Blossom — Social Investing Community

Market News · 2m

NVIDIA in Trouble? Three Risks I Am Watching

NVIDIA is facing serious questions after CEO Jensen Huang acknowledged an extramarital affair amid reports of a possible Chinese intelligence connection. The spying allegation remains unproven, the board has opened an independent investigation, and the board says it has no reason to believe company secrets were compromised.

In my new video I break down the three risks I am watching as a long-term NVDA investor:
1. National security
2. Leadership confidence
3. The AI trade and the stock itself

Watch here: https://youtu.be/KXVtXW-v2foread more

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Sarah Giver

@staystronggiver

Community · 🔥 Hot

Most people don't have it figured out!

Investing like life requires courage and conviction. We all have terrible days.

Markets are red this week because when it rains...it pours.

For Halloween, my son wanted to dress up as Micheal Jackson from the Thriller music video. I challenged myself to make my Halloween costume (a zombie back up dancer) without spending any money whatsoever. I had plaster bandages lying around because of my previous job in healthcare. I used it to make a 'terrifying' zombie mask. Although my husband joked it was an improvement 😅. Just my luck a FedEx delivery came to my home during the 20 minutes that the plaster bandages needed to set. I couldn't even open my mouth when I answered the door. I scared the poor delivery man!

I tried my best to create some childhood memories for my son, but he HATES trick or treating and was miserable the whole time.

To quote him:

'Mama knocking on people's houses and expecting to take something home is ROBBERY'.

Parenting is one of those roles where you always feel like you're failing, but you just got to laugh and keep going.

I also had a stressful day at work and I ended up yelling at my boss in frustration (and getting written up for it). Everything is good now, but I figured I'd share because I want to make it clear that despite online appearances, NO ONE HAS THEIR SHIT TOGETHER!

Never compare your investment/career/personal life journey with people's online 'highlight' reel. We are all fumbling and just trying to do our best. I am proud of y'all for showing up and staying invested. The only one amongst us who has never bought high and sold low at some point....is the person who's never invested!

Cheers to spooked market blood baths and whatever life throws at us. We will all get through it together. ❤️

Let me know how you like our costumes!

PSA if you make a plaster mask, remember that you MUST put Vaseline all over your face first!read more

Most people don't have it figured out! — image 2 of 4

Most people don't have it figured out! — image 3 of 4

Most people don't have it figured out! — image 4 of 4

788 views

LM @retiredyoung

Personal Finance · ⭐ Featured

Preparing for the inevitable.

I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.

I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.

I’ve personally been the executor of 2 estates now.

This is my advice:

1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will), power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation

If you’re married, I’d have one box per person.

When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.

I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.

At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.

If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.

Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.

Good luck

Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more

297K views

The Market Matrix

@themarketmatrix

Market News · 4m

ZETA Stock Surges 7% Today

$ZETA prevails in the end

+7% now.

+7.44%

0.0% held

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Paul Santori

@paulsantori

Passive Income · 1d

Scam Alert 🚨 ⚠️

Please be careful everyone!!

322 views

Aman Singh

@arooprai

ETFs · 5m

ETF and TFSA strategy Review

Looking for some opinions from fellow long-term investors on my TFSA setup!

My Goal: Build a globally diversified, all-equity wealth machine to support financial freedom and my family's needs for decades in TFSA using Wealthsimple.

My Profile:
• Timeline: 15+ years of pure, untouched growth (lump sum + monthly deposits).
• Risk Tolerance: Above-moderate. I want heavy U.S. and Big Tech exposure for maximum growth.
• The Catch: I want a real international safety cushion. If the U.S. market has a flat decade, I need my outside holdings to have enough weight to balance things out.

Track 1:
My Custom Mix
60% XEQT / 10% VFV / 10% TEC / 10% XEF / 10% XEC

• Pros: True global balance. Dilutes Canada, pushes Emerging Markets to ~13% and Europe/Japan to ~25% for a massive safety cushion.
• Cons: Lots of overlapping line items. Buying the same underlying funds twice and forces manual rebalancing across 5 ETFs.

Track 2:
Streamlined Core & Satellite
80% XEQT / 10% VFV / 10% TEC

• Pros: Simple. Only 3 funds to manage. Keeps U.S./Tech growth high (~56%) while letting XEQT handle the international rebalancing on autopilot.
• Cons: Less of an international insurance policy (-36% outside North America).

