Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights
Sofi Plus
$SOFI has 15.8 MILLION members.
But only 206,000 are currently paid SoFi Plus subscribers.
That’s roughly 1.3% penetration.
Now here’s the part I find interesting.
Among existing members who signed up for SoFi Plus, 25% went on to add another SoFi product.
1 in 4.
SoFi Plus has barely penetrated the existing member base, yet it’s already showing an ability to deepen those relationships.
At just 5% penetration of today’s member base, SoFi Plus would have roughly 790,000 subscribers.
At 10%, roughly 1.58 million.
And that assumes SoFi never adds another member.
I don’t think the biggest opportunity with SoFi Plus is simply subscription revenue.
It’s what happens after someone subscribes.
More products per member. Higher lifetime value. A stickier financial ecosystem.
That could make SoFi Plus much more important to the long term $SOFI thesis than the market realizes. read more
But only 206,000 are currently paid SoFi Plus subscribers.
That’s roughly 1.3% penetration.
Now here’s the part I find interesting.
Among existing members who signed up for SoFi Plus, 25% went on to add another SoFi product.
1 in 4.
SoFi Plus has barely penetrated the existing member base, yet it’s already showing an ability to deepen those relationships.
At just 5% penetration of today’s member base, SoFi Plus would have roughly 790,000 subscribers.
At 10%, roughly 1.58 million.
And that assumes SoFi never adds another member.
I don’t think the biggest opportunity with SoFi Plus is simply subscription revenue.
It’s what happens after someone subscribes.
More products per member. Higher lifetime value. A stickier financial ecosystem.
That could make SoFi Plus much more important to the long term $SOFI thesis than the market realizes. read more
24 views
Beginner’s Guide to Stock Market Terms
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences.
To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.
Common Terms:
Dividend: A share of a company’s profits paid to shareholders, usually quarterly.
Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.
ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.
Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).
Earnings Report: A company’s quarterly financial performance summary.
EPS (Earnings Per Share): A company’s profit divided by its number of shares.
Market Cap: A company’s total value (share price × number of shares).
ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.
Book Value: The value of a company according to its financial statements (assets minus liabilities).
Yield: Annual dividend as a percentage of the stock/ETF price.
Liquidity: How easily an asset can be bought or sold without impacting its price.
Volatility: The degree of price fluctuations in a stock or market.
Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).
Bull Market: A period of rising stock prices and optimism.
Bear Market: A period of declining stock prices and pessimism.
False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.
P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.
Blue Chip: Well-established, financially strong companies with a track record of stability.
Diversification: Spreading investments across assets to reduce risk.
Broker: A platform or firm that facilitates buying and selling investments.
Limit Order: An order to buy/sell a stock at a specific price or better.
Market Order: An order to buy/sell a stock immediately at the current market price.
Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.
Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.
Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.
IPO: When a company first sells shares to the public.
Index Fund: A fund designed to mirror the performance of a market index.
Short Selling: Selling borrowed shares, hoping to buy them back cheaper.
Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.
Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.
Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.
Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.
Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.
Long (Being Long): Buying a stock or asset because you expect the price to go up.
Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.
TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.
MER: The annual cost that a fund charges for management (includes any leverage costs if used).
Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.
Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).
Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.
CAGR: The average yearly growth of an investment over time.
NAV: The price of one share of a fund (stock or etf)
NAV Depreciation: When the fund’s share price goes down over time.
Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.
Bond: A loan you give to a company or government, and they pay you back with interest.
Asset: Anything valuable you own that can generate money.
Portfolio: Your collection of investments.
Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.
Future: A contract to buy or sell something at a set price on a future date.
REIT: A company that owns real estate and pays investors income from rent.
Alpha: A measure of how much better (or worse) an investment did compared to the market.
Beta: A measure of how much an investment moves compared to the market.
Sharpe Ratio: A way to see if returns are worth the risk taken.
Hedging: Protecting your investments from risk.
Rebalancing: Adjusting your portfolio back to your target mix of assets.
FCF: Free Cash Flow
Understanding these terms makes investing far less intimidating.
If anyone feels other terms should be included, please share in the comments.
I’ll update this post so we can build a complete beginner-friendly resource together!
*Sorry tagged a few etfs for reach 🫣read more
To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms.
Common Terms:
Dividend: A share of a company’s profits paid to shareholders, usually quarterly.
Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend.
ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock.
Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside).
Earnings Report: A company’s quarterly financial performance summary.
EPS (Earnings Per Share): A company’s profit divided by its number of shares.
Market Cap: A company’s total value (share price × number of shares).
ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions.
Book Value: The value of a company according to its financial statements (assets minus liabilities).
Yield: Annual dividend as a percentage of the stock/ETF price.
Liquidity: How easily an asset can be bought or sold without impacting its price.
Volatility: The degree of price fluctuations in a stock or market.
Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX).
Bull Market: A period of rising stock prices and optimism.
Bear Market: A period of declining stock prices and pessimism.
False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back.
P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation.
Blue Chip: Well-established, financially strong companies with a track record of stability.
Diversification: Spreading investments across assets to reduce risk.
Broker: A platform or firm that facilitates buying and selling investments.
Limit Order: An order to buy/sell a stock at a specific price or better.
Market Order: An order to buy/sell a stock immediately at the current market price.
Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept.
Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings.
Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price.
IPO: When a company first sells shares to the public.
Index Fund: A fund designed to mirror the performance of a market index.
Short Selling: Selling borrowed shares, hoping to buy them back cheaper.
Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses.
Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position.
Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level.
Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility.
Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math.
Long (Being Long): Buying a stock or asset because you expect the price to go up.
Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later.
TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees.
MER: The annual cost that a fund charges for management (includes any leverage costs if used).
Management Fee: A portion of the MER that goes directly to the fund managers for running the fund.
Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts).
Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions.
CAGR: The average yearly growth of an investment over time.
NAV: The price of one share of a fund (stock or etf)
NAV Depreciation: When the fund’s share price goes down over time.
Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets.
Bond: A loan you give to a company or government, and they pay you back with interest.
Asset: Anything valuable you own that can generate money.
Portfolio: Your collection of investments.
Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price.
Future: A contract to buy or sell something at a set price on a future date.
REIT: A company that owns real estate and pays investors income from rent.
Alpha: A measure of how much better (or worse) an investment did compared to the market.
Beta: A measure of how much an investment moves compared to the market.
Sharpe Ratio: A way to see if returns are worth the risk taken.
Hedging: Protecting your investments from risk.
Rebalancing: Adjusting your portfolio back to your target mix of assets.
FCF: Free Cash Flow
Understanding these terms makes investing far less intimidating.
If anyone feels other terms should be included, please share in the comments.
I’ll update this post so we can build a complete beginner-friendly resource together!
*Sorry tagged a few etfs for reach 🫣read more
340K views
Why Personal Finance Doesn't Have to Be Complicate
The Index Card: Why Personal Finance Doesn't Have to Be Complicated
https://en.wikipedia.org/wiki/The_Index_Card
https://en.wikipedia.org/wiki/The_Index_Card
30 views
Favorite Taxable ETF?
What’s your favorite ETF to hold in a taxable brokerage account?
I’m looking for something that’s tax efficient, low cost, and pairs well with individual stocks.
Right now I’m considering:
$VUG
$VOO
$VTI
$VOOG
I like the idea of having an ETF as the core of the account while still being able to add individual stocks around it.
What would you pick and why?read more
I’m looking for something that’s tax efficient, low cost, and pairs well with individual stocks.
Right now I’m considering:
$VUG
$VOO
$VTI
$VOOG
I like the idea of having an ETF as the core of the account while still being able to add individual stocks around it.
What would you pick and why?read more
3,042 views
dEw yOu'Re rEsERrCh!
Oh, I'm sorry... did that come off sarcastic? I really mean it though.
I'm no pro, by any measure, but I do my best and I like to think I'm getting better as I go. I've beaten the market (whatever the hell that means) every year, since opening my Wealthsimple account five years ago... but modestly... I'm no savant and haven't found the "secret" stock that "everyone is ignoring". This year, I'm behind the market and it's become clear that it's because of some blindspots. So, the plan is to keep doing what I'm doing, which is to say, stay open and flexible and learn from mistakes (but always remember to celebrate the wins)!
Here are a few tips I've learned along the way:
1. Surround yourself with people who are better/smarter than you. 🤓 Watch them closely and track their claims/trades.
2. Filter out the angry/negative people. I call mine "Bradleys", but you can call yours whatever you want. 😜 These dudes (yes, by far, mostly men), are typically stuck in their ways and get really pissed if anyone does things differently.
3. Watch videos, read articles/books, listen to podcasts. Try to avoid the "this is the next big stock!" types.
4. Take all of this and use what you've learned while you explore websites like Finviz, Tradingview, Seeking Alpha, StockAlalysis, etc.
