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Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights

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James Beckett
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@moneystocker
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ETFs · 22m

Thematic ETFs. Yay or nay?
I know it’s a very broad question, but what do people think of Thematic ETFs?

Thematic ETFs

Yes, they have a place

No, they don’t have a place

Indifferent

Other (leave a comment)

1 votes · 5d left

6 views
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Twenty-five And Invested
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@25andinvested
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Community · 🔥 Hot

SOME FISH
So ive been looking at cheap hobbies. For starters ive been going to the gym! best cheap hobby. Planet Fitness is 30$ for both my wife and I. You can bring a guess..... me, im the guess. so basically cut 30 in half. 15 a person, cheeeeeap.

I also picked up some fish. My friends didnt want them any more so I inherited a tank. got some Tetra, a few Guppies and a Barb also a Clown Plecko but I think my boy is dead (he isnt he just never moves)......

Not as cheap as I thought. I got a few filters. A 3 step water chemical program and a little flake food. All together $100 for at least a few months.

Having a few cheap hobbies is more fun for me then having 1 big one. One of these days I wanna have a big tank mabye breed some fish but untill then gotta prove to myself I wont kill everything I touch.....
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Cole Delarosbil
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@investingwithcole
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Beginner Investors · ⭐ Featured

🚩 3 Red Flags to Watch for When Buying a Stock 🚩
Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one.

(Free Stock Checklist at the end)

---

1️⃣ Declining Revenue or Earnings📉

🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking.

✅ How to Check for This:

A) Look at the Income Statement📊
- Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively.
- Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend
- If both are consistently declining, it’s a warning sign.

B) Check Earnings Reports🗂️
- Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times.

C) Compare to Competitors🔍
- Is the entire industry struggling, or just this company?

📚Website for financial reports:

https://www.marketwatch.com/

---

2️⃣ High Debt Levels

🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations.

✅ How to Check for This:

A) Find the Debt-to-Equity Ratio (D/E)📊
- Go to the company’s Balance Sheetin its latest report.
- Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity**
- A D/E ratio above 2.0 (varies by industry) is usually risky.

B) Check Interest Coverage Ratio🔍
- Look at the Income Statement for EBIT (Earnings Before Interest & Taxes).
- Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense
- If this ratio is below 1.5, the company may struggle to pay interest.

📚 Resources:

https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt

---

3️⃣ Poor Cash Flow

🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations.

✅ How to Check for This:

A) Find the Cash Flow Statement📜
- Look at Operating Cash FlowOCF).
- If OCF is negative for multiple quarters, the company may be in trouble.


B) Check Free Cash Flow (FCF)💰
- Free Cash Flow = Operating Cash Flow - Capital Expenditures
- A company with negative FCF can’t reinvest in growth without taking on debt.

📚 Read more about Cash flow:

https://www.investopedia.com/articles/stocks/07/easycashflow.asp
___________________________________________

Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬

Access my free stock checklist at the link below⬇️

https://investingwithcole.gumroad.com/l/stockchecklist

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110K views
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Micheall
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@micheall
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Technology · 48m

Can electrification help Europe break its energy -
Can electrification help Europe break its energy Crisis

Europe’s energy problem goes beyond high prices. Dependence on imported fossil fuels leaves the region vulnerable to geopolitical shocks, while expensive energy puts pressure on manufacturers and households.

Electrification could be part of the solution. Electric vehicles, heat pumps, renewable power and electric industrial equipment can reduce fossil-fuel dependence and improve energy efficiency.

But there’s a catch: electricity itself can still be expensive, and grid constraints and infrastructure costs could slow the transition.

The real question isn’t just whether Europe can electrify it’s whether it can make electricity affordable enough for businesses and consumers to benefit.

Could electrification become Europe’s biggest energy-security advantage, or will the cost of the transition hold it back?

My take on how it affects the market
This is more of a long-term investment theme than an immediate trade catalyst. I’d watch European gas prices, oil, Treasury yields, the dollar, and clean-energy stocks for confirmation before making a directional call.
The key distinction: High energy prices can create short-term volatility, while successful electrification could reshape which industries win over the next several years.
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Lindsay Ross
@laross19
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Passive Income · 7d

Good morning everyone
Futures up slightly. Oil up. Gold down. Enjoy some good kind discussion today. Enjoy your coffee. Market Call has Gordon Reid on us equities.
330 views
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Alex G
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@thatstonerdjz69y
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ETFs · 2h

Big City Life ❤️
I absolutely love this city, Toronto gotta be one the most interesting cities in the world, so beautiful so much to see, i been living in here from the day I emigrated to Canada 🇨🇦🫶.