For those who have been investing for decades appreciate any insights!read more

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The Market Matrix

@themarketmatrix

Market News · 🔥 Hot

What a week of earnings coming up!

$ZETA $ASTS $RKLB $NBIS $ONDS $AMAT $CRWV $HIMS $BN

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Retired

@retired

Personal Finance · 🔥 Hot

I’m Cheering You On

No one sends you a congratulations card when you make the final payment on the debt that’s been suffocating you. No one celebrates when you open your TFSA and make your first $100 equity purchase.

Your friends might notice when you stop buying Starbucks every morning, but they won’t see the bigger picture.

No one applauds when you choose to invest instead of upgrade your car. When you stay home instead of spending money to keep up with everyone else. When you increase your savings rate instead of your lifestyle.

When you keep buying through a market downturn while everyone else panics. When you reinvest your dividends instead of spending them. When you say no to something you want today because you’re building something bigger for tomorrow.

When you keep going for years without much to show for it except a growing account balance and the quiet confidence that you’re doing something right. Wealth is built in the moments nobody notices.

And then one day, you realize your investments can cover your living expenses. Your money is working while you sleep. Your future feels less dependent on a paycheck. Your choices are no longer dictated entirely by what you can afford this month. You’ve bought yourself something far more valuable than things.

You’ve bought yourself options. Freedom. Peace of mind. And perhaps the most rewarding part? You don’t need anyone else to notice. You know what it took to get here. Keep going. The quiet years are building something powerful.read more

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Ryan Henderson

@hendy456

Beginner Investors · 1d

Hey everyone just a friendly reminder as we go on this investing journey which I am still a newbie at to still enjoy life because health is never guaranteed. Don’t wait till retirement to enjoy life , enjoy it now . Hope everyone has a good weekend . I am enjoying a much needed vacation in Mexico without children just me and my wife life is good !

372 views

Paul

@theincomeoutcome

Dividends · 10m

GSL Increases Dividend by 10%

Global Ship Lease raised its quarterly dividend 10% to $0.6875 per share ($2.75 annualized), a 6.7% yield. The dividend is payable December 3 to shareholders of record November 20.

The dividend appears well covered: the current payout ratio is 27.4%, and analysts forecast a 24.8% payout ratio based on next year’s expected earnings.

Quarterly results beat estimates, with EPS of $2.75 versus $2.46 expected and revenue of $201.36 million versus $189 million expected; revenue grew 4.5% year over year.

-0.62%

1.7% held

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Ashton Invests

@ashton_1nvests

Analysis · 17m

Zeta Earnings Recap

My $ZETA Q3 2026 earnings recap is officially published!

As a shareholder, I’m really encouraged by what Zeta continues delivering.

Revenue grew 46%, free cash flow increased 73%, and its largest customers continue spending more.

What excites me most is the progress with Athena and the longer-term opportunities ahead.

I covered the financial results, raised guidance, AI developments, and a few risks I’m watching.

Check out the full breakdown!

https://ashtoninvests.substack.com/p/zeta-global-q3-2026-earnings-recap read more

-0.42%

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Chantelle

@by.chantelle

Market News · 🔥 Hot

Nvidia’s CEO admitted an affair. Now what?

Nvidia’s CEO Jensen Huang has admitted to an affair with Alice Huang, an executive US intelligence officials reportedly suspect of working for China. Nvidia’s board has launched an independent investigation.

His private life is his business. But when one person is this closely tied to a company, it also becomes a shareholder question.

Here’s what I’m thinking about as an Nvidia owner:

Key person risk. Jensen co-founded Nvidia and has run it for 30+ years. Very few CEOs are this central to their company’s story.

Security, not scandal. The bigger issue isn’t the affair, it’s whether any sensitive information was exposed. That’s what the investigation will focus on.

Could he be forced out? CEOs have stepped down over relationships before. Intel’s Brian Krzanich resigned in 2018 and McDonald’s Steve Easterbrook in 2019, but both broke company policy on relationships with employees. This case is different, and we don’t know yet what the board will find.
Where do you stand? Should he stay, or step down? 👇🏾

Not financial advice. My own journey and opinions. I own NVDA. Capital at risk.
read more

Should Jensen Huang stay as CEO? Stay / Step down / Too early to say

STAY

STEP DOWN

TOO EARLY TO SAY

232 votes · 4d left

+2.78%

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1,510 views

Maxwell

@maxstocks

Market News · 3d

🤑 What Blossom investors bought/sold on crash day

🔍 Just did some analysis from the $500m in trading on Blossom this week - any surprises?

