The greeks is a term for multiple measuring factors which can determine and predict the price movement of option premiums which allows you to understand the risk exposure of those options. In simple english - these greeks - and there are 5 we will go over - are there to help us measure how an option premium price will be affected in the future based on different things. DELTA: Delta will be used to determine how much the option price of a particular contract will move - either up or down depending on how the stock price moves. So the stock price goes up? Well, how do we know what the option price will then be? We use delta! Delta is defined as the expected change in an options price relative to $1 movements in the underlying stock price. So again, Delta is going to help us determine how the option price will move for every $1 the stock moves. Delta values you’ll notice will go from 0 to +1 with calls, and 0 to -1 with puts. Thats the number that the premium price will increase or decrease by. GAMMA: So now that we understand Delta - and how the price of the option is affected by Delta we can now understand gamma - because gamma affects delta - and delta affects the price of the option - so through this weird chain of events gamma affects the price of the option. K - Gamma is the rate of change of an options delta relative to a 1 point move of the underlying stock. So just like Delta, when the stock moves up $1, the option price is affected. So lets take an example - we have a stock trading at $10 with an option contract price of $2. The option delta is .5 and the gamma for the option is .1 - Now lets say the $10 stock increases to $11 - a 1 point move in the stock. The gamma of the option, which is .1 will affect the delta of the option which is .5 .1+.5 is .6 - so now the new delta of the option at the $11 price is .6 which in turn will affect the overall price of the option. THETA : One very important thing to understand about options is that all options lose value as they get closer to the expiration date if all other things remain constant. So you buy an option - you’re always fighting time - and that option is losing value every day, every week, every month until at expiration there is only the intrinsic value left of that option. This is due to Theta - or Theta decay. Theta refers to the rate of decline in the value of an option due to the passage of time. Theta is usually expressed as a negative number and that number tells you how much value the option will lose every day until expiration. Now that you know all this you can see how selling options is favorable - because you can sell an option and just let Theta decay do its thing - and as the option price decreases - something it does naturally - you, as the option seller make money. RHO : Rho measures the price change of an option in relation to risk-free interest rates. When speaking of risk-free interest rates we are talking about something like U.S. treasury bills. For example - if an option has a rho of 1.0, then for every 1 percentage-point increase in interest rates, the value of the option will increases by the amount of Rho - which is 1. Remember, Call options generally rise in price as interest rates increase and put options decrease in price as interest rates increase. So, call options have a positive rho, while put options have a negative rho. Alrighty got that out of the way. VEGA - Vega represents the amount that an option contract's price changes based on a 1% change in the implied volatility of the underlying stock. So just like all the other greeks, the option price is affected by something and in vegas case that something is it’s implied volatility. I think you’re getting the hang of this now I can feel it. For every 1% move up or down in implied volatility, the option price will move up or down by the amount of Vega. read more
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
🥳 Back in July, I promised our US community that we'd be opening up an opportunity for you to invest in Blossom in the coming months, and exciting news: we're on track to go live in the next few days! ✅ This round will be open to US accredited investors via a Reg D offering. You qualify as accredited if you have a net worth of over $1M or have an income of >$200K in the past 2 years. 🙋 If you're interested in investing, make sure you join the waitlist (https://forms.gle/UavDoLXwx71nfvue8), as I'll be sending out the link to the waitlist first (since there is limited allocation). If we have space, we may open up a bit of allocation to Canadian accredited investors as well, so feel free to join the waitlist as well if you're interested. 🥲 Unfortunately, raising from US non-accredited investors was too complex and costly for this time around, but we'll be revisiting this next year if we raise again. ✨ A few investment highlights: - ✨ Our total members have ~8x'ed in the past 2 years from ~100,000 to over 850,000 - 💰 Our annualized revenue has ~doubled in the past year from $2.4M in Q2 2025 to $4.7M USD in Q2 2026 - 🤝 Partnerships with some of the largest brands in finance, including Nasdaq, the New York Stock Exchange, Fidelity, State Street, Global X, WisdomTree, and many more. - 💰 Blossom's revenue covers all operating costs except marketing, so the purpose of this additional raise is growth capital. 🫡 Full investment details will be sent via email! 👏 P.S. Huge thanks to our now 2,000 shareholders in the community! Big things in store for Q4 and 2027 🚀read more
