of margin debt at end-May. Those ETFs plus the two chipmakers accounted for over 70% of all Korean market trading value!! When the stocks started to pull back the 2X leveraged ETFs came crashing and having been so crowded by retail investors and so reliant on margins… the series of forced selling on margin calls and deleveraging led us to where we are today. Earlier today: - The KOSPI closed at down 5.98%, halted by a circuit breaker for the second consecutive session, the first back-to-back halt in the benchmark’s history - Finance Minister Koo Yun-cheol apologized in parliament for introducing single-stock leveraged ETFs “without careful consideration” - Lawmakers from both parties called for a parliamentary investigation into the regulators and into the Blue House’s role in approving the products A series of restrictions have been confirmed with some already implemented across these leveraged ETFs: 1. New listings of single-stock leveraged ETFs halted since July 16, and the ban stays until the market stabilizes 2. Brokerages have started pulling their own perks. KB Securities led by cancelling margin exemptions on these products 3. Minimum cash deposit rises from 10 million won to 30 million won, roughly $6,800 to $20,400. This is the one with teeth, since it prices out a large share of the retail base 4. Pledged securities no longer count toward that deposit until sold and held as cash, which is aimed specifically at churn trading Other restrictions floated July 29, not yet decided: - Restricting the products to professional investors only. FSC chairman Lee Eog-weon said “if necessary, there is a way to raise it up to professional investors” - Cutting the multiple from 2x to 1.5x. Lee said 2x “is too large” and lowering it would ease volatility These were much needed measures to control the volatility and massive disruption that started by greed and exploded rapidly through fear. Let’s see how it plays out over the coming weeks. $DRAM$SKHY https://www.cnbc.com/2026/07/29/korea-leveraged-etf-kodex-sk-hynix.htmlread more
Cars are for transportation, not status. A paid off car should be the new status symbol... We need to normalize keeping a paid-off vehicle until the wheels fall off. That Honda or Toyota doesn’t become a bad car just because your neighbour bought something newer. Driving a car for 10–15+ years can quietly build more wealth than most people realize. My wife and have 2 vehicles. 1) 2016 Ram 1500 (paid off) 2) 2005 Ford Taurs (I bought for $2250 10yrs ago...and still drive to this day) We dont have the fanciest cars...but we are Millionares. I'd stick with the latter for now...maybe a really nice sports car when we hit 5 million invested in our 50s (projected) What are your thoughts on vehicles?read more
2 hours until Fed decision. $META down 10 days in a row, largest daily losing streak in HISTORY. $QQQ down 6 days in a row for the first time this year. Korea to hold "emergency meeting" today for their stock market. Hold on!
Congratulations to Jared on achieving the rising star award. We finally met in person today and he definitely made my experience super enjoyable! Thanks Jared you deserve it!!
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
I’m not engaged with $SOFI one way or another, but pulling the earnings summary from the filings given the high interest among the blossom community and my dear followers. Results, versus Q2 2025, versus estimates: • Adjusted net revenue $1.21B vs $858M, up 40%. Consensus $1.11B, a 9% beat. • Net income $157M vs $97M, up 61% • Adjusted EBITDA $358M vs $249M, up 44%. Margin 30% vs 29% • EPS $0.12 vs $0.08, up 50%. Consensus $0.11, so a beat of 1 penny • Originations $14.8B vs $8.8B, up 69%. Members up 35%, products up 42% • Charge-offs improved. Total 1.81% vs 2.12%, personal loans 2.62% vs 2.83% • They raised revenue guidance to $4.75-4.85B and left EBITDA at $1.6B, with adjusted net income at $825M and EPS at $0.60. • Financial Services contribution margin 46% vs 52%. Directly attributable expenses up 46% on 29% revenue growth • Tech Platform contribution profit down 65%, margin 14% vs 30% • Sales and marketing $392M, up 48%, outpacing 43% revenue growth Stock reacted declining ~9.5% on open and my view is it’s a forward guidance and margin compression issue more than delivered results. They raised revenue to $4.75-4.85B and left adjusted EPS at $0.60, so none of the raise reaches the bottom line. To hit that number, net income margin has to run about 20% in the second half against 14% in the first half and 16% in the second half of last year. And the fee engine is slowing where it matters most. Loan platform fees, what SoFi earns arranging loans for third parties instead of holding them, grew 11% year over year after growing 49% last quarter. That is the capital-light part of the model, and it stalled in the same quarter management promised more operating leverage. Growth is real. They are just paying more for each dollar of it. So, strong Q2 results, but future guidance not as exciting in my opinion. Not financial adviceread more