👀 Most interesting to me was this first chart… folks with $100k portfolios were buying, folks with <$10k portfolios were selling…

Linking the tickers below for easy access:

🤑 What Blossomers bought yesterday:

- $NVDA
- $GOOGL
- $TQQQ
- $HHIS
- $SOXL
- $QQQM
- $TSM
- $BE
- $QQC
- $ZSP

😰 What Blossomers sold yesterday:
- $AMZN
- $META
- $TSLA
- $MU
- $SNDK
- $APP
- $CASH
- $MSFT
- $HOOD
- $NBIS

🔄 The biggest shifts (positive)
- $NVDA
- $MU
- $SHOP
- $PLTR

🔄 The biggest shifts (negative)
- $IREN
- $NBIS
- $GOOGL
- $APP
- $AMZN
read more

🤑 What Blossom investors bought/sold on crash day — image 2 of 4

🤑 What Blossom investors bought/sold on crash day — image 3 of 4

🤑 What Blossom investors bought/sold on crash day — image 4 of 4

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Rudolf de Leeuw

@rudolfdeleeuw

Market News · 18m

Chips just had their roughest week of 2026, and this week's inflation data decides what comes next.

Friday to Friday the Philly semiconductor index dropped about 12%, the Nasdaq 100 roughly 4.9% and the S&P 500 2.7%, while the VIX climbed from about 19 to nearly 26. The detail I keep coming back to: the 10-year yield actually ended the week lower, near 4.86%. Stocks and yields falling together looks more like doubts about growth, valuations and AI payback than a pure rates scare.

GPU, HBM and data centre demand is still there. The open question is whether hyperscalers earn a proper return on all that capex. I stay structurally positive on AI infrastructure and keep my chip ETFs, but valuation discipline matters more in the short run.

How I frame it: soft CPI and PPI prints could spark a relief rally in semis, mixed numbers likely mean a choppy recovery, and hotter inflation with rising hike odds could send the Nasdaq and chip index back to last week's lows.

How are you positioned in semis right now?

4 views

Buythedip

@buythedipzw

Analysis · 🔥 Hot

Wow 🤯 there’s an opportunity here for first timers

I feel like if you haven’t invested in AI the time is now. You will most certainly see a return in your future.

If you’ve ever been curious about investing in AI but didn’t know when the right time was, I think now maybe the time. I’m team full recovery. ❤️‍🩹🩺

Did the Ai bubble officially pop?

🫧 there is no bubble

💥 the bubble just popped

🩺 due for a full recovery

1291 votes · 1d left

19K views

Trevor Heslop

@trevorheslopinvests

Analysis · ⭐ Featured

Question For Individual Stock Pickers🧐

What’s the most important thing you look for when researching a stock and finding a winner?

What are the things that a stock must have in order for you to own it?

Let me know below, i’m super curious!

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Maxwell

@maxstocks

Technology · 🔥 Hot

🔥 The Blossom 100 is Officially Live

💻 Check it out on the web-app for the best experience!

🥳 Great to see the community is outperforming the market - let me know what you think below and anything else you want to see from the index 👀

P.S. going live tomorrow:

- 📱 phone number will now be mandatory on onboarding to reduce scammers and help people find friends
- 🎧 Blooms audio issue will be fixed
- 👍 A new substack style action bar so you can like and bookmark long posts without scrolling

https://www.blossomsocial.com/investor-pulse/blossom-100/read more

966 views

Ashton Invests

@ashton_1nvests

Beginner Investors · 42m

I am SUPER bullish on these 5 companies…

I think the market is seriously underestimating the long-term potential of these 5 companies.

Some have already delivered incredible growth, but I believe their best years could still be ahead.

Here are 5 stocks I’m extremely bullish on:

1. $SOFI - SoFi Technologies
Market Cap: ~$21.7B

Building a financial ecosystem with millions of members and plenty of opportunities to expand its products and services.

2. $ZETA - Zeta Global
Market Cap: ~$8.3B

Rapid revenue growth, improving profitability, and accelerating free cash flow. I’m really excited about where this business could be in five years.