5. Don't be a 🐱 . Learn to recognize when you have a good idea and commit. Also, recognize when you 💩 the bed and take the loss.
6. Don't be a 🍆 . Be nice and helpful to the people who know less than you, or shut the 🤬 up.
So, I don't know why I felt the need to write this. Probably, I have some sort of disorder... not that there's anything wrong with that! 😜
Here are some stocks that caught my interest recently. Two of these were put on my radar by @moe_on_margin (see step 1) and one of them, I liked enough to take a small bite from.
read more
I'm no pro, by any measure, but I do my best and I like to think I'm getting better as I go. I've beaten the market (whatever the hell that means) every year, since opening my Wealthsimple account five years ago... but modestly... I'm no savant and haven't found the "secret" stock that "everyone is ignoring". This year, I'm behind the market and it's become clear that it's because of some blindspots. So, the plan is to keep doing what I'm doing, which is to say, stay open and flexible and learn from mistakes (but always remember to celebrate the wins)!
Here are a few tips I've learned along the way:
1. Surround yourself with people who are better/smarter than you. 🤓 Watch them closely and track their claims/trades.
2. Filter out the angry/negative people. I call mine "Bradleys", but you can call yours whatever you want. 😜 These dudes (yes, by far, mostly men), are typically stuck in their ways and get really pissed if anyone does things differently.
3. Watch videos, read articles/books, listen to podcasts. Try to avoid the "this is the next big stock!" types.
4. Take all of this and use what you've learned while you explore websites like Finviz, Tradingview, Seeking Alpha, StockAlalysis, etc.
5. Don't be a 🐱 . Learn to recognize when you have a good idea and commit. Also, recognize when you 💩 the bed and take the loss.
6. Don't be a 🍆 . Be nice and helpful to the people who know less than you, or shut the 🤬 up.
So, I don't know why I felt the need to write this. Probably, I have some sort of disorder... not that there's anything wrong with that! 😜
Here are some stocks that caught my interest recently. Two of these were put on my radar by @moe_on_margin (see step 1) and one of them, I liked enough to take a small bite from.
read more
280 views
What should YOU expect from the Stock Market?!
What does a car accident have to do with personal finance and investing? More than you might think. 🚗
In Episode 18 of Financial KarMoe, @karyungtom and I (Moe) start with a very real-life situation: Kar’s recent car accident. Thankfully, everyone was safe, but the experience raised some important financial questions around car insurance, deductibles, emergency funds, credit scores, unexpected expenses, and being financially prepared when life throws you a curveball. Kar also shares how a poor credit score years ago—partly because he misunderstood how minimum credit-card payments work—eventually became a learning experience that helped him rebuild his credit to 800+.
📈 From there, the conversation takes a turn into one of the most fascinating investing concepts: the equity risk premium. How much should investors actually expect from the stock market? Is the often-repeated 10–12% historical return still a reasonable expectation? Kar discusses recent research and projections suggesting future expected returns could be closer to 7–9%, and we explore what that might mean for investors who are accumulating wealth versus those already in retirement.
💰 We also dive into withdrawal rates and retirement planning. Does the famous 4% rule still make sense? Why might a more conservative withdrawal rate be used? And should sustainable withdrawals really be treated differently depending on whether you invest for growth, dividends, or covered calls? Kar and Moe discuss why total return—not simply portfolio yield—matters when thinking about sustainable spending in retirement.
🤯 And finally, we talk about something every new investor can relate to: there are WAY too many investment choices. From all-in-one ETFs to covered calls and leveraged investing, beginners can easily feel pressured to jump into increasingly complicated strategies. Our takeaway? You don't need to rush. Learn the basics, understand what you're investing in, and give yourself time.
We'd love to hear from you: 👇 What do you think is the most important financial safety net: an emergency fund, insurance, or having good credit? Let us know in the comments!
https://youtu.be/R870ryRXvYwread more
In Episode 18 of Financial KarMoe, @karyungtom and I (Moe) start with a very real-life situation: Kar’s recent car accident. Thankfully, everyone was safe, but the experience raised some important financial questions around car insurance, deductibles, emergency funds, credit scores, unexpected expenses, and being financially prepared when life throws you a curveball. Kar also shares how a poor credit score years ago—partly because he misunderstood how minimum credit-card payments work—eventually became a learning experience that helped him rebuild his credit to 800+.
📈 From there, the conversation takes a turn into one of the most fascinating investing concepts: the equity risk premium. How much should investors actually expect from the stock market? Is the often-repeated 10–12% historical return still a reasonable expectation? Kar discusses recent research and projections suggesting future expected returns could be closer to 7–9%, and we explore what that might mean for investors who are accumulating wealth versus those already in retirement.
💰 We also dive into withdrawal rates and retirement planning. Does the famous 4% rule still make sense? Why might a more conservative withdrawal rate be used? And should sustainable withdrawals really be treated differently depending on whether you invest for growth, dividends, or covered calls? Kar and Moe discuss why total return—not simply portfolio yield—matters when thinking about sustainable spending in retirement.
🤯 And finally, we talk about something every new investor can relate to: there are WAY too many investment choices. From all-in-one ETFs to covered calls and leveraged investing, beginners can easily feel pressured to jump into increasingly complicated strategies. Our takeaway? You don't need to rush. Learn the basics, understand what you're investing in, and give yourself time.
We'd love to hear from you: 👇 What do you think is the most important financial safety net: an emergency fund, insurance, or having good credit? Let us know in the comments!
https://youtu.be/R870ryRXvYwread more
1,750 views
🔥 I love the Beevis daily summary
I’m obviously biased but I find the Beevis daily summary so useful… love the personalized news about my portfolio (even when my portfolio is getting smoked 😅)
P.S. We also updated the PRO geography widget to combine stocks and ETFs into one view + have a portfolio overlap widget coming in 2 weeks 🫡
#1 focus is still the feed improvements (which are well underway) but thought I’d share these quick updates
P.S. We also updated the PRO geography widget to combine stocks and ETFs into one view + have a portfolio overlap widget coming in 2 weeks 🫡
#1 focus is still the feed improvements (which are well underway) but thought I’d share these quick updates
6,332 views
President Trump is reportedly holding private discussions with senior aides about potentially declaring the Iran war over, according to the Wall Street Journal.
Now this could be pure speculation or another massive TACO to save the market ahead of midterms. If true this is mega bullish for stocks.
Now this could be pure speculation or another massive TACO to save the market ahead of midterms. If true this is mega bullish for stocks.
168 views
August’s biggest S&P 500 winners were anything but boring.
Moderna led the pack with a massive +156.0% return, while Palantir followed at +51.5%.
Other standout performers included:
Veeva Systems: +40.2%
Salesforce: +40.0%
Paramount Skydance: +37.1%
Newmont: +34.5%
ServiceNow: +33.1%
Super Micro Computer: +31.3%
Gartner: +31.2%
Sandisk: +29.0%
The mix is interesting: healthcare, software, AI infrastructure and gold all showed up among the month’s strongest performers.read more
Moderna led the pack with a massive +156.0% return, while Palantir followed at +51.5%.
Other standout performers included:
Veeva Systems: +40.2%
Salesforce: +40.0%
Paramount Skydance: +37.1%
Newmont: +34.5%
ServiceNow: +33.1%
Super Micro Computer: +31.3%
Gartner: +31.2%
Sandisk: +29.0%
The mix is interesting: healthcare, software, AI infrastructure and gold all showed up among the month’s strongest performers.read more
232 views
Could I Have Done This Better?
Today was one of my days off, and with the kids having one more week before school starts, I took my two kids and two of their friends to the waterslides.
Their friends had free passes, we brought some snacks and water, and other than gas it was shaping up to be a pretty inexpensive day.
And we had a blast.
They had some new waterslides the kids were excited to try, and I was right there going down them too.
Then came lunch.
Four poutines and a cheeseburger and fries: $70.
Three years ago, I probably would have paid it and never given it another thought.
But since starting my investing journey, I’ve noticed I look at spending differently.
Later I saw families pulling coolers out and thought…
Why didn’t I do that?
We could have packed five lunches for a fraction of the cost, brought home whatever we didn’t eat, and most importantly…
We wouldn’t have sacrificed anything.
Same waterslides. Same friends. Same laughs. Same day together.
I’m not interested in budgeting every dollar or sacrificing experiences with my family just so I can invest more.
But I am much more interested in value than I was three years ago.
Could I get the same experience for less?
Could I do something slightly differently next time and save another $20, $30 or $40?
Because those little amounts add up, and if I can find them without giving anything up, that’s a little more money we can save and invest while still enjoying life today.
For me, that’s been one of the unexpected benefits of becoming more financially literate.
Has learning more about money changed how you look at the things you spend it on?read more
Today was one of my days off, and with the kids having one more week before school starts, I took my two kids and two of their friends to the waterslides.
