When interest rates rise, stocks usually feel the pain — and this week's trading was a live example, with the 10-year Treasury yield near a 24-year high. Two forces do the damage. Higher rates shrink what a company's future earnings are worth today, which hits fast-growing stocks hardest. They also lift borrowing costs on everything from mortgages to business loans, slowing spending across the economy. However, patient investors can pick up quality companies at cheaper prices during rate-driven selloffs. Watch the bond market when trading resumes Monday — yields often tell the story before stocks do. Not financial advice.
The greatest loss in 2026 is common sense. I dont like elon. Thats plain to see, but if I had to put a reason to it I would say it is because he is a salesmen first. Just a reminder that powerful people will say what is in there best interest first. We should do what is in our best interest first.
Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one. (Free Stock Checklist at the end) --- 1️⃣ Declining Revenue or Earnings📉 🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking. ✅ How to Check for This: A) Look at the Income Statement📊 - Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively. - Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend - If both are consistently declining, it’s a warning sign. B) Check Earnings Reports🗂️ - Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times. C) Compare to Competitors🔍 - Is the entire industry struggling, or just this company? 📚Website for financial reports: https://www.marketwatch.com/ --- 2️⃣ High Debt Levels 🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations. ✅ How to Check for This: A) Find the Debt-to-Equity Ratio (D/E)📊 - Go to the company’s Balance Sheetin its latest report. - Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity** - A D/E ratio above 2.0 (varies by industry) is usually risky. B) Check Interest Coverage Ratio🔍 - Look at the Income Statement for EBIT (Earnings Before Interest & Taxes). - Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense - If this ratio is below 1.5, the company may struggle to pay interest. 📚 Resources: https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt --- 3️⃣ Poor Cash Flow 🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations. ✅ How to Check for This: A) Find the Cash Flow Statement📜 - Look at Operating Cash FlowOCF). - If OCF is negative for multiple quarters, the company may be in trouble. B) Check Free Cash Flow (FCF)💰 - Free Cash Flow = Operating Cash Flow - Capital Expenditures - A company with negative FCF can’t reinvest in growth without taking on debt. 📚 Read more about Cash flow: https://www.investopedia.com/articles/stocks/07/easycashflow.asp ___________________________________________ Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬 Access my free stock checklist at the link below⬇️ https://investingwithcole.gumroad.com/l/stockchecklist read more
Work hard today, invest wisely, and let your money work for you tomorrow. Every dollar invested is a seed for future freedom. Build assets, grow your passive income, and stay consistent. The goal isn’t to work forever to make money. It’s to build wealth until money no longer depends on your time and energy. Work for money today. Invest for freedom tomorrow. 📈
As I'm sure many of you know, Blossom added a new AI detector. I wanted to share some of my thoughts on AI and how I use it to help me create my Blossom posts and other content. If you haven't noticed already, the vast majority of my posts are written using AI. If that bothers you, no worries, you don't need to read my content. Here's how I use AI to help me create my posts: When I find a topic in my QAFP studies or have an idea I think is worth sharing, I talk through it into Wispr Flow for a few minutes. It always starts with an idea or an opinion that I have, and then I talk through that opinion or the new concept that I just learned. After that, I usually get an LLM to make my thoughts more understandable and clear while still trying to preserve all of the ideas and opinions that I have. I have no issue using AI this way because the topic, perspective and responsibility are still mine. It helps me turn a few minutes of rambling into something easier to read. I do see an issue with a large number of AI posts on Blossom and other social media platforms. For example, whenever I see em dashes and glaring AI-isms, I automatically discount the content that I read in those posts. The posts I discount are the ones where it feels like the person contributed almost nothing. The repeated phrases and perfectly balanced sentences are easy to spot, but the bigger problem is that the person did not bring a point of view of their own. AI can make a weak idea sound polished without making it worth reading. I am responsible for every claim I publish, whether AI helped arrange the words or not, and that responsibility matters far more to me than a detector score. How do you feel about AI-assisted posts?read more
Joint High-Yield Savings Account. What do you think about them? I heard on a radio station where I live that a Joint High-Yield Savings Account is the absolute best and most critical account for a married couple to maintain. I agree but only if you and your spouse are on that same page mentally when it comes to finances
Canada has lost a total of 110,000 jobs over the past two months, including 68,000 in September. Canada's unemployment rate also jumped to 6.5%. Not the be a bummer but Canada has gotten the worse of the trade war since it started. Something needs to give.