3. $NOW - ServiceNow
Market Cap: ~$106.7B

An incredible enterprise software business with significant opportunities in AI and workflow automation.

4. $UBER - Uber Technologies
Market Cap: ~$145.3B

Continuing to grow its mobility and delivery businesses while generating increasingly impressive profits and free cash flow.

5. $OSCR - Oscar Health
Market Cap: ~$10.0B

A company I believe has enormous potential to disrupt the traditional health insurance industry, although there’s still plenty to prove.

Five very different businesses, but all with long-term opportunities I’m excited about.

Of course, none are guaranteed to outperform, and valuation still matters.

Which of these 5 would you be most interested in owning for the next decade? read more

I am SUPER bullish on these 5 companies… — image 2 of 5

I am SUPER bullish on these 5 companies… — image 3 of 5

I am SUPER bullish on these 5 companies… — image 4 of 5

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Blossom

@blossom

Market News · 18h

🐝 Daily Buzz: November 9, 2026

📊 Stocks ripped back after last week’s AI selloff. The Nasdaq gained 2.74%, the S&P 500 rose 2.34%, the Dow popped 2.15% and Canada’s S&P/TSX Composite climbed 1.84% on mining and financials.

🤖 Nvidia ($NVDA) fell 4.27% to $178.67, the lone chip decliner, after its board opened an investigation into CEO Jensen Huang’s relationship with a businesswoman that U.S. intelligence agencies allege is a Chinese spy. Dan Ives called it an overhang that could draw congressional inquiries.

🔲 Advanced Micro Devices ($AMD) jumped about 13% after Oppenheimer upgraded it to outperform with a $600 target, implying 34% upside. Broadcom ($AVGO) popped 9% and the iShares Semiconductor ETF rose more than 7% after dropping around 13% last week.

🛰️ AST SpaceMobile ($ASTS) jumped 14% on a joint venture with Japan’s Rakuten.

💻 Constellation Software ($CSU) was a standout TSX decliner, falling roughly 4% while Canadian banks rallied. BMO ($ZSP) gained 2.08% and RBC ($RY) rose 1.71%.

🛢️ WTI dropped 4.38% to settle at $86.85 and Brent slid 5.85% to $92.57, with energy the only S&P 500 sector in the red. Marco Rubio called Iran’s negotiating demands outrageous and ridiculous ahead of the G7 foreign ministers’ meeting.

👨🏻‍💻 Researched and written daily by @tim_eminoread more

Is Jensen headed back to Denny’s?

Yes, back to bussing tables

No, he’s taking AI to the moon

209 votes · 5d left

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Mr Financial

@mr.financial

Beginner Investors · 🔥 Hot

Should You Buy the Dip? What dip? 🧐

"Buy the dip!" That drum is beat soooo often on social media. Sounds simple enough. The market drops half a percent or even a percent or even more, you buy more, and eventually the market recovers. EASY right?

There's one little problem though. You actually have to know WHEN to buy.

Look at the chart I'm sharing. The market experiences declines of 1% or more VERY often.

These aren't extraordinary events. They're part of normal market behaviour. Yet every time they happen, investors start talking about buying opportunities, waiting for a bigger correction or keeping cash on the sidelines until the market drops further.

But is buying the dip actually a better strategy than staying invested?

A 2024 study published in the European Financial Management journal by Stefano Bonini and two other academics examined exactly this question.

Their research compared holding cash and waiting for market declines against investing in a stock market ETF... so it was pretty relatable for the average DIYer.

What did they find???

Buying the dip does NOT necessarily maximize your real ending wealth. The results are HIGHLY SENSITIVE to market conditions when you begin investing.

Something else to note, under certain conditions, buying the dip can improve risk adjusted performance compared with passive investing or traditional dollar cost averaging. BUT there's a MASSIVE catch..... the strategy is subject to estimation risk.

In other words, you have to make assumptions about when the market offers an attractive buying opportunity and getting those assumptions WRONG can undermine the strategy.

This is why I don't actively "buy the dip" or suggest other too.

I don't want to sit on cash waiting for a correction that may take months or years to arrive. And I don't want to turn investing into a guessing game where I have to decide whether a 1, 2, 3, 4, 5% decline is enough, whether I should wait for 10% or whether the next 20% drop is just around the corner.

My strategy is to stay invested, maintain my asset allocation, and rebalance when necessary.