Went to a friend’s birthday today at Queen’s Harbour, add a reminder of how much again I love this place, bought $HHIS earlier today from my phone, hang out with all my friends and my wife, ate great food while i was trading gold to pay for my drinks FROM MY PHONE!

I love Canada 🇨🇦,the opportunities, the freedom, the safety and most importantly the people, Canadians are really the nicest people, so grateful to be apart of this amazing country!

Have a great week everyone and happy investing! 🫡
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HHIS logo

-0.18%

14.8% held

144 views
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Graham Stephan
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@grahamstephan
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Market News · 🔥 Hot

Stock Market Returns
Fun fact: The S&P 500 has gone up in the 12 months after every midterm election since 1946. Can it happen again?!
380 views
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Moe
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@moe_on_margin
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Community · 7d

What Happened to the AI Check tool
@maxstocks why did you guys remove that AI detection tool ?

Things are really getting out of hand with posts written 100% in AI (without fact checking or disclaimers) and now even the comments on them are also written in AI.

AI is talking to itself all over blossom.

Can I start a petition to bring the tool back ? 😅

202 views
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Drew @yoandrewcortez
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Crypto · 3h

10 rules I follow for crypto:
1. DCA every month
2. Buy more during dips
3. Bitcoin 90%+ of portfolio
4. Altcoins <10% of portfolio
5. Always self-custody
6. Study before you buy
7. Think absurdly long term
8. Borrow against your crypto
9. Ignore meme coins
10. Discard FOMO

Anything else you’d add?
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Richard Verhaeghe
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@ravonar
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ETFs · 3h

WCBR & BOAT - two neat niche funds
*Warning ⚠️ 🛑 Made with the assistance of AI*

Cybersecurity Meets the High Seas: WCBR & BOAT 🔐🚢

One protects the digital world. The other moves goods around the physical one.

WCBR ($WCBR) and BOAT ($BOAT) offer exposure to two very different industries. Both have posted impressive recent returns—but what are investors actually buying?

🔐 WCBR: WisdomTree Cybersecurity Fund

(🖥️ 🦠 - how cool 😎 is this?)

WCBR tracks the WisdomTree Teams Cybersecurity Index, investing in companies that protect networks, cloud systems, applications and sensitive information. (wisdomtree.com⁠)

• Holdings: 34 reported portfolio positions, per Schwab, September 30, 2026. This count can include positions beyond company shares.
• Assets under management: approximately US$229.95 million, October 28.
• Annual expense ratio: 0.45%, approximately US$45 per US$10,000 invested.
• Distribution yield: 0.00% as of October 27. This is primarily a growth investment. (schwab.wallst.com⁠, wisdomtree.com⁠)

Its ten largest holdings on October 27:

• Zscaler — 7.10%
• Netskope — 5.81%
• SentinelOne — 5.78%
• CrowdStrike — 5.73%
• Rubrik — 5.12%
• Tenable — 5.09%
• Okta — 4.43%
• Trend Micro — 4.36%
• SailPoint — 4.26%
• Datadog — 4.25%

Together, these represent approximately 52% of the portfolio.

Total returns through September 30, 2026:

• Year to date: +63.96%
• One year: +45.57%
• Three years: +30.77% annually
• Five years: +12.27% annually
• Since January 2021 inception: +11.97% annually. (wisdomtree.com⁠)

Cybersecurity addresses an ongoing business need, but rapid technological change, competition and volatile valuations create investment risk. A growing industry does not guarantee attractive shareholder returns. (wisdomtree.com⁠)

🚢 BOAT: SonicShares Global Shipping ETF

BOAT tracks the Solactive Global Shipping Index. Its companies transport containers, vehicles, dry bulk commodities, oil and other cargo.

• Holdings: 51, as reported in its September 30 factsheet.
• Assets under management: approximately US$158.01 million, October 27.
• Annual expense ratio: 0.69%, approximately US$69 per US$10,000 invested.
• Distributions: quarterly, with variable payments. (sonicshares.com⁠, sonicshares.com⁠)

Its ten largest holdings on October 28:

• Frontline — 6.05%
• SITC International — 5.33%
• Mitsui O.S.K. Lines — 5.22%
• HMM — 5.07%
• Kawasaki Kisen Kaisha — 4.93%
• A.P. Moller–Maersk — 4.49%
• Hafnia — 4.44%
• Orient Overseas International — 4.41%
• International Seaways — 4.38%
• Wallenius Wilhelmsen — 4.15%

Together, these represent approximately 48.5% of the portfolio.