This is what the portfolio is looking like today… Amazon $AMZN overtakes Meta $META to become my largest position, building up certain stocks I believe are undervalued as well. Keep stacking this week friends.
Why I Avoid Unprofitable Businesses Like $TE$IREN$CIFR$CRWV$SPCX 1) High Dilution Risk 2) High Stock Based Compensation 3) Highly Unlikely Future Promises 4) Impossible to Value in Times of Panic I want as low as downside volatility with and high upside potential, and I believe that is more achievable with a basket of highly profitable, high growth, low valuation metrics businesses read more
📈 THE BD INVESTING ANNUAL SUMMIT — OCTOBER 24 ( IN 2 WEEKS) We’re bringing the BD Investing community together LIVE in Toronto for 5 hours of investing education, market discussion, networking, food & more! 📍 Toronto 🗓️ Saturday, October 24 ⏰ 4–9 PM EST | Doors open 3:40 PM 🅿️ FREE Parking 🎤 SPEAKER LINEUP - Panels (fireside chats) Bilaal Dhalech — BD Investing AI Infrastructure • Is AI a Bubble? • BD Portfolio deepdive • 2027 Market Outlook & Predictions • Hot Sector Themes • The Road from $0 → $1M Azia Mery @aziamery & BD Financial Wellness for Beginners • Building Your First Portfolio • ETFs • Investing Do’s & Don’ts Shraddha Shah & Nathalie Valenzula Investing 101 • Dividends • Long-Term Wealth Building • Options trading 101 • Market Psychology & Controlling Emotions Adrian Bar — Canadian in a T-Shirt x BD @canadiantshirt Fireside Chat with BD • Current Investing Landscape • Taxes 🇨🇦 • Market Trends • Personal Investing Journeys • LIVE Q&A 🎟️ YOUR TICKET INCLUDES 🍽️ Free food & beverages 👕 BD Investing T-Shirt 🎁 Exclusive swag (Blossom , BMO , Wealthsimple) 🤝 Networking with investors & the BD community 🔥 FEW TICKETS LEFT — grab yours before we sell out! GET YOUR TICKETS — https://www.eventbrite.ca/e/bd-investing-annual-summit-tickets-1998125442988read more
What’s the most important thing you look for when researching a stock and finding a winner? What are the things that a stock must have in order for you to own it? Let me know below, i’m super curious!
President Trump says Russia will supply millions of tons of diesel to U.S. and global markets. 📊 Key Highlights: ⛽ U.S. diesel prices hit around $6.28 per gallon. 🤝 Trump reached a supply agreement with Vladimir Putin. 📉 The goal: Increase supply and bring fuel prices down. ⚠️ The U.S. temporarily eased sanctions on certain Russian diesel shipments. 🌍 BUT THERE'S A CATCH! Analysts question whether the deal will significantly lower prices, while Ukraine criticizes the move. 📈 Could this change the global energy market? 💬 What do you think? Smart move or risky decision ?read more
🚨 A DECADE of dividend investing 👨💼 My portfolio is now worth ~$2M 💰 And it pays me roughly $10,500 in dividends EVERY MONTH 💵 8 HIGH INCOME ETFs with ZERO PRICE DECAY that I own or plan on buying!📈🔥 $SCHD 🏆 Schwab U.S. Dividend Equity ETF ~3.0% yield ~531% total return Pays quarterly Launched Oct 2011 $QDVO 🏆 Amplify CWP Growth & Income ETF ~11.2% yield ~52% total return Pays monthly Launched Aug 2024 $OVL 🏆 Overlay Shares Large Cap Equity ETF ~10.5% yield ~208% total return Pays monthly Launched Sep 2019 $SEPI 🏆 Shelton Equity Premium Income ETF ~7.9% yield ~27% total return Pays monthly Launched Sep 2025 $IDVO 🏆 Amplify CWP International Enhanced Dividend Income ETF ~6.1% yield ~114% total return Pays monthly Launched Sep 2022 $GPIQ🏆 Goldman Sachs Nasdaq-100 Premium Income ETF ~9.9% yield ~105% total return Pays monthly Launched Oct 2023 $XQQI 🏆 NEOS Boosted Nasdaq-100 High Income ETF ~20.2% yield ~21% total return Pays monthly Launched Jan 2026 $HAKY 🏆 Amplify HACK Cybersecurity Covered Call ETF ~15.0% yield ~48% total return Pays monthly Launched Jan 2026 *Bookmark this one* 🔖👇 read more
Thoughts on investing almost entirety of networth while young, to the point where I barely have the money to pay off credit card balances every month?🤔🤔🤔🤔
SCHD holders brag about the dividend. VOO holders brag about the growth. 10 years, dividends reinvested: $VOO : 316.5% $SCHD : 244.5% That's a 72 point gap. On $300K that's about $216K left on the table. SCHD's answer: a 3.2% yield vs about 1% for VOO. Cash in hand every quarter. In a rough year, that dividend check feels GOOD. My stance: I'm a growth guy. I want the compounding, not the coupon. Long-term buy & hold for me, I'll take the extra 72 points. But dividends aren't nothing. A payout that shows up rain or shine is real money. Which side are you on? The 3.2% yield now or 72 points of growth over 10 years? Where do you stand? 👀read more