Their friends had free passes, we brought some snacks and water, and other than gas it was shaping up to be a pretty inexpensive day.
And we had a blast.
They had some new waterslides the kids were excited to try, and I was right there going down them too.
Then came lunch.
Four poutines and a cheeseburger and fries: $70.
Three years ago, I probably would have paid it and never given it another thought.
But since starting my investing journey, I’ve noticed I look at spending differently.
Later I saw families pulling coolers out and thought…
Why didn’t I do that?
We could have packed five lunches for a fraction of the cost, brought home whatever we didn’t eat, and most importantly…
We wouldn’t have sacrificed anything.
Same waterslides. Same friends. Same laughs. Same day together.
I’m not interested in budgeting every dollar or sacrificing experiences with my family just so I can invest more.
But I am much more interested in value than I was three years ago.
Could I get the same experience for less?
Could I do something slightly differently next time and save another $20, $30 or $40?
Because those little amounts add up, and if I can find them without giving anything up, that’s a little more money we can save and invest while still enjoying life today.
For me, that’s been one of the unexpected benefits of becoming more financially literate.
Has learning more about money changed how you look at the things you spend it on?read more
2,436 views
"dO yOuR oWn ReSeArCh"
I always see people making fun of the statement "Do your own research" or pushing back on people when they suggest it, and I've never understood that because "do your research" is probably the best advice anyone can give you. It puts the ball completely in your court. I remember it took years for me to even strike up the courage to put money into the stock market. Investing seemed so inaccessible to me. Like, what do you mean people just throw their money into the market and "hope it goes well"?
I think maybe I was on a Reddit thread and I kept coming across that line, "do your research" and "start learning about the stock market". I realized I'd been waiting for someone to take me under their wing or to maybe find some course, or meet some stock broker on a plane, but I decided to just jump into it. At the time, it seems like a completely different language. P/E? Earnings report? Brokerage account? Liquidity? Margin? The first time I even looked at an earnings report I had no idea what I was looking at. When I first started researching, I thought I wanted to be a day trader, but as I started looking into it and the statistics, the success rate, the taxes involved, I realized I was more of a long term trader.
I started watching Youtube videos, reading articles from Bloomberg, Reuter's, The Financial Times, Investing.com, joining Reddit threads, watching the Schwab Network, listening to the Motley Fool podcast at night. It was slow at first, but as I started to understand the terms, and see what one should not invest in - the mistakes and successes - I started to get excited. It was maybe 6 or 7 months before I bought $VNQ and $NVDA. Both of which I had decided on after looking at the holdings and past earnings reports for both of them, respectively. I spent months and months, thinking about both of these, looking at charts, watching interviews, talking to different people, watching videos on Youtube about people's investment theses before I decided to actually buy.
So, I never took a course, it wasn't exactly one person who said, "Go, buy this". Each one was an investment thesis that had began through careful consideration, research, debating in my head, and slowly grew like a snowball. That has always stuck with me. Everything that I have ever bought has been after days, weeks, months, even years of reading up and trying to figure out everything I possibly can about $BTC, $CRWV, $DRAM, $NVTS, $AMD, $PLTR, you name it. Have I made some mistakes? Definitely. At the end of the day, research can only take you so far, eventually, you have to jump in the pool and start swimming.
But the best advice I could give any brand new investor, is just start teaching yourself. Maybe not everyone is going to be quite to the degree of obsessiveness that I am, but I believe anyone can learn about investing and become a good investor. It's like with anything, the only things you really need are time, motivation, and hard work. Don't wait for someone to come around and try to sell you a fucking course, or think ChatGPT or Claude is going to make you a millionaire. If you REALLY want this, start reading, take the time, teach yourself. We are in the 21st century; we have a wealth of knowledge at our fingertips. So, go get it.
I think maybe I was on a Reddit thread and I kept coming across that line, "do your research" and "start learning about the stock market". I realized I'd been waiting for someone to take me under their wing or to maybe find some course, or meet some stock broker on a plane, but I decided to just jump into it. At the time, it seems like a completely different language. P/E? Earnings report? Brokerage account? Liquidity? Margin? The first time I even looked at an earnings report I had no idea what I was looking at. When I first started researching, I thought I wanted to be a day trader, but as I started looking into it and the statistics, the success rate, the taxes involved, I realized I was more of a long term trader.
I started watching Youtube videos, reading articles from Bloomberg, Reuter's, The Financial Times, Investing.com, joining Reddit threads, watching the Schwab Network, listening to the Motley Fool podcast at night. It was slow at first, but as I started to understand the terms, and see what one should not invest in - the mistakes and successes - I started to get excited. It was maybe 6 or 7 months before I bought $VNQ and $NVDA. Both of which I had decided on after looking at the holdings and past earnings reports for both of them, respectively. I spent months and months, thinking about both of these, looking at charts, watching interviews, talking to different people, watching videos on Youtube about people's investment theses before I decided to actually buy.
So, I never took a course, it wasn't exactly one person who said, "Go, buy this". Each one was an investment thesis that had began through careful consideration, research, debating in my head, and slowly grew like a snowball. That has always stuck with me. Everything that I have ever bought has been after days, weeks, months, even years of reading up and trying to figure out everything I possibly can about $BTC, $CRWV, $DRAM, $NVTS, $AMD, $PLTR, you name it. Have I made some mistakes? Definitely. At the end of the day, research can only take you so far, eventually, you have to jump in the pool and start swimming.
But the best advice I could give any brand new investor, is just start teaching yourself. Maybe not everyone is going to be quite to the degree of obsessiveness that I am, but I believe anyone can learn about investing and become a good investor. It's like with anything, the only things you really need are time, motivation, and hard work. Don't wait for someone to come around and try to sell you a fucking course, or think ChatGPT or Claude is going to make you a millionaire. If you REALLY want this, start reading, take the time, teach yourself. We are in the 21st century; we have a wealth of knowledge at our fingertips. So, go get it.
3,574 views
TappAlpha T2Lift Series weekly distribution
🔒Ex-date Wednesday💰Paydate Thursday
$TSYX $0.07003⬇️
$TDAX $0.11305⏸️
Last week :
$TSYX $0.08910⏸️
$TDAX $0.11305⏸️
2 weeks ago :
$TSYX $0.08910⏸️
$TDAX $0.11305⬆️⬆️
3 weeks ago :
$TSYX $0.08910⏸️
$TDAX $0.09004⏸️
4 weeks ago :
$TSYX $0.08910⬆️
$TDAX $0.09004⏸️
5 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⏸️
6 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⏸️
7 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⬇️
8 weeks ago :
$TSYX $0.07032⬇️
$TDAX $0.11638⏸️ read more
$TSYX $0.07003⬇️
$TDAX $0.11305⏸️
Last week :
$TSYX $0.08910⏸️
$TDAX $0.11305⏸️
2 weeks ago :
$TSYX $0.08910⏸️
$TDAX $0.11305⬆️⬆️
3 weeks ago :
$TSYX $0.08910⏸️
$TDAX $0.09004⏸️
4 weeks ago :
$TSYX $0.08910⬆️
$TDAX $0.09004⏸️
5 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⏸️
6 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⏸️
7 weeks ago :
$TSYX $0.07032⏸️
$TDAX $0.09004⬇️
8 weeks ago :
$TSYX $0.07032⬇️
$TDAX $0.11638⏸️ read more
528 views
I’m a Millionaire. It’s Not What I Expected
I’m a Millionaire. It Doesn’t Feel Like I Thought It Would.
Here’s something that feels strange to say.
By the traditional definition of net worth what we own minus what we owe our household would technically be considered millionaires.
I’m not saying that as a flex. In fact, that’s kind of the point.
When I was younger, a millionaire meant big houses, fancy cars and expensive vacations.
Basically, Lifestyles of the Rich and Famous.
If you just heard Robin Leach’s voice, congratulations …..you’re probably my target audience.
But being a millionaire at 53 looks surprisingly… normal.
We have investments and equity in our home. We also have a mortgage, and I still get up and go to work.
What got me thinking about this was my friend @williamwang23 Will’s recent post about becoming a millionaire in his early 30s.
That’s an incredible accomplishment.
But what really stands out to me is that Will became curious about money early. He learned, saved, invested and, most importantly, gave his money time.
I didn’t start DIY investing until I was 50.
We saved and built home equity, but I didn’t become curious enough about investing and money until much later.
And I have to give @moementumfinance Moe credit for the word curious.
He talked about it during our panel at BlossomCon, and it really stuck with me.
Over the last three years, I’ve asked more questions, learned more and become much more financially literate.
I’ve also made mistakes.
I’ve posted things that weren’t quite right, and people here have corrected me. I’m good with that.
Being financially literate doesn’t mean knowing everything. It means being curious enough to ask questions and open enough to learn from the answers.
I wish I’d figured that out at 30 instead of 50.