Total returns through September 30, 2026:

• Year to date: +71.48%
• One year: +78.92%
• Three years: +34.69% annually
• Five years: +25.72% annually
• Since August 2021 inception: +27.87% annually. (sonicshares.com⁠)

Shipping is essential, but profits are cyclical. Fuel costs, trade volumes, tariffs, sanctions and changes in shipping routes can all affect results. Essential services can still be volatile investments. (sonicshares.com⁠)

💭 My take

I see both as potential satellite positions around a diversified core.

WCBR offers focused exposure to cybersecurity. BOAT offers exposure to global shipping and its economic cycles. Together, they introduce different business drivers, but they still carry substantial sector concentration.

Both funds have had exceptional recent runs. Their five-year annualized returns provide useful perspective, but neither the recent gains nor the longer record should be treated as a forecast.

Would you rather own the companies protecting the data—or the companies delivering the goods? 🔐🚢

Both are U.S.-listed ETFs trading in U.S. dollars. Their published annual fees are expense ratios rather than Canadian MERs. Returns shown are USD NAV total returns, with distributions reinvested and fund expenses reflected; periods longer than one year are annualized. Canadian-dollar results also depend on exchange rates. Holdings change, and past performance does not guarantee future results.

For general information, not personalized investment advice.
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WCBR logo

-1.56%

0.0% held

BOAT logo

+0.36%

0.0% held

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Kar Yung Tom
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@karyungtom

🔥 Hot

Life Update
Outside of doing the podcast with Moe, I've just been chilling.

The house I bought for $680k in March 2024 is a townhouse. The unit on the other side just sold for $890k. As it turns out, I was NOT late to the party.

I'm looking forward to renewing my mortgage in March, hopefully bringing that monthly payment down. ;)

I've been nerding out with GPT and Claude on a variety of interests. They can do a lot more than just produce slop these days.

As for upcoming big expenses, I'm planning another cruise. Not sure where yet, but different members of my family have expressed interest in something centered around South America or South Africa. If you have suggestions, let's hear them!
1,048 views
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Beskar Capital
@beskar_capital
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Beginner Investors · 6d

How Are You Holding Up? 😜

Do you have a strategy to brave the volatility in a changing market?

If you have been following me for some TIME, you know that we expected 2025–2026 to be the years of highest volatility.

I don’t think you need me to provide any evidence of what is now a reality.
These are difficult TIMES to navigate financial markets, which can be brutal and merciless.

But the key is to adapt and survive as we use the real estate/banking crisis cycle as our survival roadmap.

Just today,based on KTS #114 we had to lock-in profits and exit another position in a long TIME favorite holding.. This is a period when cycle ignorance and unconditional optimism can be your undoing. 

This is now a period when we must accept what the market is telling us and position ourselves for what comes next.  No regrets!  Onward we march! 

Are you ready for what’s next?

If interested, we will again be reopening our membership……soon. 😉

I always give you my best! 🏆

This is the Way! 🏄🌊
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Estevez Jorge Mario
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@estevezjorgemario
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Beginner Investors · 3h

$ORCL 🚀🚀🚀
ORCL logo

+10.73%

0.9% held

146 views
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Philippe
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@flipflopfinance
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ETFs · 🔥 Hot

Flip Flop Finance x Retail Rundown Podcast

Hey guys!!!

I had an amazing time chatting with @humbledtrader & @bdinvesting on the retail rundown podcast.

If you wanna hear us yap for an hour about the ups and downs of work, health, investing
& life tune in!


https://youtu.be/tNoNucq9Lsc
10K views
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Moe
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@moementumfinance
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Beginner Investors · ⭐ Featured

Money, Investing & Self Development Books 📚
Here are my top 9 most favorite books on the topics of money, investing, and the psychology related to it. 🙂 I have also shared my short takeaways from each of these books:

✅ Reboot Your Portfolio (Dan Bortolotti): By simply "owning the market" through globally diversified index funds, you will almost certainly enjoy better performance than the vast majority of investors who buy actively managed funds or try to pick their own stocks. Over the long term, index funds offer the highest probability of achieving your investment goals.

✅ Atomic Habits (James Clear): If you can get 1% better each day for one year, you’ll end up thirty-seven times better by the time you’re done. Focus on making tiny adjustments to your behavior, as small changes lead to lasting improvements.

✅ Die with Zero (Bill Perkins): Maximize meaningful and memorable experiences in your lifetime when you are healthy and have the capacity to do so. Invest in experiences that yield long-lasting memories and pay you regular "memory dividends".

✅ The Simple Path to Wealth (JL Collins): Build a financial cushion (F-You Money) to give you a choice, and invest through low cost, broad-market, diversified index funds.

✅ Rich Dad, Poor Dad (Robert Kiyosaki): Use your money to acquire assets instead of liabilities.