⚠️ Warning: This post was vetted through AI. You may want to look away now. 😂 After experiencing the uninformed and unwelcome opinions of people shaming the use of AI, and, even more frustratingly, misrepresenting my financial situation, I decided to reread The Subtle Art of Not Giving a Fck*. It reminded me of something I already knew: Not every opinion deserves my attention. Fundamentally, I don’t participate in negativity, harassment or hate. I don’t need to convince everyone that my choices are right, and I certainly don’t need the approval of people who have decided they know my financial situation better than I do. But I did feel that the developing culture of AI shaming deserved my attention, not because I want to argue with the naysayers, but because I think there’s an opportunity to have a more positive, productive and inclusive conversation about it. I genuinely enjoy sharing my financial growth, milestones, lessons and journey here on Blossom. It’s one of the fun parts of this app for me. I’m excited about what I’m building, and I enjoy sharing the process with people who are interested in learning, growing and having conversations about money. And just to be clear: I don’t use AI because I’m illiterate, incapable or unintelligent. I was a professor in a dental department at a post-secondary institution. I know how to think, research, question information and form my own conclusions. Using AI doesn’t equal incompetence. It’s a tool. A tool that helps me organize my thoughts, be more productive, communicate ideas and accomplish my goals. And I actually think there’s something beautiful about that. Technology can make participation more accessible. It can help someone find the words they struggle to find, organize thoughts that feel overwhelming, communicate in a language they’re still learning, or simply make it possible to participate when life is busy. That feels more inclusive to me, not less. Of course, AI isn’t perfect. It can be wrong. It can misunderstand context. It can produce information that needs to be checked. That’s why I believe in using it responsibly: question it, fact-check it, protect your privacy and ultimately take responsibility for what you choose to publish. That isn’t giving up your intelligence. That’s using your intelligence to use a tool well. AI is here. It’s ubiquitous. And honestly, it has barely begun. We don’t shame calculators because people used to do long division. We don’t shame spreadsheets because people once balanced books by hand. So why are we suddenly treating the use of a new tool as a character flaw? Telling someone to stop using AI because it’s “not real” is about as logical as trading your laptop for a pen and paper, your smartphone for a corded home phone, and your GPS for a paper map. Technology changes. We adapt. And perhaps the most important part of all of this: The people who have reached out privately, with thoughtful messages, encouragement, curiosity and kindness, far outweigh the toxic noise. Those are the people I choose to give my energy to. AI isn’t going away. Neither am I. And I’m not going to spend my time arguing with people who are determined to misunderstand me. I’d rather keep learning, keep questioning, keep investing and keep moving forward. You don’t have to use AI. You don’t have to like AI. But you also don’t get to decide what tools someone else is allowed to use to build their life. And yes…AI helped me write this. 😉 I’m okay with that.read more
I have been thinking about how to make this easy and actionable for anyone interested to learn about options trading and I thought there is no better way to start than by demonstrating what an option would look like if written out like a real contract between two people. In the following posts of this series I’ll cover the more technical stuff in detail, but for now I’ll keep this post fun, simple and without too much jargon… Strip it down and an option is basically a deal between a buyer (buying a right) and a seller (selling an obligation). So let's write a hypothetical options contract out. Take your time to read it, because all the terms you’ll need are sitting inside the contract. (strike, premium, expiration, underlying) ———— Draft CALL Contract Theoretical (this is just for illustrative purposes to help you understand the concept): I, Moe the buyer of this call option contract, reserve the right, but not the obligation to buy 100 shares of ABCD (underlying) for $50 per