Does that mean you shouldn't invest when the market is down???? Absolutely not!!!! If you have new money to invest, a market decline doesn't need to scare you away.

There's a difference between investing consistently when markets are down and holding cash specifically because you're trying to time the next dip.

In my October Portfolio update, I share what I did during the tech sell off and what saved my portfolio. If you don't know my investment style, you'll be surprised what did!

https://youtu.be/H5JMG8Z_okg

What about you? Do you actively buy the dip or do you prefer staying invested and letting the market do its thing?

read more

1,806 views

Mr Financial

@mr.financial

ETFs · 1d

My Portfolio After the Tech Correction

What do I do when the stock market drops and my TFSA portfolio takes a hit?

This is a transparent look at my $322,250 TFSA portfolio after a volatile October, when global markets took a beating and the Nasdaq 100 briefly entered correction territory.... we all know November has continued the trend...

For those of you interested in seeing a real life example of what all in one ETF's do during a market pull back, one mcap and one using 4 single factors, see how $XEQT faired compared to $FEQT in the sharp pull back at the end of the month. That trend is continuing into November....

Also, I'm looking for a good emerg market multifactor ETF in Cad.... just to complicate my portfolio a little more 🙃 Let me know what you use please!

https://youtu.be/H5JMG8Z_okg

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Andy Passive Income

@AndyPii

Passive Income · 🔥 Hot

See that new awesome feature

the Blossom 100
The 100 stocks and crypto Blossom investors hold the most dollars in, weighted by dollars held and rebalanced monthly.

💻 Check it out on the web-app for the best experience!

🥳 Great to see the community is outperforming the market - let me know what you think below and anything else you want to see from the index 👀

https://www.blossomsocial.com/investor-pulse/blossom-100/

Congrats @maxstocks and All the family!read more

1,170 views

Dividend Empire @dividendempire

Passive Income · 1d

➡️🆕 All November Distributions & New Page!? 🍂

Over the last 2 weeks I've been working on a new page for the Covered Call Directory, and going forward it's going to hopefully help with speeding up these videos. But I hope it can also be the brand new hub for all the distribution announcements as I can update these usually the same time as they are announced.

I'm still looking to reach that goal of 5000 subscribers by the end of the year, so hopefully you can help get there -- and as a stepping stone I'll release this page to everyone once we cross 4200 subscribers. 👀 (Plus it'll give me some more time to work on it. 😅)

➡️ Check out the Covered Call Directory: https://coveredcalldirectory.com/go/b

https://www.youtube.com/watch?v=iARh2WzwK2E

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Moe

@moementumfinance

Beginner Investors · ⭐ Featured

Money, Investing & Self Development Books 📚

Here are my top 9 most favorite books on the topics of money, investing, and the psychology related to it. 🙂 I have also shared my short takeaways from each of these books:

✅ Reboot Your Portfolio (Dan Bortolotti): By simply "owning the market" through globally diversified index funds, you will almost certainly enjoy better performance than the vast majority of investors who buy actively managed funds or try to pick their own stocks. Over the long term, index funds offer the highest probability of achieving your investment goals.

✅ Atomic Habits (James Clear): If you can get 1% better each day for one year, you’ll end up thirty-seven times better by the time you’re done. Focus on making tiny adjustments to your behavior, as small changes lead to lasting improvements.

✅ Die with Zero (Bill Perkins): Maximize meaningful and memorable experiences in your lifetime when you are healthy and have the capacity to do so. Invest in experiences that yield long-lasting memories and pay you regular "memory dividends".

✅ The Simple Path to Wealth (JL Collins): Build a financial cushion (F-You Money) to give you a choice, and invest through low cost, broad-market, diversified index funds.

✅ Rich Dad, Poor Dad (Robert Kiyosaki): Use your money to acquire assets instead of liabilities.

✅ Choose FI (Chris Mamula, Brad Barrett, Jonathan Mendonsa): Achieving Financial Independence requires a plan, much like building a house, but it is not a one-size-fits-all approach and you can tailor it based on your own journey.

✅ Quit Like A Millionaire (Kristy Shen, Bryce Leung, JL Collins): Spend your money on experiences that last a lifetime that on material stuff and consumer debt.

✅ The Psychology of Money (Morgan Housel): Managing your emotional impulses and learning how to behave in face of challenging money decisions, play a crucial role in your financial success.