Because Will and I might technically carry the same “millionaire” label today, but he’s given his money decades more time to compound.
That’s why the number itself is so relative.
Our goal is still to build a $1 million+ investment portfolio by retirement. On paper, our net worth could eventually be well into the millions.
But we’re not planning a Lifestyles of the Rich and Famous retirement.
We want to travel, enjoy our time, help our kids when we can and have enough that money gives us choices.
And maybe that’s the funny part.
Technically, I’m already a millionaire.
But we’re still working toward becoming what younger me thought a millionaire was.
Not the mansion or the yacht.
The freedom. The security. The choices.
Maybe that’s what being wealthy really means.
What does being a millionaire mean to you? read more
Here’s something that feels strange to say.
By the traditional definition of net worth what we own minus what we owe our household would technically be considered millionaires.
I’m not saying that as a flex. In fact, that’s kind of the point.
When I was younger, a millionaire meant big houses, fancy cars and expensive vacations.
Basically, Lifestyles of the Rich and Famous.
If you just heard Robin Leach’s voice, congratulations …..you’re probably my target audience.
But being a millionaire at 53 looks surprisingly… normal.
We have investments and equity in our home. We also have a mortgage, and I still get up and go to work.
What got me thinking about this was my friend @williamwang23 Will’s recent post about becoming a millionaire in his early 30s.
That’s an incredible accomplishment.
But what really stands out to me is that Will became curious about money early. He learned, saved, invested and, most importantly, gave his money time.
I didn’t start DIY investing until I was 50.
We saved and built home equity, but I didn’t become curious enough about investing and money until much later.
And I have to give @moementumfinance Moe credit for the word curious.
He talked about it during our panel at BlossomCon, and it really stuck with me.
Over the last three years, I’ve asked more questions, learned more and become much more financially literate.
I’ve also made mistakes.
I’ve posted things that weren’t quite right, and people here have corrected me. I’m good with that.
Being financially literate doesn’t mean knowing everything. It means being curious enough to ask questions and open enough to learn from the answers.
I wish I’d figured that out at 30 instead of 50.
Because Will and I might technically carry the same “millionaire” label today, but he’s given his money decades more time to compound.
That’s why the number itself is so relative.
Our goal is still to build a $1 million+ investment portfolio by retirement. On paper, our net worth could eventually be well into the millions.
But we’re not planning a Lifestyles of the Rich and Famous retirement.
We want to travel, enjoy our time, help our kids when we can and have enough that money gives us choices.
And maybe that’s the funny part.
Technically, I’m already a millionaire.
But we’re still working toward becoming what younger me thought a millionaire was.
Not the mansion or the yacht.
The freedom. The security. The choices.
Maybe that’s what being wealthy really means.
What does being a millionaire mean to you? read more
684 views
⚠️ Diversification Can Kill Your Best Ideas
Diversification is important.
But I think there’s a point where too much diversification just waters down your best investments.
If I really believe in companies like $JPM, $ENB, $NVDA, or ETFs like $SCHG, why would I keep adding weaker ideas just to own more things?
More holdings doesn’t always mean a better portfolio. I personally only have 6 holdings mainly focused on tech which is “my idea” tech will win long term
Sometimes it just means your winners have less impact.
At what point does diversification become over diversification? How many holdings is too many ? read more
But I think there’s a point where too much diversification just waters down your best investments.
If I really believe in companies like $JPM, $ENB, $NVDA, or ETFs like $SCHG, why would I keep adding weaker ideas just to own more things?
More holdings doesn’t always mean a better portfolio. I personally only have 6 holdings mainly focused on tech which is “my idea” tech will win long term
Sometimes it just means your winners have less impact.
At what point does diversification become over diversification? How many holdings is too many ? read more
2,554 views
TFSA successor vs beneficiary
There was an article here on getting all of your pertinent documents in one place for your loved ones, when u pass away.
It was mentioned to have a beneficiary placed on your TFSA. Upon reading about it, I’ve found that a spouse (only) can go on as a successor. Seems the difference is that the account can continue to accumulate after one’s death, where a beneficiary would have all investments cashed out. With either designation, it avoids probate.
Is this correct for a successor? And is that best practice for a married/common law couple or just a personal decision? What do u do? Thanks
It was mentioned to have a beneficiary placed on your TFSA. Upon reading about it, I’ve found that a spouse (only) can go on as a successor. Seems the difference is that the account can continue to accumulate after one’s death, where a beneficiary would have all investments cashed out. With either designation, it avoids probate.
Is this correct for a successor? And is that best practice for a married/common law couple or just a personal decision? What do u do? Thanks
252 views
Initial assumption Problem
When talking about withdrawals and income, I think the problem often falls apart at the initial assumption of return.
If you plug a 20% return into your projections because an investment is currently yielding 20%, then funding a lifestyle suddenly looks very affordable.
But how realistic is a 20% long-term return?
We don't really know how many investors can achieve it consistently. What we do know is that Warren Buffett averaged roughly 19.7% annually over his career.
Buffett is considered one of the greatest investors of all time. That must mean that long term 20% return lands you as the GOAT. I will argue that blossom doent have many Buffets on the platform.
So assuming a 20% annual return for decades doesn't seem conservative. It's an assumption that essentially requires you to perform at the level of an extreme outlier.
If your retirement plan only works at 15–20% returns then you real plan is to shoot yourself in the foot. that outcome is super unlikely.
The lower your return assumption, the more your room a plan has to survive if it beats those expectations.
This is really just a long winded warning that yield isnt return and that you shouldn't plan around the yield, but plan around a realistic return instead. read more
If you plug a 20% return into your projections because an investment is currently yielding 20%, then funding a lifestyle suddenly looks very affordable.
But how realistic is a 20% long-term return?
We don't really know how many investors can achieve it consistently. What we do know is that Warren Buffett averaged roughly 19.7% annually over his career.
Buffett is considered one of the greatest investors of all time. That must mean that long term 20% return lands you as the GOAT. I will argue that blossom doent have many Buffets on the platform.
So assuming a 20% annual return for decades doesn't seem conservative. It's an assumption that essentially requires you to perform at the level of an extreme outlier.
If your retirement plan only works at 15–20% returns then you real plan is to shoot yourself in the foot. that outcome is super unlikely.
The lower your return assumption, the more your room a plan has to survive if it beats those expectations.
This is really just a long winded warning that yield isnt return and that you shouldn't plan around the yield, but plan around a realistic return instead. read more
2,810 views
Knowledge Transfer Series Post #1 - INFLATION
Here is KTS #1 RE-POST
Originally published on Blossom on March 18th, 2024
Please find a retrospective commentary at the end.
Mainstream media (and a lot of Blossomers regurgitate what they hear from these talking heads) will talk about the decrease in inflation and we are in the final stages of reaching the inflation target of 2% per year.
Sound familiar? Well, it’s wrong....really wrong.
And it’s not hard to figure out why.
Last December most were calling for rate cuts beginning in March 2024. No cuts. Now, there’s a 50% chance of a rate cut in June. This Wednesday, we’ll learn that it is a 0% chance of a rate cut in June.
Most will be surprised but they don’t have to be. Read the market cycle and you’ll know that in the meltup phase that rate cuts don’t come until the very end of the cycle. So ask yourself, do you really want rate cuts?
Well the good news is they aren’t coming anyTIME soon. The markets will do what they do after the reality sets in Wednesday when the Fed speaks. But then, the resumption of the stock market climb of select sectors will continue to March higher. Inflation control is beyond the Fed’s toolkit.
Do you see GDP rising along with companies' earnings estimates?
Do you read these posts of investors retiring early? What will that do to the unemployment rate?
Do you know anyone traveling or buying something special this year?
This economy is and doesn’t need further fuel to spend more. But it’s human nature at this point in the cycle. Businesses, governments, and individuals that have invested will spend more and more. Do you think fellow investors will keep all their money invested after realizing 50% or even 100% or more on select investments? No way. The spending keeps going and increasing inflation is a byproduct of it.
This is just the start of re-inflation and the proxies for it are confirming it.
Check out $GCC , $USO , and $DBA . Check out the miners $TGB , $NGD , and $WRN as just some examples. Check out oil and gas, $CVE , $XOM , $FANG .
What is the recent movement in these charts telling us about the future?
The pros know....and they are buying when the masses are talking about Magnificent 7 or Fantastic 4 and when no one is looking.
This is critical to knowing where the market is going vs. where the market has been.
Retrospective commentary - September 2nd, 2026
Can we say this post aged like fine wine? X, Blossom, the news, your neighbor: INFLATION is on everyone's lips now. You can’t escape it.
We claimed that "Inflation control is beyond the Fed's toolkit."