✅ Choose FI (Chris Mamula, Brad Barrett, Jonathan Mendonsa): Achieving Financial Independence requires a plan, much like building a house, but it is not a one-size-fits-all approach and you can tailor it based on your own journey.

✅ Quit Like A Millionaire (Kristy Shen, Bryce Leung, JL Collins): Spend your money on experiences that last a lifetime that on material stuff and consumer debt.

✅ The Psychology of Money (Morgan Housel): Managing your emotional impulses and learning how to behave in face of challenging money decisions, play a crucial role in your financial success.

✅ I will teach you to be rich (Ramit Sethi): Develop a "Conscious Spending Plan" that aligns with your values and financial goals.

📚 Learn More: https://youtu.be/KIXOYvKgtnw

➡️ What are your favorite money/investing/self-development book recommendations?
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187K views
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The Market Matrix
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@themarketmatrix
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Market News · 🔥 Hot

WILL YOU BE BUYING THE ANTHROPIC IPO..?

$500B in commitments, seeking around $1.5T valuation, $16.1B H1 revenue, $80.1B H1 net loss, gross margin went from 12% to 85% in just one year.

Nearly $240B in commitments with just $SPCX and $GOOGL haha..

$ANT

Will you purchase Anthropic after the IPO?

Yes! ✅

No ❌

After the dust settles

197 votes · 4d left

SPCX logo

-0.40%

0.0% held

GOOGL logo

-1.06%

0.0% held

QQC logo

+1.18%

0.0% held

QQQ logo

+1.11%

0.0% held

148 views
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Ryne Williams
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@ryne
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Passive Income · 8d

I don’t want to jinx it, but tomorrow could be the day we FINALLY see $150k in the portfolio. It’s been teasing me for too long. 🤞
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Zachary Lawrence
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@zach_tm
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Options · 3h

Thursday moves 10/29
SPY logo

+0.34%

0.0% held

QQQ logo

+0.60%

0.0% held

IWM logo

+0.40%

0.0% held

GLD logo

+0.33%

0.0% held

SMH logo

+1.74%

0.0% held

6 views
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Castri @castri22
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ETFs · 3h

Simplifying my portfolio, kind of.. lol
It’s been a few years now since I started investing and I went through a few phases.


Starting trying to recreate $XEQT buying the ETFs separately to save some fees. Forgetting about that and going all in on US market with $VFV and $QQC, then trying to optimize my RRSP with $SCHD $SCHG combo.

Trying a taste of factor investing with $FEQT, going back to global on RRSP with $VT.

Opening a margin account and splitting 50/50 XEQT, FEQT.

To finally “simplify” my portfolio to allow global core with factors on $AVGE, $SPMO and $CAGX (went $CAGE first but was never 100% comfortable with the 30% Canada).

Using now 130% CAGX on margin account.

And the so talked $HEQL to finalize the touch of leverage on registered accounts.

I still plan to sell $QQQM and $QQC and consolidade in AVGE and HEQL/CAGX. And will maintain the tech tilt with $HXQ since it is on my non reg account and it willl trigger a large capital gain.

It is hard to let go the tech ETFS after they doing so well in the past few years but I will get there, hopefully. Lol
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Adriano Starinieri
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@adrian_pii
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Passive Income · 3d

PII Podcast #4: Overcoming Market Crash Fear
https://youtu.be/ctJWVFscTRQ
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Ashton Invests
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@ashton_1nvests
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Market News · 4h

ServiceNow
$NOW has some incredible customer expansion numbers.

Its 2011 customer cohort has grown its annual contract value from an indexed $100 to $3,730 as of Q3 2026.

That’s 37.3x growth, even including customer losses.

ServiceNow doesn’t just acquire customers. It keeps finding ways to sell more to them.

One of the biggest reasons I’m bullish long term.
NOW logo

-3.00%

10.7% held

200 views
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Moe
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@moe_on_margin

🔥 Hot

A Question to Guide Future Content
For those who’ve been following my content for a while (A big thank you BTW)… I’d love to know what your favorite series was, maybe like top 2-3 favorites.

You’d be helping me rationalize time spent one things that would give more value.

1) Unpacking the Buffet Letters
2) Why I Hold It
3) Hedge Fund Hunt
4) Hidden Gems of the Counter Cycle
5) Reading the Official Filings
6) Options Trading Unpacked
7) ETF deep dives
8) Blossom’s Most Bought (my humble beginnings 😅)

Appreciate every one of you who would be kind enough to comment with their top 3 to help give me feedback.