share (Strike Price) valid until 21st January 2027. In exchange for this right I agree to pay a premium of $1.50 per share. I, Mr. Market the seller of this option contract am obligated to sell 100 shares of ABCD for a set price of $50 until 21st January 2027 if the buyer chooses to execute the terms of this contract. For this I will receive $1.50 per share in premium. End of contract. ———— Now some quick context and basics to help land this for you guys: 1. We have two types of options contracts CALLS (option to buy when price goes up) and PUTS (option to sell when a price goes down) 2. All options contracts for stocks and ETFs are for 100 shares (you don’t pay price of share you only pay for the premium per share in the example above that would be 100*$1.5 to own the right to purchase the stock at $50) 3. Every contract has a strike price at which the buyer can exercise the contract to buy or sell the shares 4. Every contract has an expiration date after which if the holder doesn’t exercise it expires worthless and the seller keeps the premium. This is post one in a six post series, feel free to drop questions or feedback in the comments below and I’ll answer everything. Hope this was easy to follow for anyone looking to explore options and there is a real option contract example in the image attached.read more
Another week in the books. Other positions: $BN — 4.7% $NFLX — 3.8% This week: Bought more $BN at $36.92. No sells. Pretty quiet week overall... I’m still happy with how the portfolio is positioned heading into earnings season and continuing to build cash while I wait for better opportunities. read more
For context: $ZETA represents 17% of my portfolio at a $16.56 cost basis, up ~100%, and I haven't sold a single share. Tomorrow I'm publishing my complete $ZETA investment case, and here's a preview of what's inside: - Why ROAS sits at the center of the entire pitch - The data moat no competitor can replicate - Athena plus the OpenAI, Palantir, Snowflake, and AWS partnerships - My DCF and bear/base/bull scenarios running to 2031 I think $ZETA emains undervalued at $32.63, and this is a 3-5 year compounder rather than a 3-5 week trade, so stay tuned. It drops on my Substack tomorrow, subscribe so you don't miss it 👇 https://substack.com/@summitcapitalcoread more
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will), power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will. Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
300+ Cybercabs on the road in Austin right now. That's 8x fleet growth in 30 days. Dallas is next. The robotaxi story went from “someday” to “right now” FAST. These are steering-wheel-less cars. No driver. Actually doing rides. And it hasn't been pretty. CNBC called month one “rocky”: long waits, wrong dropoffs, regulators sniffing around certification. Bears: 395x trailing P/E. HSBC at $157. The future is priced in. This is a car company in a costume. Bulls: a real autonomous network, scaling in real time, and this is only the start. I'm a believer in the AI & robotics thesis. Long-term hold for me. But I'm not going to pretend the execution looks clean. Robotaxi is either the whole thesis playing out... or the most expensive test fleet in history. Where do you stand? 👀read more
On October 2nd, Micron cleared the level I was watching by a dollar twenty. This Friday it closed at 1,029.0, twenty cents under its floor. Same stock, same kind of line, opposite side. It wasn't the only name I graded. Eight stocks carried a level into last week: four worked, two were mixed, and two failed. Nvidia and $AMD both hit their ceilings early in the week, then gave all of it back. Something else flipped too. The chips that fell now have more room to their next ceiling than distance to their floor, but each one is still sitting under its central line. The software names that won are the stretched ones now. That flip, Oracle's cash problem and every level for the week ahead are in "The Money Didn't Leave. It Moved." on my newsletter. Chips with room, or software with momentum? 🤷🏻♀️ Not investment advice 🐝 read more
Volatility: how far a stock's price swings from day to day. A steady utility barely moves, while a name like $NVDA can swing 3% or more in a single session. Bigger swings mean bigger potential gains — and bigger potential losses. That is the price of admission for higher returns. Volatility is not risk itself, but it is how risk feels. Spreading money across an index ETF like $SPY smooths the ride. Not financial advice.