✅ I will teach you to be rich (Ramit Sethi): Develop a "Conscious Spending Plan" that aligns with your values and financial goals.

📚 Learn More: https://youtu.be/KIXOYvKgtnw

➡️ What are your favorite money/investing/self-development book recommendations?read more

187K views

Moe

@moementumfinance

Milestones · 2d

The Podcast Is Getting Some Moementum! 🎙️🔥😆

A little milestone worth celebrating! The Moementum Finance Spotify Podcast has officially reached 5,000 plays and downloads on Spotify! 🚀 What started as a passion for sharing financial knowledge, investing insights, and helping Canadians build wealth is growing one conversation at a time featuring many amazing Blossomers.

A huge thank you to everyone who has listened, supported, shared, and been part of this journey. Your support means a lot! ❤️

Here's to many more conversations and milestones ahead! 🥂

🎧 Listen on Spotify: https://open.spotify.com/show/6Ju5r3cXUOSNtFlOzc9ovV

3,000 views

Adriano Starinieri

@adrian_pii

Passive Income · 3d

Portfolio Down $165K in 1 Day: Am I Worried?

https://youtu.be/CviDRq3NMRg

558 views

Omar

@wealthwhisperer

Personal Finance · 18h

Wealth is Decided by a few Big Decisions

If you have budgeted, cut back, saved, maybe even bought an index fund, and you still feel behind, I get it. Because most money advice focuses on the small stuff.

Coffee. Subscriptions. Apps. In my experience, none of that decides who ends up wealthy.

A handful of big decisions do. And most people make them on autopilot, usually following the advice of someone who profits when they say yes.

First one. The car. Dealerships sell you a monthly payment, not a price. An extra ten thousand on the sticker feels enormous. An extra eighty a month feels like nothing. It is not nothing. Always ask for the total cost of owning the thing. And if you can, buy the car that is two or three years old and let someone else pay for the steepest depreciation.

Second. Looking successful is the most expensive habit there is. Every dollar spent to look rich is a dollar that can never make you rich. And it never stops at one purchase. The sofa makes the coffee table look old. The coffee table makes the lamp look old. Spend on what you would still enjoy if nobody ever saw it.

Third. A pay rise will not fix you. It just gives your habits a bigger budget. If the habits stay the same, the extra money disappears the same way the old money did. So save in percentages, not fixed amounts. Every raise then grows your savings automatically, before your lifestyle catches up.

Fourth. You do not get paid your worth. You get paid your ability to negotiate. The biggest jumps in income rarely come from staying loyal and waiting. They come from moving up or moving out. When someone gives you a number, do not ask if it is negotiable. Ask what went into calculating it.

Fifth. Your bank makes the most money from the people who never move. Money sitting in a low interest account is not an emergency fund. Most of it is fear money losing value to inflation every single day. Work out your real number. Three to six months of core living costs. Keep it somewhere accessible that actually pays you, and put the rest to work.

Sixth. Investing while you carry expensive debt is filling a bath with the plug out. No investment reliably beats a credit card charging twenty percent or more. List every debt and its rate. Anything above eight percent gets killed before you invest seriously. Then redirect that payment into building wealth.

Seventh. Waiting to feel ready is the most expensive investing mistake. Two hundred and fifty a month for thirty years at seven percent gets you to roughly three hundred thousand. Start ten years later and you land near one hundred and thirty thousand. Less than half, from the same habit. Time in the market is the whole game.

Eighth. Your index fund is not as diversified as you think. The top ten companies now make up around forty percent of the S&P 500, and seven of them are really one bet on AI. I own most of those names myself, so I am not criticizing the companies. I am saying know what you actually own. Owning five hundred stocks is not the same as being diversified if ten of them drive the result.

Ninth. A house is a home first and an investment a distant second. The price is just the entry fee. Then come the taxes, the insurance, the repairs, the fees you cannot control. Run the full numbers against renting, and if renting wins, invest the difference with the same discipline you would have paid a mortgage. Renting is not throwing money away. Refusing to run the numbers is.

Tenth. The person selling you the product is the last person to ask about it. A one percent annual fee sounds like nothing. On that same two fifty a month over thirty years, it quietly takes about fifty four thousand. Before you take anyone's advice, mine included, ask one question. How do you get paid if I say yes?