As I'm sure many of you know, Blossom added a new AI detector. I wanted to share some of my thoughts on AI and how I use it to help me create my Blossom posts and other content. If you haven't noticed already, the vast majority of my posts are written using AI. If that bothers you, no worries, you don't need to read my content. Here's how I use AI to help me create my posts: When I find a topic in my QAFP studies or have an idea I think is worth sharing, I talk through it into Wispr Flow for a few minutes. It always starts with an idea or an opinion that I have, and then I talk through that opinion or the new concept that I just learned. After that, I usually get an LLM to make my thoughts more understandable and clear while still trying to preserve all of the ideas and opinions that I have. I have no issue using AI this way because the topic, perspective and responsibility are still mine. It helps me turn a few minutes of rambling into something easier to read. I do see an issue with a large number of AI posts on Blossom and other social media platforms. For example, whenever I see em dashes and glaring AI-isms, I automatically discount the content that I read in those posts. The posts I discount are the ones where it feels like the person contributed almost nothing. The repeated phrases and perfectly balanced sentences are easy to spot, but the bigger problem is that the person did not bring a point of view of their own. AI can make a weak idea sound polished without making it worth reading. I am responsible for every claim I publish, whether AI helped arrange the words or not, and that responsibility matters far more to me than a detector score. How do you feel about AI-assisted posts?read more
Everyone talks about how many GPUs AI needs. But there’s a problem: You need enough electricity to actually turn them on. AI data centres require MASSIVE amounts of power, and securing enough electricity is becoming one of the biggest bottlenecks of the AI boom. So one of the biggest opportunities might not just be the companies making the chips. It could be the companies powering them. Here’s how I think about the AI power trade: 1. Power Generation ⚡ More data centres = more electricity demand. Companies like $VST and $CEG generate huge amounts of electricity, while $BE offers onsite power generation that can reduce reliance on new grid capacity. Data centres don’t just need more electricity. They need huge amounts of it, 24/7 and in specific locations. The bet: More AI → more data centres → more electricity demand. 2. Natural Gas 🔥 AI companies can’t always wait years for new power infrastructure. Natural gas can provide large amounts of reliable electricity, creating opportunities from producers like $EQT, to pipelines like $WMB, to turbine manufacturers like $GEV. The bet: AI needs power NOW → natural gas helps fill the gap. 3. Nuclear ☢️ Data centres need massive amounts of reliable, 24/7 electricity. That’s helped put power producers like $CEG, uranium companies like $CCJ, and nuclear technology companies like $OKLO in the AI power conversation. The bet: AI needs reliable power around the clock → nuclear becomes increasingly valuable. 4. The Grid 🔌 You can generate all the electricity in the world… But you still have to get it to the data centre. That requires transformers, substations, transmission lines and other electrical equipment. Companies like $ETN, $GEV and $PWR help build the infrastructure connecting new power demand to the grid. The bet: More electricity demand → more spending on the infrastructure that moves it. 5. Power + Cooling ❄️ Getting electricity to the building still isn’t enough. AI servers consume enormous amounts of power and generate enormous amounts of heat. Companies like $VRT and $ETN provide the cooling, power management and electrical infrastructure needed to keep those GPUs running. The bet: More powerful AI chips → more infrastructure needed around every chip. So the AI power trade isn’t one stock. It’s an entire chain: AI → Compute → Data Centres → Electricity → Grid → Power + Cooling Everyone is trying to figure out whether $NVDA, $GOOGL, $MSFT, $META or the next AI model will be the biggest winner. But underneath all of them is the same requirement: Power. You don’t necessarily have to predict who wins AI. Sometimes you can invest in what every winner needs.read more
Flavio Bolsonaro has defeated current Brazilian President Lula da Silva in the 1st round of the 🇧🇷 elections. $MELI and $NU, especially Nu Bank are soaring overnight!