Thanks 🙏
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Scott S@scottsinvesting
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Beginner Investors · 🔥 Hot

Where 'Far Too Many' Investor’s Go Wrong, IMO…
These aren’t rules, facts or anything definitive; just some of the many opinions I’ve built over nearly 30yrs of stock investing. Take em' or leave em', it's all good to me because they're accurate. 🤷‍♂️

Here goes, in no particular order. Far too many investors…
… have a gambling mentality when it comes to investing.
... focus on where a stock once traded to determine 'fair value’.
... think their pain threshold for unrealized losses is far higher than reality.
... risk far too much for a potentially very small win.
... create a lot of bad habits during bull markets.
... fail to acknowledge mistakes, so they fail to learn from them.
... under-estimate how can be lost going all-in on high or no P/E growth.
... rely on 'wishful thinking' over an actual 'investment thesis'.
... ignore anything negative about their stocks due to confirmation bias.
... will jump into day trading and/or margin usage at worst possible times.
... make blindly 'buying the dip' they're primary investing strategy.
... consider bullish "what-ifs" , while ignoring bearish "what-ifs".
… equate every bit of news as a catalyst, while it's just ‘business as usual’.
.*. spend too much time on small positions & not enough on large positions.
.*. fall prey to "how much lower can it go" thinking, and later learn A LOT!
... underestimate 'company specific risk' and invest too much in one stock.
... worry about how they rank against others instead of focusing on self.
… don’t understand what ‘the market is forward looking’ truly means.
... fail to factor 'we don't know what we don't know' in investment thesis.
... confuse getting lucky with having a sound investment thesis.
... will eventually get kicked in the throat by an unexpected margin call.
.*. own too many individual stocks complicating things for no reason.
… don’t spend enough time trying to break their bullish investment thesis.
… scream "manipulation", when wrong about their favorite stock.
... spend too much time on social media telling others their stocks are best.
... think 'time in the market' guarantees profits, which isn't true for stocks.
... fall for recency bias when projecting future returns.
… think they know more about a stock/company, than they actually do.
... sell their winners early and hold their losers indefinitely.
... willingly pay high expenses on ETFs that don't deliver.
.*. happily DCA to lower cost basis, but won't do it to raise cost basis.
... turn a blind eye to dilution from rampant share issuance.
... ignore importance of long-term diversification.
... assume any ETF or mutual fund is safer than a stock.
.*. get caught up believing the hype of a highly speculative stock.
... don't bother researching balance sheet & other key metrics..
... under-estimate what's needed to retire 'comfortably', incl. fire/coast fire.
.*. over-estimate what's needed to retire 'comfortably' (opposite of above).
... are far too quick to give advice while being ill-equipped to do so.
... over-estimate their true returns by failing to offset deposits.
... get cocky during bear markets & ultimately lose years of gains because of it.

I think I've shared something similar to this in the past, so if I'm being honest, not really sure why I'm sharing... As with most of my posts, it's likely driven by what I'm seeing in my Blossom feed.
And full disclosure, I've been guilty of a few of these (.*.) myself. Maybe you're guilty of some too.
** Wanted or not, I'll add to this list as more come to mind. **
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9,024 views
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Moe
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@moementumfinance
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Personal Finance · 8h

HEQL vs XEQT: Is 25% Leverage Worth the Extra Cost
In episode 26 of Financial KarMoe, @karyungtom and I (Moe) tackle some of the recent questions from Blossom investment community, including whether a leveraged ETF like HEQL makes more sense than investing in XEQT and borrowing separately through a HELOC or portfolio line of credit.

Is getting 25% more market exposure through HEQL worth the higher fees and borrowing costs? Kar shares his research into expected returns, volatility, fees and the trade-offs of using leverage in a registered account. I share a different perspective by comparing HEQL against my own experience with the Smith Manoeuvre and leveraged investing in XEQT, including the potential tax benefits of deductible investment interest. We also discuss why HEQL isn't "guaranteed" to outperform a standard all-in-one ETF, how future market returns affect the outcome, and why the right strategy depends on your risk tolerance and financial situation.

We get into some important questions about investing on margin, managing margin calls, how much leverage is too much, and whether it's possible for a couple with modest incomes to build $1 million in their TFSAs through consistent investing. Beyond investing, we discuss whether adult children should contribute to household expenses, whether parents should open an in-trust account after maximizing their child's RESP contributions, splitting group gifts with friends, brokerage transfer promotions, and our thoughts on covered call ETFs.

As always, we're sharing our own experiences and perspectives, not telling anyone what they should buy. There are plenty of ways to invest successfully, and the goal is to understand the costs, risks and trade-offs before deciding what works for you.