Kar and I dive into a wide range of investing topics—from our reflections on attending BlossomCon 2026 in Toronto and strategies for selling shares in retirement, to why spending more time researching stocks doesn't necessarily lead to better returns. We also discuss dividend-focused portfolios, credit card points, and using leverage responsibly when investing. A huge shoutout to Blossom community members Ronan, Diana, Levi, Max, and RandomYaapping, whose posts we featured in this episode. We also mention several other fantastic creators, including Rayne (25andInvested), Kyle, Conroy, Catherine, and many more. Thanks for helping make the investing community such an incredible place to learn and grow together! 💬 Which topic did you agree (or disagree) with the most in this episode? We'd love to hear your perspective in the comments! Enjoy Episode 13 of Financial KarMoe with @karyungtom and Moe! 👍 If you enjoyed this episode, please Like, Subscribe, and share it with someone who wants to become a smarter investor. https://youtu.be/OO5d_Qo0ae0
And here is why; In the next 3 months, the market will provide the opportunity to buy AI stock at an extremely discounted price. The nasdaq is on its way back into what I consider a buying zone. The recent pullback has pushed on A.I is shaping into the biggest opportunity for new investors to get their peice of the pie. I’m not trying to catch the exact bottom but timing stays important. Im obviously staying bullish on semiconductors over the long term, and Im excited to share in more specific detail how I will be setting up my entries into funds like $SOXX to maintain exposure to the top ai companys like $NVDA$AMD$MU. Stay sharp ;) 🐯 read more
📉 Added more $AMZN today during this pullback. The price keeps dropping, but I’m focused on the long term. I believe Amazon will continue to be a major player for years to come, so I’ll keep adding when I can. 🚀📦 #TeamAmazon #Investing
The market might not want to hear this but… Alphabet, Microsoft, Amazon, and Meta are now weaker investments than in the past These were famous for their highly scalable, asset-light, predictable businesses Now they’re posting negative FCF and going all-in into a highly uncertain technology I’m not saying they’re bad investments, just that there are more unknowns than before Do you agree? I’d love to hear your thoughtsread more
📈 $JEPQ – Nasdaq Premium Income (A-rated) 💵 $SPYI – High-Income S&P 500 🚀 $QQQI – High-Income Nasdaq-100 📊 $TSPY – S&P 500 + Daily Income 💡 $TDAQ – Innovation 100 + Daily Income 🥇 $KGLD – Gold Enhanced Income ⚡ $XQQI – Boosted Nasdaq (20% Yield) 🛢️ $XLEI – Energy Premium Income 💻 $KQQQ – Tech Titans Select 🔬 $CHPY – Semiconductor Income (41% Yield) Built for investors looking to generate consistent cash flow while staying invested across the market’s strongest sectors. If you could make ONE change, what would it be? 👇 Which ETF would you add, remove, or replace?read more
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
Congrats, Johnson & Johnson, on reaching a new all-time high earlier today (even though you closed off the highs). 🎉 As my largest position, this is truly great to see! 📈 (Disc: I’m long $JNJ. Not investment advice.)
$MU$SNDK$AMD$NVDA$GOOGL$MSFT Lower token costs lead to lower compute prices, lower datacenter ROIs, less capex spend, and finally lower semiconductor orders. Token costs and being able to produce tokens with compute for a profit has been driving this entire datacenter buildout. What happens when the economics no longer support the buildout. I don’t believe this bear narrative myself but this chart is an important one to watch, and right now it’s one of the datapoints driving the selloff.
After a few hours sleep 😴 we’re back to the Roger’s Centre to finish setting up. 2000 tickets sold. Total sell out. Sponsors have gone CRAZY this year you’re going to see some amazing activations, get some super cool swag and hopefully have a blast. Can’t wait to see you guys!! @jennica@annika @brandonread more
$MU$SNDK$AMD$NVDA$TSM These names are down -4 to -6% today once again as the retail leverage continues to unwind. Meanwhile, I believe the market is pricing in the worst case scenario of CAPEX spend decreasing year over year which is far from the reality of the hyperscaler announced plans. I will stick to the fundamentals here, and I like them a lot. https://youtu.be/YacIFOiogf0?si=qzS_RzAteIQxqqjT