Last week Company's crypto holdings are comprised of 6,001,302 ETH 213 Bitcoin and roughly $672 million in cash This week Company's crypto holdings are comprised of 6,016,414 ETH 214 Bitcoin and roughly $643 million in cash They bought another 15,112 ETH continuing their weekly purchases going back to June 30 2025 when they transitioned into the ETH treasury strategy. As of October 4, 2026, Bitmine total staked ETH stands at 5,067,309 which is about 84% of the ETH held by Bitmine. Annualized staking revenues are now projected at $363 million. Bitmine will release "Crypto bull underway — this cycle likely the largest." the Chairman's Message for October later this week. In addition Tom Lee will deliver the keynote at Token2049 Oct 7th at Marina Bay Sands in Singapore. ETH trading at $2713.00 BMNR trading $26.81read more
In my 20s, I spent 5 years pumped full of prednisone and methotrexate to fight off a rare disease, falling over $40,000 in debt, and even had to get a total hip replacement due to the prednisone destroying the bone in my left hip. Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids. If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too. Let's keep working towards the lives we deserve! I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
📊 The Nasdaq hit a fresh record as traders looked past climbing yields. It rose 1.05% to close at 27,477.31, while the S&P 500 added 0.66% and the Dow gained 0.18%. The 10-year Treasury yield pushed up more than 3 basis points to 5.311%. 🚀 SpaceX ($SPCX) climbed 7.63% to lead the AI trade higher after Morgan Stanley called the stock cheap and getting cheaper. Musk also floated rebranding its AI unit from SpaceXAI to SpaceXSI, following Trump's September 29 directive that the government say "super intelligence" instead of artificial intelligence. 🍺 Ambev ($ABEV) jumped 8.70% to $3.25 as Brazil's election results lifted the country's assets. Flávio Bolsonaro narrowly edged Lula in Sunday's first round and is now favored in the October 25 runoff. The iShares MSCI Brazil ETF ($EWZ) surged 12.54% for its best day since March 2020. 🚚 C.H. Robinson ($CHRW) dropped 10.85% to $140.61 on a $5.8 billion stock-and-cash deal for RXO ($RXO), which surged more than 20%. RXO holders get $17.25 cash plus 0.0856 CHRW shares, valuing the company at $30.25 a share, a 29% premium. 🔌 Taiwan Semiconductor ($TSM) advanced 2.5% to a 52-week high of $485 after Elon Musk confirmed his chip venture Terafab will partner with it on Texas factories. Intel ($INTC), which had previously announced its own Terafab tie-up, fell 4%. 🛢️ Oil fell, with Brent settling down 1.89% at $100.32 and WTI off 1.8% to $89.43. ISM services came in at 54.9, roughly in line, though new export orders plunged 9.4 points to 46.9 for their first contraction in eight months. September Fed minutes are up next. 👨🏻💻 Researched and written daily by @timeminoread more
We set goals that most of us never actually pursue and hardly ever accomplish. We dream big, but rarely gain the confidence to pursue them. We want more and think we can do less. What no one really ever talks about is the why the world is full of what ifs, maybes and one days. The reality? Everyone is focused on the end result when they should be focused on just the next right step and the repeatable action that can turn into a habit. At the end of the day your future is shaped by the habits you repeat, not the goals you set. Personally, when it comes to building wealth and achieving financial freedom, that is the BIG secret. A handful of years ago, I decided to pursue financial freedom. There were many sacrifices and it was not an easy journey, but dollar by dollar, investment by investment, today I am coast FIRE🔥 This means if I decide today to stop investing, I will inevitably still become a multimillionaire. This feeling is beyond freeing at 31 years old and taught me that nothing is impossible with the right habits and action steps one step at a time. What I did isn’t crazy and you can achieve it too. I promise, but you have to get started. Follow me (https://www.instagram.com/ari.gutman?stkn=MTZlYW1ldjNqaHM2bA%3D%3D&utm_source=qr) to plug in and change who you’re interacting with, the energy that surrounds you and you’ll find yourself more motivated than ever before. I also post all my investments in my stories and open up my DMs to you as well. My next goal is to be 100% work optional by 35. Whose in? Whose ready? It’s time to lock in!read more
$BRK-B is an etf masquerading as a stock. This, along side my gold, $VDY and $zmmk are my rocks of my portfolio. They are my defensive positions that I know will hold strong when a storm comes. BRK offers such phenomenal built in diversification from Berkshire’s own portfolio, to their businesses from Geico to Dairy Queen to Duracell. I will happily hold this company to eternity as an anchor. Do you own BRK?
On top of Blooms, we also just rolled out a massive overhaul to the Blossom feed algorithm. Me and @kartik (Blossom’s CTO) went live this morning to talk about it - here’s the link to the recap!!! 🥳 In the video we covered: - what was wrong with the old feed - what’s new and why this is a massive improvement - how to tune and customize your feed - how to stand out as a creator - Q&A https://www.youtube.com/live/I1MvkrhwDQI?si=VnaB8e4jcRg01J3Zread more
Bought just before the last earnings where they exploded and the stock climbed again. Taking profits and dispersing into $meta and $BRK-B both of which I see as having more long term growth and better valuations - especially with meta.
$NKE earnings Nike reported fiscal Q1 revenue of $11.21B, down 4% year over year, and EPS of $0.48 versus $0.49 a year ago. Gross margin improved to 42.8%, but Greater China sales fell 22%. Yet there is still people telling you it’s undervalued. Don’t buy the falling knife
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will), power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will. Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