👇 We'd love to hear from you: Would you rather invest in XEQT and use leverage separately, or choose a leveraged ETF like HEQL? Let us know why in the comments!
https://youtu.be/Z3jcQHhTRoA
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XEQT logo

-0.02%

91.4% held

HEQL logo

-0.05%

0.0% held

HEQT logo

-0.04%

0.0% held

FEQT logo

-0.16%

0.0% held

1,788 views
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Mr Financial
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@mr.financial
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ETFs · 10h

It's HYLD Question Time 🤓
Hamilton's $HYLD is a beast of a fund, just like $HDIV . After getting the communities questions to help form the structure of HDIV's deep dive, I thought ... I HAVE to do it with $HYLD too.

Since HYLD is a fund of funds and rather complex... here is what I am going to share (that way you don't ask what will be answered):
- Performance attribution of sorts
- Benchmarking w/ and w/o levereage
- volatility and drawdowns
- Fund history of changes
- Distributions
- ETF structure and total underlying holdings
- Concentrations
- Fund risks
- Total costs and long term affect on performance

What would you like to know about this fund? Is there something that's not obvious about the fund that you feel needs discussed?

As always, EVERYONE is more than welcome to pipe in with their personal questions. The more diverse group of investors with questions, the better and broader the deep dive will be😁 I'll be filming tomorrow after work, so if I miss your questions after then, my apologies.

As always, HAPPY investing everyone and let the questions FLY!!!!
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HYLD logo

+0.70%

0.0% held

HDIV logo

+0.26%

0.0% held

1,824 views
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Perry's PIIverse
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@piiverse
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Passive Income · 5d

Most Dropped MSTY - I Bought More! WHY?
Yesterday - after a lot of research - I decided to do something radical. I bought more Yieldmax $MSTY . Over the past 1.5 years most have abandoned MSTY - a posterchild Ultra-Yielding NAV ERODER. BUT... has it really? Did most get MSTY all wrong? For all you DCA'ing $MSTE - have you been DCAing on the wrong $MSTR CC ETF? (Check out my pinned comment below comparing MSTY vs MSTE)

https://youtu.be/344xY-5QyiY?si=7hXie7qjHEcFCV-I
MSTE logo

+0.59%

1.1% held

MSTY logo

+0.35%

2.6% held

MSTR logo

+0.72%

0.0% held

1,120 views
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Brad Brunton@bradbrunton
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Beginner Investors · ⭐ Featured

Summaries of some of my favorite investing Books 💯
For those who don’t have the time
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Blossom
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@blossom
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Market News · 1d

🐝 Daily Buzz: October 27, 2026
📊 Chips rallied for a second day and oil slid as the Fed began its two-day meeting. The Nasdaq gained 1.18% to 26,477.81, the S&P 500 rose 0.6%, the Dow added 0.03% and Canada’s S&P/TSX Composite climbed 0.63%.

📡 Broadcom ($AVGO) climbed 4% after Bank of America, Citi, Morgan Stanley and Blackstone announced $63 billion in financing for Anthropic’s purchase of Broadcom technology. Micron ($MU) rose almost 3% and AMD ($AMD) gained 5%.

🔌 Celestica ($CLS) jumped 10% to lead the TSX after reporting adjusted earnings of $3.30 per share against the $2.99 expected, with revenue of $5.83 billion topping $5.48 billion and up 82.5%. The Toronto company raised its 2026 outlook to $21 billion in revenue and $11.55 in adjusted EPS.

✈️ JetBlue ($JBLU) jumped 19%, reversing Monday’s collapse, despite posting a larger than expected third quarter loss. The airline said it expects further margin expansion in the fourth quarter.

💸 SoFi ($SOFI) surged 13.42% to $16.40 on a beat across the board, with adjusted EBITDA more than $40 million ahead of estimates. The fintech raised full year guidance on every metric and gave 2027 forecasts above the Street.

🛢️ Oil fell after Iranian Supreme Leader Mojtaba Khamenei and security chief Mohsen Rezaei discussed conditions for ending the conflict. WTI settled down 1.83% at $99.90 and Brent shed 1.67% to $113.88. The Bank of Canada and the Fed both decide Wednesday, with markets pricing a 78% chance of a Canadian quarter-point hike.

👨🏻‍💻 Researched and written daily by @timemino
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Both the Bank of Canada and the Fed decide tomorrow. Does the BoC hike?

Yes, 25 basis points

61%

No, holds at 2.25%

39%

258 votes · 12h left

AVGO logo

+4.35%

0.0% held

MU logo

+3.30%

0.0% held

AMD logo

+5.90%

0.0% held

CLS logo

+12.32%

0.0% held

2,352 views
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The Market Matrix
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Market News · 12h

“911 what’s your emergency!?”