Let’s fast-forward 18 months following that statement, when, on September 17, 2025, then-Federal Reserve Chair J. Powell stated at the FOMC press conference:
"In the near term, risks to inflation are tilted to the upside and risks to employment to the downside—a challenging situation. When our goals are in tension like this, our framework calls for us to balance both sides of our dual mandate. With downside risks to employment having increased, the balance of risks has shifted. Accordingly, we judged it appropriate at this meeting to take another step toward a more neutral policy stance."
In other words, the Fed was effectively shifting its policy focus away from inflation control and toward employment. And this Friday, at Jackson Hole, new chairman Kevin Warsh told us that inflation is now too high.
As stated in previous post, inflation has remained well above the Fed’s 2% target and was sitting at 3.4% in the latest data reported (July). We were right all along.
What about the tickers mentioned?
$TGB closed at $1.94 on March 18, 2024. It's now breaking 31-year highs and eyeing $10.
$NGD was trading below $2 on March 18, 2024. It was subsequently acquired by $CDE in March 2026 for approximately $15/share.
$WRN closed at $1.51 on March 18, 2024. It reached a high above $4 in late January 2026, and we're now watching for the next leg higher. Can it reach $10 like $TGB? Maybe…
And then there's $CVE, $XOM, and FANG…Energy (XLE) remains the best-performing sector YTD in 2026 as we approach the final quarter of the year.
THE KTS SERIES
We’re fast-forwarding the legacy KTS series (#1-91) – originally published on Blossom – at a rate of 3 posts per week here on Blossom and X. As we approach the inflection point in the real estate/banking crisis cycle, these posts cannot come fast enough for the latecomers.
If you want to fast-track your learning, you can get access to the entire series at once with the KTS e-books available on our website. Our website also gives you exclusive access to every subsequent KTS post, starting with #92 up to currently #115 …… and counting, as new KTS posts are published every Sunday now due to the urgency. Those remain membership exclusive.
A paid membership website also gives you access to our full TOOL SUITE:
📖 Weekly KTS posts
🏄 Weekly SECTOR SURFER
📝 All TRADES + RATIONALE
🔭 Beskar INDICATOR INSIGHT
🏒 Beskar BREAKAWAY
🐳 Beskar WHALE WATCHER
🐺 Beskar WOLF TRACKER
🐕 Beskar DIGGER DOG
🧑🧑🧒🧒 Beskar STEAD (Community feed)
💯 And much, much more
Disclaimer:
Beskar Capital Content and its Services are provided for informational purposes only. Nothing contained in the Beskar Capital Content constitutes investment advice, nor does it represent a recommendation, offer, or solicitation to buy or sell any specific investment product, security, or service. All investments involve inherent risks, including the risk of loss. Readers should evaluate all information considering their individual circumstances and consult with a qualified financial adviser.
read more
Originally published on Blossom on March 18th, 2024
Please find a retrospective commentary at the end.
Mainstream media (and a lot of Blossomers regurgitate what they hear from these talking heads) will talk about the decrease in inflation and we are in the final stages of reaching the inflation target of 2% per year.
Sound familiar? Well, it’s wrong....really wrong.
And it’s not hard to figure out why.
Last December most were calling for rate cuts beginning in March 2024. No cuts. Now, there’s a 50% chance of a rate cut in June. This Wednesday, we’ll learn that it is a 0% chance of a rate cut in June.
Most will be surprised but they don’t have to be. Read the market cycle and you’ll know that in the meltup phase that rate cuts don’t come until the very end of the cycle. So ask yourself, do you really want rate cuts?
Well the good news is they aren’t coming anyTIME soon. The markets will do what they do after the reality sets in Wednesday when the Fed speaks. But then, the resumption of the stock market climb of select sectors will continue to March higher. Inflation control is beyond the Fed’s toolkit.
Do you see GDP rising along with companies' earnings estimates?
Do you read these posts of investors retiring early? What will that do to the unemployment rate?
Do you know anyone traveling or buying something special this year?
This economy is and doesn’t need further fuel to spend more. But it’s human nature at this point in the cycle. Businesses, governments, and individuals that have invested will spend more and more. Do you think fellow investors will keep all their money invested after realizing 50% or even 100% or more on select investments? No way. The spending keeps going and increasing inflation is a byproduct of it.
This is just the start of re-inflation and the proxies for it are confirming it.
Check out $GCC , $USO , and $DBA . Check out the miners $TGB , $NGD , and $WRN as just some examples. Check out oil and gas, $CVE , $XOM , $FANG .
What is the recent movement in these charts telling us about the future?
The pros know....and they are buying when the masses are talking about Magnificent 7 or Fantastic 4 and when no one is looking.
This is critical to knowing where the market is going vs. where the market has been.
Retrospective commentary - September 2nd, 2026
Can we say this post aged like fine wine? X, Blossom, the news, your neighbor: INFLATION is on everyone's lips now. You can’t escape it.
We claimed that "Inflation control is beyond the Fed's toolkit."
Let’s fast-forward 18 months following that statement, when, on September 17, 2025, then-Federal Reserve Chair J. Powell stated at the FOMC press conference:
"In the near term, risks to inflation are tilted to the upside and risks to employment to the downside—a challenging situation. When our goals are in tension like this, our framework calls for us to balance both sides of our dual mandate. With downside risks to employment having increased, the balance of risks has shifted. Accordingly, we judged it appropriate at this meeting to take another step toward a more neutral policy stance."
In other words, the Fed was effectively shifting its policy focus away from inflation control and toward employment. And this Friday, at Jackson Hole, new chairman Kevin Warsh told us that inflation is now too high.
As stated in previous post, inflation has remained well above the Fed’s 2% target and was sitting at 3.4% in the latest data reported (July). We were right all along.
What about the tickers mentioned?
$TGB closed at $1.94 on March 18, 2024. It's now breaking 31-year highs and eyeing $10.
$NGD was trading below $2 on March 18, 2024. It was subsequently acquired by $CDE in March 2026 for approximately $15/share.
$WRN closed at $1.51 on March 18, 2024. It reached a high above $4 in late January 2026, and we're now watching for the next leg higher. Can it reach $10 like $TGB? Maybe…
And then there's $CVE, $XOM, and FANG…Energy (XLE) remains the best-performing sector YTD in 2026 as we approach the final quarter of the year.
THE KTS SERIES
We’re fast-forwarding the legacy KTS series (#1-91) – originally published on Blossom – at a rate of 3 posts per week here on Blossom and X. As we approach the inflection point in the real estate/banking crisis cycle, these posts cannot come fast enough for the latecomers.
If you want to fast-track your learning, you can get access to the entire series at once with the KTS e-books available on our website. Our website also gives you exclusive access to every subsequent KTS post, starting with #92 up to currently #115 …… and counting, as new KTS posts are published every Sunday now due to the urgency. Those remain membership exclusive.
A paid membership website also gives you access to our full TOOL SUITE:
📖 Weekly KTS posts
🏄 Weekly SECTOR SURFER
📝 All TRADES + RATIONALE
🔭 Beskar INDICATOR INSIGHT
🏒 Beskar BREAKAWAY
🐳 Beskar WHALE WATCHER
🐺 Beskar WOLF TRACKER
🐕 Beskar DIGGER DOG
🧑🧑🧒🧒 Beskar STEAD (Community feed)
💯 And much, much more
Disclaimer:
Beskar Capital Content and its Services are provided for informational purposes only. Nothing contained in the Beskar Capital Content constitutes investment advice, nor does it represent a recommendation, offer, or solicitation to buy or sell any specific investment product, security, or service. All investments involve inherent risks, including the risk of loss. Readers should evaluate all information considering their individual circumstances and consult with a qualified financial adviser.
read more
2,186 views
Just added a new stock to my portfolio 👀 Been eyeing $CAT for a while, especially after its ~20% pullback from all time highs. I like the strong fundamentals and long term growth prospects, particularly its exposure to physical infrastructure and the growing demand for energy.
150 views
Option Selling Cash Secured Puts
I made $530 upfront on a stock I don’t even own yet. 👀💰
This strategy is called selling cash-secured puts
My trade:
→ $53 strike
→ Oct 16 expiry
→ $530 premium collected
⚠️ Not financial advice. Options involve risk, including assignment and potential losses. Do your own research.
https://www.instagram.com/reel/Dczl5rggJ8a/?igsi=MW9iZGkwM3V4bW9haw==read more
This strategy is called selling cash-secured puts
My trade:
→ $53 strike
→ Oct 16 expiry
→ $530 premium collected
⚠️ Not financial advice. Options involve risk, including assignment and potential losses. Do your own research.
https://www.instagram.com/reel/Dczl5rggJ8a/?igsi=MW9iZGkwM3V4bW9haw==read more
152 views
Why Do You Personally Own SCHD? 🤔
I want to know, seriously? Is it the dividend (distribution)? The performance? The low fees?
Or did you eventually see enough people on the internet say something like, “$SCHD is the best dividend ETF ever". And ,you figured, 400,000 Redditors and YouTubers couldn't possibly ALL be wrong? 😅
Either way, there's something about SCHD that I believe many investors don't fully appreciate.