And last. Your employer owes you a paycheck and nothing more. Real job security is not a title or tenure. It is the money you have saved that lets you walk away. Work out your walk away number, build toward it, and if you can, build one income that does not depend on your employer.

Your income buys your lifestyle. Your net worth buys your freedom. Get the big decisions right and an ordinary salary is enough.read more

2,608 views

Blossom

@blossom

Market News · 4d

🐝 Daily Buzz: November 5, 2026

📊 Stocks cratered as the AI trade unwound. The Nasdaq plunged 5.52% to 24,315.00 and into correction, the S&P 500 dropped 4.36%, the Dow lost 3.44% and Canada’s S&P/TSX Composite fell 2.03%. All three U.S. averages posted their worst day since April 2025.

💾 Chips had their worst session since March 2020. The iShares Semiconductor ETF fell close to 11% with every component down more than 6%. Micron ($MU) sank 17.46% to $656.39, AMD ($AMD) dropped about 15%, Nvidia ($NVDA) fell 9% and Astera Labs lost roughly 17%.

📱 Qualcomm ($QCOM) dropped 10% despite beating estimates, undone by a weak earnings outlook. Morgan Stanley’s Joseph Moore said the debate has shifted to diversification, pointing to data center targets of $5 billion in fiscal 2027 and more than $15 billion by fiscal 2029.

☁️ Neoclouds took the brunt. CoreWeave ($CRWV) lost 11% while Nebius ($NBIS) and Iren ($IREN) each slid 16%, as data center restriction fears built after the election. Bernie Sanders called for a national data center moratorium Wednesday evening.

🏦 Canadian banks led the TSX lower, with Scotiabank ($BNS) down 3.60%, TD ($TD) off 2.88% and BMO ($BMO) losing 2.33%. Shopify fell about 5%.

🥇 Gold and silver extended their post-election rally on a weaker dollar and lower yields. December gold touched $4,155.80 and silver hit $53.49, both heading for their best week since August. The VIX spiked to 28.09, its highest since March.

👨🏻‍💻 Researched and written daily by @timemino read more

The Nasdaq just fell into correction on AI fears. Buying this dip?

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Brad Brunton @bradbrunton

Beginner Investors · ⭐ Featured

Summaries of some of my favorite investing Books 💯

For those who don’t have the time

Summaries of some of my favorite investing Books 💯 — image 2 of 5

Summaries of some of my favorite investing Books 💯 — image 3 of 5

Summaries of some of my favorite investing Books 💯 — image 4 of 5

291K views

Cole Delarosbil

@investingwithcole

Beginner Investors · ⭐ Featured

🚩 3 Red Flags to Watch for When Buying a Stock 🚩

Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one.

(Free Stock Checklist at the end)

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1️⃣ Declining Revenue or Earnings📉

🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking.

✅ How to Check for This:

A) Look at the Income Statement📊
- Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively.
- Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend
- If both are consistently declining, it’s a warning sign.

B) Check Earnings Reports🗂️
- Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times.

C) Compare to Competitors🔍
- Is the entire industry struggling, or just this company?

📚Website for financial reports:

https://www.marketwatch.com/

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2️⃣ High Debt Levels

🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations.

✅ How to Check for This:

A) Find the Debt-to-Equity Ratio (D/E)📊
- Go to the company’s Balance Sheetin its latest report.
- Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity**
- A D/E ratio above 2.0 (varies by industry) is usually risky.

B) Check Interest Coverage Ratio🔍
- Look at the Income Statement for EBIT (Earnings Before Interest & Taxes).
- Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense
- If this ratio is below 1.5, the company may struggle to pay interest.

📚 Resources:

https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt

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3️⃣ Poor Cash Flow

🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations.

✅ How to Check for This:

A) Find the Cash Flow Statement📜
- Look at Operating Cash FlowOCF).
- If OCF is negative for multiple quarters, the company may be in trouble.

B) Check Free Cash Flow (FCF)💰
- Free Cash Flow = Operating Cash Flow - Capital Expenditures
- A company with negative FCF can’t reinvest in growth without taking on debt.

📚 Read more about Cash flow:

https://www.investopedia.com/articles/stocks/07/easycashflow.asp
___________________________________________

Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬

Access my free stock checklist at the link below⬇️

https://investingwithcole.gumroad.com/l/stockchecklist

read more

🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 2 of 4

🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 3 of 4

🚩 3 Red Flags to Watch for When Buying a Stock 🚩 — image 4 of 4

111K views

Brandon Beavis

@brandon

Community · 11d

Things are about to get a little hairy at Blossom!