“ $NOW AND $FTNT JUST FELL OFF A CLIFF ”

🚑🚑
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NOW logo

-3.76%

0.0% held

FTNT logo

-5.27%

0.0% held

314 views
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Blossom
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Market News · 2d

🐝 Daily Buzz: October 26, 2026
📊 Anthropic’s IPO filing revived the AI trade and lifted chips. The Nasdaq jumped 0.82% to 26,169.38, the S&P 500 gained 0.7%, the Dow added 0.28% and Canada’s S&P/TSX Composite rose 0.44%.

🧠 Anthropic filed publicly for an IPO, reporting $16.29 billion in revenue for the six months ended June, up 1,304% from $1.16 billion a year earlier. It plans to list on the Nasdaq under ticker ANT. Semiconductors rallied on the news, with the iShares Semiconductor ETF ($SOXX) up nearly 3% and Nvidia ($NVDA) climbing 2.4%.

✈️ JetBlue ($JBLU) tumbled 12% after a Wall Street Journal report that senior creditors are working with a restructuring advisor. Its 14-day RSI hit 13.3, the lowest reading on record, and the stock is down roughly 50% this year.

🛒 Instacart ($CART) surged 7.87% on a Journal report that DoorDash ($DASH) is in acquisition talks and a deal could close this week. DoorDash slid 5%.

🍁 The TSX closed higher as gold gained and oil retreated, with Canadian banks leading. The Bank of Canada decides on rates Wednesday, and the loonie steadied after a seven-day rally.

🛢️ Brent fell 0.8% to settle at $115.81 and WTI slid 1.7% to $101.57. The U.S. Strategic Petroleum Reserve sits at 282.6 million barrels, its lowest since 1982, as the government draws down stocks to offset Middle East disruption.

👨🏻‍💻 Researched and written daily by @timemino
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Anthropic just filed for IPO, are you buying?

🚀 YES, send it to the moon

🫠 NO, I’m not becoming exit liquidity

300 votes · 3d left

NVDA logo

+2.64%

0.0% held

SOXX logo

+3.49%

0.0% held

JBLU logo

-10.84%

0.0% held

CART logo

+5.11%

0.0% held

2,308 views
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BD Investing
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Beginner Investors · 3d

Is it time to sell tech stocks?
2026 has been an exhausting year for growth investors.

Look at the $QQQ drawdowns this year:

March: -13.29%
June: -8.28%
July/August: -11.72%
October: -8.13% so far

Notice a pattern?

Almost every selloff has been driven by the same concerns. Expensive valuations, massive AI CAPEX spending, iran war ,inflation, interest rates and financing costs.

Different headlines, same fears.

What's frustrating is that many companies continue to report strong earnings and growth, yet their stocks keep getting punished.

The fundamentals can improve while valuations compress. That's been the story of 2026.

As investors remember this is the long game. Theres always a smart reason to sell, but stocks tend to go higher even with bad news.

Buy the dip & HOLD
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Paul Santori
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Passive Income · 1d

Sold Everything In My Margin Account
This is my biggest margin account update thus far!!

Find out what worked and what didn’t!

https://youtu.be/kRcPZ15skNY?si=Img7KiiR6GdVmdtP
534 views
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Mr Financial
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ETFs · 3d

👑 HDIV is the King…Until You Compare It Properly

18.97% annualized return since inception. A 10%+ yield. Amazing... It even beat the TSX 60, it’s benchmark!!! 🤯

So why did my analysis find that $HDIV UNDERPERFORMED a more comparable benchmark by 1.9% PER YEAR?

That’s because HDIV isn’t really comparable to an unleveraged TSX 60 total return index.

It has 1.25X leverage, significant concentration, much more tech exposure, US exposure, and a completely different portfolio construction....

And once I accounted for that, the “KING” narrative got a lot more complicated and well... you’ll see.

I went under the hood on EVERYTHING is could in less than 20 minutes, from the 1.75% current cost, covered calls, leverage, distributions, ROC, total number of underlying stocks (and even the effective number of stocks), risk, drawdowns, and all the changes HDIV has made since launch (you will be SHOCKED by that one)!

I also tried to answer as many of your HDIV questions as possible….

If I missed YOUR question, put it in the comments of the YouTube video pretty please. I’ll answer it there so everyone can benefit from the answer.

Here it is!!!
https://youtu.be/AWVSiutDV_M

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HDIV logo

-0.45%

0.0% held

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Beskar Capital
@beskar_capital
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Beginner Investors · 12h

There's A Party Going On.....Are You Coming In?😂
This marks the 756th post where we point you toward where the puck’s going.  😂
COMMODITIES 🛢️🌽⛏

Why yet another TIME Beskar? 