Originally published on Blossom on April 19th, 2024 Please find retrospective commentary at the end. Without a doubt, the most important step to evaluating the direction and magnitude of a company’s stock price over an investor TIME period is fundamental analysis. Sorry, technical analysts and order flow analysts. That’s not to say those approaches don’t have incredibly valuable insight.....even over the long-term and investor TIME periods. But, fundamental analysis requires a deep dive into the balance sheet for an understanding of leverage ratios (debt levels), growth rates in revenue, gross and net profit margins, free cash flows, share issuance, executive compensation, revenue per employee, price to sales, price to book, capital expenditure plans, on and on, etc. Now once we have all these indicators, we need to analyze the company trend in these indicators over TIME, relative to competitors, relative to other industries, or not relative to anything if a company doesn’t have a long enough history. NOW...we also have to keep in mind these ratios are constantly changing.....so we need to monitor these as well. @bradleytalksmoney on Blossom made an insightful observation the other day when doing a fundamental exercise on investing in Blossom and arriving at the conclusion that it’s just too early to be able to fundamentally handicap the company AND THAT YOU ARE REALLY MAKING A BET ON THE LEADERSHIP TEAM TO EXECUTE. And of course, we ALL want Max and the Blossom team to knock it out of the park! Congratulations again to their amazing work! This observation is so true. For all companies and their corresponding stock prices, a longer term INVESTOR (as defined by KTS #11) is really just buying into the capabilities, the vision, and the talent of the leadership team. If they’re not good, the company will suffer setbacks or even fail, and the stock price will follow. Conversely, a management team that can execute on plans to grow the company will see its stock price rise. And @stocksonthego2.0 is exactly right in always making sure you know what you own from a fundamental perspective. Oh geez..fundamental analysis is exhausting and sounds like A LOT OF WORK! It is. And there’s no escaping this. You really need to put the TIME in to understand companies – especially once you own them! You can’t do as Old Charlie used to say, “Buy a few great companies and just sit on your ass!” without staying on top of the fundamentals. After all, Ole Charlie/Warren frequently reversed course on huge investments they’ve made based on an initial fundamental analysis only to not sit on their ass and quickly scale down in a big way or just plain exit when the fundamentals change (e.g. Wells Fargo, U.S. Bank, BYD, on and on). BUT – I have a Cliff Notes version for you that gets you close and takes into account a lot of it. Or for younger generations that don’t know what Cliff Notes even are, I have a Chegg or probably now, a ChatGPT easy button (pronounced today with a valley girl dialect “butt-in”). OK, OK, I couldn’t resist. RISING ANNUAL EARNINGS ESTIMATES FOR INVESTORS. There it is. Wall Street wants you to think the financial world is so complicated with endless computer screens and complex algorithms, jargon terms that make them sound like guru experts, premiums, durations, volatility, flows, accreditation, derivatives, risk tolerance, 60:40 models, allocation levels, etc. They want you to think it is overly complicated..... because it’s not. Think about that. They want you in the ocean, but without any life preserver so they can use their predatory behaviors like sharks. The reality is that there are a lot of dummies dominating that industry (not to disparage the several brilliant ones that I have learned to follow and read with the privilege to ride along – like a kid chasing an autograph). But there’s a lot of wealthy people tied to Wall Street that fell into dumb luck and consider themselves experts. Don’t buy it. If you really believe them to be authorities, then you are just taking the bait. That’s the mysterious world they want you to think it is. So recommended exercise for over this weekend: jot down the tickers for each of your holdings (spreadsheet is nice for electronic archival). Then, look back at the TREND IN ANNUAL earnings estimates over the past 3 years – PROVE TO YOURSELF that THE TREND IN EARNINGS ESTIMATES is HIGHLY CORRELATED to stock price movements. What you will see is that companies whose earnings per share rises, their stock price rises. If the earnings estimate trend is flat, then so is the stock price. If the earnings estimates are falling, so is the stock price. WOW! Really? Yes, really. In the end, it all is quite rational (despite periods of irrational markets or unloved/overloved stocks). You will see this correlation in virtually all your stocks and in virtually all stocks in the entire universe. So for INVESTORS, always know the direction of the change in ANNUAL earnings estimates. More coming on the trends in earnings estimates. Retrospective commentary - October 9th 2026 Beskar Capital giving Bradley a shoutout when he says something that makes sense! 