This November, we’re putting our money (and moustaches) where our mouths are.

Team Blossom is officially joining the Movember movement, and inviting the entire community along for the ride!

Our goal? Raise $10,000 for men’s health, supporting mental health and suicide prevention, prostate cancer, and testicular cancer. But we’re not stopping at donations!

To make things a little more spicy, we’ve set up some fun fundraising challenges. From @maxstocks learning a KATSEYE dance, to mystery punishments, questionable moustaches, and a whole lot of chaos, every milestone unlocks something new.

The best part? EVERYONE can participate (women too!).

🥸 GROW A MO: Put down the razor and grow that glorious moustache.
🏃‍♀️ MOVE FOR A MO: Can’t grow a moustache? No problem! Walk, run, or get moving for men’s health. Track your activity through Movember and sync your progress to your Mo Space.
DONATE FOR A MO: Donate to a good cause and help us reach our $10,000 goal and unlock the next challenge!

📸 Post your progress photos throughout November and tag @meetblossomsocial on Instagram so we can share it along on our socials, bonus points if you're wearing Blossom merch!

JOIN THE BLOSSOM MOVEMBER TEAM OR DONATE:
https://movember.com/t/blossom-social-team?mc=1

Because investing in your future means investing in your health, too.

Let’s grow something good. Together!read more

4,122 views

Zain @zains

Beginner Investors · ⭐ Featured

Beginner’s Guide to Stock Market Terms

One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.

To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.

Common Terms:

Dividend: A share of a company’s profits paid to shareholders, usually quarterly.

Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.

ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.

Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).

Earnings Report: A company’s quarterly financial performance summary.

EPS (Earnings Per Share): A company’s profit divided by its number of shares.

Market Cap: A company’s total value (share price × number of shares).

ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.

Book Value: The value of a company according to its financial statements (assets minus liabilities).

Yield: Annual dividend as a percentage of the stock/ETF price.

Liquidity: How easily an asset can be bought or sold without impacting its price.

Volatility: The degree of price fluctuations in a stock or market.

Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).

Bull Market: A period of rising stock prices and optimism.

Bear Market: A period of declining stock prices and pessimism.

False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.

P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.

Blue Chip: Well-established, financially strong companies with a track record of stability.

Diversification: Spreading investments across assets to reduce risk.

Broker: A platform or firm that facilitates buying and selling investments.

Limit Order: An order to buy/sell a stock at a specific price or better.

Market Order: An order to buy/sell a stock immediately at the current market price.

Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.

Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.

Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.

IPO: When a company first sells shares to the public.

Index Fund: A fund designed to mirror the performance of a market index.

Short Selling: Selling borrowed shares, hoping to buy them back cheaper.

Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.

Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.

Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.

Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.

Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.

Long (Being Long): Buying a stock or asset because you expect the price to go up.

Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.

TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.

MER: The annual cost that a fund charges for management (includes any leverage costs if used).

Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.

Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).

Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.

CAGR: The average yearly growth of an investment over time.

NAV: The price of one share of a fund (stock or etf)

NAV Depreciation: When the fund’s share price goes down over time.

Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.

Bond: A loan you give to a company or government, and they pay you back with interest.

Asset: Anything valuable you own that can generate money.

Portfolio: Your collection of investments.

Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.

Future: A contract to buy or sell something at a set price on a future date.

REIT: A company that owns real estate and pays investors income from rent.

Alpha: A measure of how much better (or worse) an investment did compared to the market.

Beta: A measure of how much an investment moves compared to the market.

Sharpe Ratio: A way to see if returns are worth the risk taken.

Hedging: Protecting your investments from risk.

Rebalancing: Adjusting your portfolio back to your target mix of assets.

FCF: Free Cash Flow

Understanding these terms makes investing far less intimidating.

If anyone feels other terms should be included, please share in the comments.

I’ll update this post so we can build a complete beginner-friendly resource together!

*Sorry tagged a few etfs for reach 🫣read more

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Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights

Should Jensen Huang stay as CEO? Stay / Step down / Too early to say

Did the Ai bubble officially pop?

Is Jensen headed back to Denny’s?

The Nasdaq just fell into correction on AI fears. Buying this dip?