Recently, 22 stocks disappeared from the ETF.... big names like Cisco and AbbVie... bye bye 👋
And they weren't replaced with the same old names
So us investors need to ask ourselves....If I'm buying SCHD for the long term... do I actually know what I'm buying for the long term?
The reason is that SCHD is NOT a static portfolio of dividend growth stocks. And depending on WHY YOU OWN IT, some of what I found might matter more than you think. For example, here's something interesting about its performance.
SCHD looked remarkably strong when the market was getting hammered.... Then the market environment changed... And so did the SCHD story.
Why... why, WHY? You need that answered
And then there's the dividend (distribution)....
I've seen SCHD described as the perfect retirement ETF because you can supposedly live off the income and never sell a share... Sounds like the perfect solution to a difficult problem.
However... is that actually the best way to think about retirement income?
And if you're Canadian, there's another question you should probably ask before buying it...
Which account is the best for a high yield ETF like SCHD?
In my latest deep dive, I put SCHD under the microscope...
No “SCHD is amazing, buy it now” nonsense that you see on tikytoktok from me as you know 😂
I just go into the methodology, the numbers, the risks, the tradeoffs and my honest verdict/opinion at the end...
ALWAYS remember, even a beautiful, high quality shoe can still be a TERRIBLE FIT 👠
So why are YOU invested in SCHD or why are you thinking about it?
https://youtu.be/B2kxkIyHjPkread more
Or did you eventually see enough people on the internet say something like, “$SCHD is the best dividend ETF ever". And ,you figured, 400,000 Redditors and YouTubers couldn't possibly ALL be wrong? 😅
Either way, there's something about SCHD that I believe many investors don't fully appreciate.
Recently, 22 stocks disappeared from the ETF.... big names like Cisco and AbbVie... bye bye 👋
And they weren't replaced with the same old names
So us investors need to ask ourselves....If I'm buying SCHD for the long term... do I actually know what I'm buying for the long term?
The reason is that SCHD is NOT a static portfolio of dividend growth stocks. And depending on WHY YOU OWN IT, some of what I found might matter more than you think. For example, here's something interesting about its performance.
SCHD looked remarkably strong when the market was getting hammered.... Then the market environment changed... And so did the SCHD story.
Why... why, WHY? You need that answered
And then there's the dividend (distribution)....
I've seen SCHD described as the perfect retirement ETF because you can supposedly live off the income and never sell a share... Sounds like the perfect solution to a difficult problem.
However... is that actually the best way to think about retirement income?
And if you're Canadian, there's another question you should probably ask before buying it...
Which account is the best for a high yield ETF like SCHD?
In my latest deep dive, I put SCHD under the microscope...
No “SCHD is amazing, buy it now” nonsense that you see on tikytoktok from me as you know 😂
I just go into the methodology, the numbers, the risks, the tradeoffs and my honest verdict/opinion at the end...
ALWAYS remember, even a beautiful, high quality shoe can still be a TERRIBLE FIT 👠
So why are YOU invested in SCHD or why are you thinking about it?
https://youtu.be/B2kxkIyHjPkread more
8,200 views
NEW POSITION: $FCFS - FirstCash Holdings
My gradual rotation continues…
I’ve been on the hunt for businesses that don’t just survive a weaker economy… Oh no sir, I want counter cycle business that actually flourish in recession 🚀🚀
Enter $FCFS a pawn shop monster that WINS as consumer faces economic hardship.
World's largest pawn operator with 3,300+ stores across the U.S. and Latin America.
Here's the beauty of this model that wins in every environment, but ACCELERATES in a downturn:
When banks tighten credit, 60M+ unbanked Americans walk into pawn shops because it's their only source of emergency cash. Loans are backed by physical collateral at 40% Loan-to-value with zero credit risk.
- RECORD Revenue $1.075B (+29%)
- GAAP EPS +58%
- pawn receivables +63%
- Seven straight quarters of double-digit same-store growth
- 21.6% five-year revenue CAGR
This is what a real counter-cyclical business looks like. It's actually offensive when the world gets harder.
read more
I’ve been on the hunt for businesses that don’t just survive a weaker economy… Oh no sir, I want counter cycle business that actually flourish in recession 🚀🚀
Enter $FCFS a pawn shop monster that WINS as consumer faces economic hardship.
World's largest pawn operator with 3,300+ stores across the U.S. and Latin America.
Here's the beauty of this model that wins in every environment, but ACCELERATES in a downturn:
When banks tighten credit, 60M+ unbanked Americans walk into pawn shops because it's their only source of emergency cash. Loans are backed by physical collateral at 40% Loan-to-value with zero credit risk.
- RECORD Revenue $1.075B (+29%)
- GAAP EPS +58%
- pawn receivables +63%
- Seven straight quarters of double-digit same-store growth
- 21.6% five-year revenue CAGR
This is what a real counter-cyclical business looks like. It's actually offensive when the world gets harder.
read more
1,894 views
Long-term investing goals
📊 Long-Term Investing: The Power of Thorough Analysis
When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock.
🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience.
💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth.
💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth.
By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis.
$VGT $TXN $QQQ $AAPL$META
#InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock.
🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience.
💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth.
💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth.
By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis.
$VGT $TXN $QQQ $AAPL$META
#InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
559K views
🇺🇸🌊 GOOGLE MAPS DID IT… NOW APPLE MAPS NEXT?!
Trump has reportedly contacted Apple about renaming Lake Ontario to “Lake America” on Apple Maps. 🇺🇸
📍 Google Maps has already made the change for U.S. users.
🇨🇦 Canada, however, continues to call it Lake Ontario.
🍁🇺🇸 Another chapter in the Canada U.S. trade tensions?
📍 Google Maps has already made the change for U.S. users.
🇨🇦 Canada, however, continues to call it Lake Ontario.
🍁🇺🇸 Another chapter in the Canada U.S. trade tensions?
4,584 views
They Are Telling Us - So What Are You Waiting For?
RE-POST of the greatest post (self-proclaimed 😂) in Blossom history for your benefit and enjoyment! 😂👍 Make sure to read today's retrospective commentary down below the post as well! 🤓🧠
Originally published on Blossom on March 12th, 2024
Please find retrospective commentary at the end.
This is the TIME to invest in commodities.
You will want to assess your true level of experience and pay attention to the experienced ones that care about this community. For now and the next couple of years, it’s BUY, BUY, BUY…
Here’s a laundry list of reasons why:
(1) Ego-maniac Jamie Dimon just said in March 2024 that he puts a hard recession at 65% while advising the Fed to hold off cutting rate until at least June. These statements may seem at odds - but he’s telling us the economy is really humming and needs to slow rather than throwing more gasoline on the fire (easing monetary policy) that will make the inevitable recession that much harder.
(2) Inflation has been re-accelerating and Dimon noted that as well calling for likely stagflation.
(3) The markets are signaling the same as precious metals continue an everlasting climb.
(4) Fuel prices are creeping up every week and the official “driving season” isn’t even here yet.
(5) Miners across the globe are issuing notes to increase capital for exploration projects.
(6) History dating back to the early 1800’s show that History repeats - or at least rhymes for the final years of the meltup before the cycle ends.
(7) Listen to the companies themselves on their earnings calls for their FY2024 outlook. I do across industries - they are all talking about how earnings will grow but be impacted (to various extents) by increasing inflation.
(8) Most companies' forward earnings estimates are rising which is not a sign that the economy needs further boosting.
(9) These Biden government moves to increase liquidity (home buyer credits, credit card interest fee reduction, free refinance, etc.) are going to make the reinflation that much worse.
(10) The cycle always ends in collapse and will take the markets (as a whole) down with it. The great news is that it takes TIME to develop as the government will do all kinds of creative banking and financial engineering to delay and attempt to prevent it (which will make the inevitable recession that much worse).
That means Blossomers have a ~2-year meltup that will continue to deliver phenomenal returns before the collapse. Follow me and I will keep you updated as we progress through this final stage. This is going to be awful when it happens as the banks find exotic investments to package and transfer to the masses, who - as always - will be left holding the bag. Start counting the number of TIMES you hear “CRE” every day and record it on paper. Watch this grow over TIME. CRE will eventually take it all down. Remember, these are just mortgages for empty office space, etc. whose owner hasn’t been receiving any revenue to pay the monthly payments... for YEARS. They are going to do their absolute best to find ways to put some of this into all of our portfolios. To avoid it, buy commodities now. Oil and gas, grains, metals, miners, precious metals, homebuilders, logistics, industrials, banks (not regional or any that have CRE). Other speculative assets will also perform well. That’s small/micro cap, crypto, AI, and biotech. But beware, you must monitor the exit point as it all goes higher and higher. I suspect it has a couple years left of absolutely amazing returns where you can realize a decade of returns in just 2 years.