Because this afternoon the Fed just came to the commodity party. 🎈🍷🍺🍻🎉

What did you get out of Warsh’s comments on the economy?

According to Warsh, the economy is strong….… but they didn’t touch rates…......so they are prepared to let inflation run unbridled.  Like a wild horse! 🐎.

Have you ever invested in such an environment? If not, and you’re not adapting… well…
… natural selection is alive and well.

Did you finally buy any commodities or commodity-related stocks?

This is the Way! 🏄🌊
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Did you finally buy any commodities or commodity-related stocks?

Yes

No

53 votes · 5d left

418 views
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Zain @zains
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Beginner Investors · ⭐ Featured

Beginner’s Guide to Stock Market Terms
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.

To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.

Common Terms:

Dividend: A share of a company’s profits paid to shareholders, usually quarterly.

Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.

ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.

Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).

Earnings Report: A company’s quarterly financial performance summary.

EPS (Earnings Per Share): A company’s profit divided by its number of shares.

Market Cap: A company’s total value (share price × number of shares).

ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.

Book Value: The value of a company according to its financial statements (assets minus liabilities).

Yield: Annual dividend as a percentage of the stock/ETF price.

Liquidity: How easily an asset can be bought or sold without impacting its price.

Volatility: The degree of price fluctuations in a stock or market.

Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).

Bull Market: A period of rising stock prices and optimism.

Bear Market: A period of declining stock prices and pessimism.

False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.

P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.

Blue Chip: Well-established, financially strong companies with a track record of stability.

Diversification: Spreading investments across assets to reduce risk.

Broker: A platform or firm that facilitates buying and selling investments.

Limit Order: An order to buy/sell a stock at a specific price or better.

Market Order: An order to buy/sell a stock immediately at the current market price.

Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.

Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.

Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.

IPO: When a company first sells shares to the public.

Index Fund: A fund designed to mirror the performance of a market index.

Short Selling: Selling borrowed shares, hoping to buy them back cheaper.

Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.

Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.

Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.

Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.

Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.

Long (Being Long): Buying a stock or asset because you expect the price to go up.

Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.

TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.

MER: The annual cost that a fund charges for management (includes any leverage costs if used).

Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.

Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).

Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.

CAGR: The average yearly growth of an investment over time.

NAV: The price of one share of a fund (stock or etf)

NAV Depreciation: When the fund’s share price goes down over time.

Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.

Bond: A loan you give to a company or government, and they pay you back with interest.

Asset: Anything valuable you own that can generate money.

Portfolio: Your collection of investments.

Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.

Future: A contract to buy or sell something at a set price on a future date.

REIT: A company that owns real estate and pays investors income from rent.

Alpha: A measure of how much better (or worse) an investment did compared to the market.

Beta: A measure of how much an investment moves compared to the market.

Sharpe Ratio: A way to see if returns are worth the risk taken.

Hedging: Protecting your investments from risk.

Rebalancing: Adjusting your portfolio back to your target mix of assets.

FCF: Free Cash Flow

Understanding these terms makes investing far less intimidating.

If anyone feels other terms should be included, please share in the comments.

I’ll update this post so we can build a complete beginner-friendly resource together!


*Sorry tagged a few etfs for reach 🫣
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XEQT logo

7.0% held

HHIS logo

8.0% held

VFV logo

0.0% held

MSTE logo

7.9% held

ULTY logo

5.6% held

VOO logo

0.0% held

346K views
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Trevor Heslop
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@trevorheslopinvests
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Analysis · ⭐ Featured

Question For Individual Stock Pickers🧐
What’s the most important thing you look for when researching a stock and finding a winner?

What are the things that a stock must have in order for you to own it?

Let me know below, i’m super curious!
PLTR logo

-0.58%

15.6% held

SOFI logo

-0.85%

5.5% held

HIMS logo

+1.79%

5.5% held

NVDA logo

+1.87%

0.0% held

215K views
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Brandon Beavis
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@brandon
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Community · 12d

Blossom in London 🇬🇧
Just arrived home from a quick trip to London - it was my first time visiting. What a cool city. Full of friendly people. And so much character!

Found it super interesting to learn that there’s still very much a ‘saving’ mentality in the UK. But that seems to be changing.

Shoutout to Max for delivering an incredible speech (as usual) about Blossom. He presented our platform and mission in a great way and it was very well received by the Brits!
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LM @retiredyoung
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Personal Finance · ⭐ Featured

Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.

I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.

I’ve personally been the executor of 2 estates now.

This is my advice:

1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation


If you’re married, I’d have one box per person.

When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.

I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.

At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.

If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.

Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.

Good luck


Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer.
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297K views
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