🤣 We recently built a fundamental report card for our members – a new tool to assess the overall fundamental strength of their holdings. Anyone who mentions “Report Card” in the comments will receive a private message with instructions to receive a special discount on our website membership. 👍💸 Fundamental analysis has been relegated to the minor leagues in terms of consideration and importance in the investing social space. Exactly what we would expect during the meltup phase of the real estate/banking crisis cycle. Multi-year periods of easy credit will do that. But fundamental analysis is slowly beginning to come back into vogue as the credit tightens. As we said in the original publication of this KTS: there’s no escaping it. The cracks are starting to show. You can feel it. The environment isn’t as rosy as it used to be, and you’re starting to feel like you need more than a few posts from popular finfluencers to build conviction and buy a stock. You need something more solid. And you know it. KTS #65 is a mandatory re-read if you want to build a rocksolid foundation. Most of these finfluencers have no real idea how to assess a company’s fundamentals. I even came across a popular account on this platform that claimed $VST was a natural gas company. 🤣 You wonder if they ever do their own research! 😂 Anybody can make an AI text to hype you up on tech stocks with a story that sounds bullish and completely convincing……without any earnings. This is the meltup. A TIME when you may be better off LEARNING THE FUTURE 😉., which can save you a lot of money…🤑💸 Even when there are specific TIMES when minimizing the role of fundamental analysis is warranted and frankly a good idea, fundamentals must remain at the core of every successful long-term investor’s strategy. Knowing the type of market you are in with respect to the real estate/banking crisis cycle is key to understanding what comes next. I always give you my Best! 🏆 This is the Way! 🏄🌊 read more
Quick math before anything else. Monday a stock goes from $100 to $125. That's up 25%. Tuesday it drops back to $100. Down 20%. Two days later the stock is exactly where it started. Now run a 2x fund on that same stock. Monday it's up 50%, so $100 turns into $150. Tuesday it's down 40%, and $150 turns into $90. Stock: flat. 2x fund: down 10% 📉 (made up numbers, real arithmetic) Nothing broke there. The fund did exactly what it says on the label, because the 2x (or 3x) on a leveraged ETF is a promise about one single day. It resets every night and starts over the next morning. Hold it for a month and what you get is a string of daily bets stacked on top of each other, which can land a long way from double the stock's month. What follows from that: Chop is what hurts. Up, down, up, down grinds the fund lower even when the stock ends up right back where it began. A clean trend does the reverse. Two 10% up days in a row is 21% for the stock and 44% for the 2x fund, a little better than double. The extra exposure comes from swaps and futures, and these funds can cost more to hold than a plain index ETF. Inverse ETFs are the same machine pointed down. They chase the opposite of one day's move and reset the same way. And they've gone single stock. There are 2x funds built on $NVDA and on $TSLA now, plus a 3x fund on the Nasdaq 100 (the index $QQQ tracks at plain 1x). The myth to drop: "the stock doubled this year, so the 2x fund must have quadrupled." Maybe more, maybe a lot less. It depends on the path the stock took to get there, and the SEC and FINRA have each published an investor warning about exactly that gap. Ever held one of these for longer than a few days? Did it land anywhere near what you expected? 👇 Educational, not financial advice. Just my read.read more
Give me: - $AMD for compute and AI - $SOFI for the financial ecosystem - $AMZN for AWS, ads and commerce - $NOW for enterprise software - $UBER for mobility + delivery - $NFLX for global entertainment - $BN for long-term compounding - $ZETA for higher-growth upside - $OSCR for the turnaround potential - $SNAP for ads, subscriptions and Specs optionality Very different businesses, very different setups. But I understand why I own every one of them, and I’m comfortable building around that. read more