Retrospective Commentary — September 1, 2026
WHAT A RE-READ. This is the greatest post (self-proclaimed 😂🤣) in the history of the Blossom Social App. 🏆👍
And what a playbook we laid out for our followers – many of whom have been perfectly positioned for what the past 30 months have brought us.
Let’s start by looking at the performance of commodities and related equities since March 12, 2024:
Now, since January 1, 2025:
And finally, year-to-date:
The picture is very clear to us: commodities have been among the major outperformers. Notice how, since January 2025, the major indices have underperformed virtually all of the main commodities and the equities tied to them. Beskar Capital was accumulating shares throughout 2024, right ahead of this outperformance.. and has captured most of it. Can you imagine the MASSIVE returns – both realized and unrealized – on our positions? You’ll find links to a few sell transactions at the end of this article. 🏆
Precious metals and miners lead the way. Then energy has been slowly closing the gap, particularly since February of this year amid the ongoing conflict in the Middle East. We’ll get into this in future KTS posts, but escalating geopolitical tensions are often a symptom of the late stages of the real estate/banking crisis cycle. And now as September approaches, we’re starting to see $DBA outperform, while precious metals and miners appear to be emerging from their consolidation and preparing for their next leg higher. And those technical patterns on several energy names… on my.
The main dish has yet to be served! 😂
INFLATION
At the TIME of the original publication, almost nobody was talking about inflation.
Now? It’s on everyone’s lips - you can’t escape it. Your aunt. Your neighbor. Your barber. Everyone.
Inflation has remained well above the Fed’s 2% target for 65 months now and was sitting at 3.4% in the latest data reported (July). And at last Friday’s Jackson Hole speech, Fed Chair Kevin Warsh was adamant: INFLATION IS TOO HIGH.
How could you be so prescient Beskar? It’s the cycle 😉… but don’t worry, you’ll learn it all as we re-post this whole series. But will it help you in the TIME you need it too? That’s different! The clock is ticking for this knowledge transfer. 😉
GOVERNMENT LIQUIDITY INJECTIONS
Trump pushing for rate and tax cuts, the Trump Accounts, Bessent recently announcing a $4 billion repurchase of long-dated Treasury bonds…. Etc etc etc. The list goes on.
Liquidity remains a major force driving this market and it will continue to do so.
SPECULATION & SMALL CAPS
We’ve seen massive speculation and parabolic price action across various themes in the small and micro cap space, both in natural resources and technology/AI. One of our favorite examples of this stage of the cycle is the quantum computing space. $RGTI is a favorite to exemplify this as the company reached a $30 billion market capitalization while generating just $7 million in revenue.
As the credit environment starts to tighten in the late stages of this meltup phase, this is the kind of stock that will go to ZERO!
$IJR and $IWM have also been outperforming the broader market over the past 365 days.
BIOTECH
$XBI broke out of its 10-year consolidation channel last fall, returning just over 70% over the past 365 days – as expected during the final stages of the real estate/banking crisis cycle.
AMAZING RETURNS HAVE INDEED BEEN GENERATED
We are now sitting on significant gains across both our equity positions and our derivatives positions, positioning for both rising and falling securities in this crosscurrent volatile market.
Here are links to a mere fraction of our stock and CALL LEAP options selling spree in early 2026, where we realized THOUSANDS of percentage of returns in less than 24 months:
$HL CALL LEAPS: +2,793%
https://www.blossomsocial.com/posts/SOLD-OUT-REMAINING-dollar7-2027Hecla-Mining-CALL-LEAPS__POST-1769110239062-bXvcd0oH_qoQV3QbaHcPIAvML
$USAS: +1,636%
https://www.blossomsocial.com/posts/SOLD-HALF-of-Americas-Gold-and-Silver__POST-1771519264147-SPllPnuO_qoQV3QbaHcPIAvML
$RTX CALL LEAPS: +1,313%
https://www.blossomsocial.com/posts/Get-Ready-For-It-SOLD-1-CALL-LEAP-in-RTX-Corp__POST-1771349946146-IyvDwoZ1_qoQV3QbaHcPIAvML
$PAAS CALL LEAPS: +1,353%
https://www.blossomsocial.com/posts/SOLD-OUT-FINAL-2-Pan-American-CALL-LEAPS__POST-1769181247987-x57v1yTP_qoQV3QbaHcPIAvML
$EQX CALL LEAPS: +1,100%
https://www.blossomsocial.com/posts/SOLD-1-of-2-Equinox-Gold-CALL-LEAPS__POST-1771518541925-4gbRXXff_qoQV3QbaHcPIAvML
$XOM CALL LEAPS: +1,100%
https://www.blossomsocial.com/posts/SOLD-HALF-OF-ALL-CALL-LEAPS-IN-ALL-EXXONMOBIL__POST-1771517433311-iFGSPJDF_qoQV3QbaHcPIAvML
$HP CALL LEAPS: +696%
https://www.blossomsocial.com/posts/SOLD-OUT-4-CALLS-of-Helmerich-and-Payne__POST-1769095162122-xq5FhbB4_qoQV3QbaHcPIAvML
$SLB CALL LEAPS: +493%
https://www.blossomsocial.com/posts/SOLD-20-CALL-LEAPS-in-SLB__POST-1771522682349-QC25VtnG_qoQV3QbaHcPIAvML
$OPEN CALL LEAPS: +420%
https://www.blossomsocial.com/posts/SOLD-OUT-FINAL-2-CALL-LEAPS-in-Opendoor-Technologi__POST-1770230292027-sCuJpfSh_qoQV3QbaHcPIAvML
$LTBR: +311%
https://www.blossomsocial.com/posts/SOLD-OUT-Lightbridge-Corporation__POST-1768407320789-Wmxse4N2_qoQV3QbaHcPIAvML
$VRT: +206.42%
https://www.blossomsocial.com/posts/SOLD-OUT-of-Vertiv-Holdings__POST-1768405759024-4MvvbZNc_qoQV3QbaHcPIAvML
WHAT’S NEXT?
While the major indices have continued reaching ALL-TIME HIGHS, as one would expect in a raging bull market fueled by liquidity, the cracks have been getting wider and deeper.
Did you notice parts of the property market seeing prices starting to decline?
Did you notice the cracks emerging in private credit?
Did you notice the massive increase in debt issuance?
We’ll get to all of this as we continue working our way through the reposts of the legacy KTS series.
I always give you my best. 🏆
This is the Way! 🏄🌊
THE KTS SERIES
We’re fast-forwarding the legacy KTS series (#1-91) – originally published on Blossom – at a rate of 3 posts per week here on Blossom & X. As we approach the inflection point in the real estate/banking crisis cycle, these posts cannot come fast enough for the latecomers.
If you want to fast-track your learning, you can get access to the entire series at once with the KTS e-books available on our website. Our website also gives you exclusive access to every subsequent KTS post, starting with #92 up to currently #115 …… and counting, as new KTS posts are published every Sunday now due to the urgency. Those remain membership exclusive.
A paid membership website also gives you access to our full TOOL SUITE:
📖 Weekly KTS posts
🏄 Weekly SECTOR SURFER
📝 All TRADES + RATIONALE
🔭 Beskar INDICATOR INSIGHT
🏒 Beskar BREAKAWAY
🐳 Beskar WHALE WATCHER
🐺 Beskar WOLF TRACKER
🐕 Beskar DIGGER DOG
🧑🧑🧒🧒 Beskar STEAD (Community feed)
💯 And much, much moreread more
Originally published on Blossom on March 12th, 2024
Please find retrospective commentary at the end.
This is the TIME to invest in commodities.
You will want to assess your true level of experience and pay attention to the experienced ones that care about this community. For now and the next couple of years, it’s BUY, BUY, BUY…
Here’s a laundry list of reasons why:
(1) Ego-maniac Jamie Dimon just said in March 2024 that he puts a hard recession at 65% while advising the Fed to hold off cutting rate until at least June. These statements may seem at odds - but he’s telling us the economy is really humming and needs to slow rather than throwing more gasoline on the fire (easing monetary policy) that will make the inevitable recession that much harder.
(2) Inflation has been re-accelerating and Dimon noted that as well calling for likely stagflation.
(3) The markets are signaling the same as precious metals continue an everlasting climb.
(4) Fuel prices are creeping up every week and the official “driving season” isn’t even here yet.
(5) Miners across the globe are issuing notes to increase capital for exploration projects.
(6) History dating back to the early 1800’s show that History repeats - or at least rhymes for the final years of the meltup before the cycle ends.
(7) Listen to the companies themselves on their earnings calls for their FY2024 outlook. I do across industries - they are all talking about how earnings will grow but be impacted (to various extents) by increasing inflation.
(8) Most companies' forward earnings estimates are rising which is not a sign that the economy needs further boosting.
(9) These Biden government moves to increase liquidity (home buyer credits, credit card interest fee reduction, free refinance, etc.) are going to make the reinflation that much worse.
(10) The cycle always ends in collapse and will take the markets (as a whole) down with it. The great news is that it takes TIME to develop as the government will do all kinds of creative banking and financial engineering to delay and attempt to prevent it (which will make the inevitable recession that much worse).
That means Blossomers have a ~2-year meltup that will continue to deliver phenomenal returns before the collapse. Follow me and I will keep you updated as we progress through this final stage. This is going to be awful when it happens as the banks find exotic investments to package and transfer to the masses, who - as always - will be left holding the bag. Start counting the number of TIMES you hear “CRE” every day and record it on paper. Watch this grow over TIME. CRE will eventually take it all down. Remember, these are just mortgages for empty office space, etc. whose owner hasn’t been receiving any revenue to pay the monthly payments... for YEARS. They are going to do their absolute best to find ways to put some of this into all of our portfolios. To avoid it, buy commodities now. Oil and gas, grains, metals, miners, precious metals, homebuilders, logistics, industrials, banks (not regional or any that have CRE). Other speculative assets will also perform well. That’s small/micro cap, crypto, AI, and biotech. But beware, you must monitor the exit point as it all goes higher and higher. I suspect it has a couple years left of absolutely amazing returns where you can realize a decade of returns in just 2 years.
Retrospective Commentary — September 1, 2026
WHAT A RE-READ. This is the greatest post (self-proclaimed 😂🤣) in the history of the Blossom Social App. 🏆👍
And what a playbook we laid out for our followers – many of whom have been perfectly positioned for what the past 30 months have brought us.
Let’s start by looking at the performance of commodities and related equities since March 12, 2024:
Now, since January 1, 2025:
And finally, year-to-date:
The picture is very clear to us: commodities have been among the major outperformers. Notice how, since January 2025, the major indices have underperformed virtually all of the main commodities and the equities tied to them. Beskar Capital was accumulating shares throughout 2024, right ahead of this outperformance.. and has captured most of it. Can you imagine the MASSIVE returns – both realized and unrealized – on our positions? You’ll find links to a few sell transactions at the end of this article. 🏆
Precious metals and miners lead the way. Then energy has been slowly closing the gap, particularly since February of this year amid the ongoing conflict in the Middle East. We’ll get into this in future KTS posts, but escalating geopolitical tensions are often a symptom of the late stages of the real estate/banking crisis cycle. And now as September approaches, we’re starting to see $DBA outperform, while precious metals and miners appear to be emerging from their consolidation and preparing for their next leg higher. And those technical patterns on several energy names… on my.
The main dish has yet to be served! 😂
INFLATION
At the TIME of the original publication, almost nobody was talking about inflation.
Now? It’s on everyone’s lips - you can’t escape it. Your aunt. Your neighbor. Your barber. Everyone.
Inflation has remained well above the Fed’s 2% target for 65 months now and was sitting at 3.4% in the latest data reported (July). And at last Friday’s Jackson Hole speech, Fed Chair Kevin Warsh was adamant: INFLATION IS TOO HIGH.
How could you be so prescient Beskar? It’s the cycle 😉… but don’t worry, you’ll learn it all as we re-post this whole series. But will it help you in the TIME you need it too? That’s different! The clock is ticking for this knowledge transfer. 😉
GOVERNMENT LIQUIDITY INJECTIONS
Trump pushing for rate and tax cuts, the Trump Accounts, Bessent recently announcing a $4 billion repurchase of long-dated Treasury bonds…. Etc etc etc. The list goes on.
Liquidity remains a major force driving this market and it will continue to do so.
SPECULATION & SMALL CAPS
We’ve seen massive speculation and parabolic price action across various themes in the small and micro cap space, both in natural resources and technology/AI. One of our favorite examples of this stage of the cycle is the quantum computing space. $RGTI is a favorite to exemplify this as the company reached a $30 billion market capitalization while generating just $7 million in revenue.
As the credit environment starts to tighten in the late stages of this meltup phase, this is the kind of stock that will go to ZERO!
$IJR and $IWM have also been outperforming the broader market over the past 365 days.
BIOTECH
$XBI broke out of its 10-year consolidation channel last fall, returning just over 70% over the past 365 days – as expected during the final stages of the real estate/banking crisis cycle.
AMAZING RETURNS HAVE INDEED BEEN GENERATED
We are now sitting on significant gains across both our equity positions and our derivatives positions, positioning for both rising and falling securities in this crosscurrent volatile market.
Here are links to a mere fraction of our stock and CALL LEAP options selling spree in early 2026, where we realized THOUSANDS of percentage of returns in less than 24 months:
$HL CALL LEAPS: +2,793%
https://www.blossomsocial.com/posts/SOLD-OUT-REMAINING-dollar7-2027Hecla-Mining-CALL-LEAPS__POST-1769110239062-bXvcd0oH_qoQV3QbaHcPIAvML
$USAS: +1,636%
https://www.blossomsocial.com/posts/SOLD-HALF-of-Americas-Gold-and-Silver__POST-1771519264147-SPllPnuO_qoQV3QbaHcPIAvML
$RTX CALL LEAPS: +1,313%
https://www.blossomsocial.com/posts/Get-Ready-For-It-SOLD-1-CALL-LEAP-in-RTX-Corp__POST-1771349946146-IyvDwoZ1_qoQV3QbaHcPIAvML
$PAAS CALL LEAPS: +1,353%
https://www.blossomsocial.com/posts/SOLD-OUT-FINAL-2-Pan-American-CALL-LEAPS__POST-1769181247987-x57v1yTP_qoQV3QbaHcPIAvML
$EQX CALL LEAPS: +1,100%
https://www.blossomsocial.com/posts/SOLD-1-of-2-Equinox-Gold-CALL-LEAPS__POST-1771518541925-4gbRXXff_qoQV3QbaHcPIAvML
$XOM CALL LEAPS: +1,100%
https://www.blossomsocial.com/posts/SOLD-HALF-OF-ALL-CALL-LEAPS-IN-ALL-EXXONMOBIL__POST-1771517433311-iFGSPJDF_qoQV3QbaHcPIAvML
$HP CALL LEAPS: +696%
https://www.blossomsocial.com/posts/SOLD-OUT-4-CALLS-of-Helmerich-and-Payne__POST-1769095162122-xq5FhbB4_qoQV3QbaHcPIAvML
$SLB CALL LEAPS: +493%
https://www.blossomsocial.com/posts/SOLD-20-CALL-LEAPS-in-SLB__POST-1771522682349-QC25VtnG_qoQV3QbaHcPIAvML
$OPEN CALL LEAPS: +420%
https://www.blossomsocial.com/posts/SOLD-OUT-FINAL-2-CALL-LEAPS-in-Opendoor-Technologi__POST-1770230292027-sCuJpfSh_qoQV3QbaHcPIAvML
$LTBR: +311%
https://www.blossomsocial.com/posts/SOLD-OUT-Lightbridge-Corporation__POST-1768407320789-Wmxse4N2_qoQV3QbaHcPIAvML
$VRT: +206.42%
https://www.blossomsocial.com/posts/SOLD-OUT-of-Vertiv-Holdings__POST-1768405759024-4MvvbZNc_qoQV3QbaHcPIAvML
WHAT’S NEXT?
While the major indices have continued reaching ALL-TIME HIGHS, as one would expect in a raging bull market fueled by liquidity, the cracks have been getting wider and deeper.
Did you notice parts of the property market seeing prices starting to decline?
Did you notice the cracks emerging in private credit?
Did you notice the massive increase in debt issuance?
We’ll get to all of this as we continue working our way through the reposts of the legacy KTS series.
I always give you my best. 🏆
This is the Way! 🏄🌊
THE KTS SERIES
We’re fast-forwarding the legacy KTS series (#1-91) – originally published on Blossom – at a rate of 3 posts per week here on Blossom & X. As we approach the inflection point in the real estate/banking crisis cycle, these posts cannot come fast enough for the latecomers.
If you want to fast-track your learning, you can get access to the entire series at once with the KTS e-books available on our website. Our website also gives you exclusive access to every subsequent KTS post, starting with #92 up to currently #115 …… and counting, as new KTS posts are published every Sunday now due to the urgency. Those remain membership exclusive.
A paid membership website also gives you access to our full TOOL SUITE:
📖 Weekly KTS posts
🏄 Weekly SECTOR SURFER
📝 All TRADES + RATIONALE
🔭 Beskar INDICATOR INSIGHT
🏒 Beskar BREAKAWAY
🐳 Beskar WHALE WATCHER
🐺 Beskar WOLF TRACKER
🐕 Beskar DIGGER DOG
🧑🧑🧒🧒 Beskar STEAD (Community feed)
💯 And much, much moreread more
4,066 views
