Trump gives a thanks to his “legendary friend” Elon Musk for pledging to give SpaceX $SPCX stock to millions of American children through Trump Accounts. I want a legendary friend.. 🥺
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will), power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will. Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
Elon Must might’ve just saved the market.. - SpaceX $SPCX plans to be able to launch its Starship Rocket 2x per week by the end of 202 - Predicts SpaceX reaching 100,000 Starlink satellites within 3 years - Musk says SpaceX thinks it could exit 2027 with an annual revenue run rate of between $500 Billion to $1 Trillion AND THE BIGGEST HEADLINE: - $NVDA +3% after hours as Elon Musk says SpaceX is on track to bring 200K GB300 GPUs online EVERY MONTH through year-end. - "I would be surprised if we're brought on less than 13 gigawatts of compute by the end of next year." - $TSLA and SpaceX have formed special committees to discuss a merger - Also thanked $ASML STOCKS ARE BOUNCING AFTER-HOURS! read more
6 stocks I’m POUNDING the table on RIGHT NOW👇(NFA) From somebody who bought $ZETA at $17, $NOW at $90, $NBIS, at $95, and $META below $600! 1. Applovin $APP • Growing ~50% YoY while trading at 14x forward earnings… a clear disconnect 2. Uber Technologies $UBER • Trading at 17x forward earnings and a 7% FcF yield shows Uber is turning into a cash machine yet the market is ignoring. I’m buying on any weakness for the long term 3. Sofi Technologies $SOFI • Sofi trades at a 0.5 PEG ratio as they’re growing earnings ~40% YoY while trading at 20x forward earnings. 4. Mercado Libre $MELI • No other company has ever grown 30% or more for 30 consecutive quarters, except for Mercado Libre. Digitalizing an entire continent offering online shopping and banking to millions of people who have never had it before. 5. Voyager Technologies $VOYG • Voyager is the most speculative company in my portfolio being a heavy cash burn but the upside here is unmatched. Expecting a 25% organic CAGR and owning 50% of StarLab (projected $1.5 billion in FcF by 2033) Voyager is set up very nicely on a long term basis. 6. Amazon $AMZN • AWS on its on can nearly trade at the valuations Amazon holds today, that means you are getting the e commerce giant along with ads, prime video, and sneaky space and robotics plays for free. One of the easiest buy and holds in the market today. read more
Most pipelines lost 10% or more since July. Their businesses did not change. Second quarter results were strong. TC Energy, Williams, ONEOK, Pembina and Energy Transfer all raised their guidance. What changed was the price of money. U.S. 10-year Treasury yield: June 26: 4.37%, pipelines near their highs July 24: 4.68%, Enbridge, TC Energy, Pembina and Keyera peak Aug 28: 4.72%, Fed Chair Warsh warns of a hike at Jackson Hole Sept 16: 5.01%, the Fed hikes to 3.75% to 4% Sept 28: 5.24%, the highest since 2007 In Canada, the 10-year hit 3.99% on September 25, up 36 basis points in four weeks. Pipelines are bond proxies. Their cash flow is contracted for decades, so the market discounts it like a long bond. When the discount rate rises almost a full point in three months, the present value of those payments falls, even though the payments did not change. The tell: the U.S. utilities ETF fell 15%, about as much as the Canadian majors. The S&P 500 slipped 2%. The full timeline and scorecards are in my free pipeline report: https://thedividendguyblog.com/pipelines-report/ Which bond yield do you watch for your pipelines, the U.S. 10-year or Canada's?read more
I've been really MIA on Blossom since the passing of my sister... It's given me a lot of time to reflect on things. I still enjoy everything about finance and check my portfolio often, but I really want to stress the importance of realizing why we are doing this. What is the end goal of all of this? Seeing a loved one go in their early 30s is difficult, and it's made me realize that the time we have on this planet is really, really short. I have come to the realization that staring at numbers and watching them grow isn't as important as spending some of that time with loved ones. I want to start taking the kiddos on more vacations, buy the van that the wife wants, and try to see my parents more. The key for me will still be to be responsible with my finances, but instead of waiting for that next portfolio goal, waiting for the kids to grow older, or waiting to retire... why not live now? The whole point of becoming wealthy is to USE THE WEALTH, not to stash more and more so we can become so rich that we never actually enjoy the short time we are given on Earth. When the drunk driver went head on with her Uber vehicle, I truly believe she had no clue, could've just been chilling on her phone in the back then dead the next second...goes to show our life could end at any second and we might not even realize it. This post isn't saying we shouldn't be financially responsible, but that we should also enjoy life today... Tell your loved ones you love them, and use your finances to better your life. Willread more
Fidelity has published the new Top 10 holdings (as of September 30, 2026). For comparison purposes, I have published the previous Top 10 holdings (as of June 30, 2026). Increased number of holdings and lots of movement in the bottom of the top 10. SK Hynix ($SKHY) is out, and a DNA sequencing company (Illumina $ILMN) is now Top 8 !
We saw this coming a mile away… hidden in the depth of the IPO filings… wrote about it a few times too. Is this good news for shareholders ? What do you guys think?
Here are 🚩3 big flags🚩that signal a company might not be a good investment, and I'll walk you through how to check for each one. (Free Stock Checklist at the end) --- 1️⃣ Declining Revenue or Earnings📉 🛑 Why it’s a red flag:A company with falling revenue or earnings may be losing market share, dealing rising costs, or the overall industry is shrinking. ✅ How to Check for This: A) Look at the Income Statement📊 - Find the company’s total revenue and net income in its latest financial report. Top-line & bottom-line, respectively. - Compare revenue and net income across multiple quarters/years. 3 years or 12 quarters is more than enough to indicate a trend - If both are consistently declining, it’s a warning sign. B) Check Earnings Reports🗂️ - Look at the company’s quarterly earnings reports to see if they’ve missed expectations multiple times. C) Compare to Competitors🔍 - Is the entire industry struggling, or just this company? 📚Website for financial reports: https://www.marketwatch.com/ --- 2️⃣ High Debt Levels 🛑 Why it’s a red flag:Companies with a capital structure heavily debt-reliant are more vulnerable in economic downturns and might struggle to repay obligations. ✅ How to Check for This: A) Find the Debt-to-Equity Ratio (D/E)📊 - Go to the company’s Balance Sheetin its latest report. - Find Total Debt and Total Equityand calculate: Debt-to-Equity Ratio = Total Debt ÷ Total Equity** - A D/E ratio above 2.0 (varies by industry) is usually risky. B) Check Interest Coverage Ratio🔍 - Look at the Income Statement for EBIT (Earnings Before Interest & Taxes). - Find Interest Expense and calculate:Interest Coverage Ratio = EBIT ÷ Interest Expense - If this ratio is below 1.5, the company may struggle to pay interest. 📚 Resources: https://www.investopedia.com/terms/d/debtratio.asp#:~:text=Key%20Takeaways&text=A%20company's%20debt%20ratio%20can,has%20more%20assets%20than%20debt --- 3️⃣ Poor Cash Flow 🛑 Why it’s a red flag:A company can be profitable on paper but still run out of cash to fund operations. ✅ How to Check for This: A) Find the Cash Flow Statement📜 - Look at Operating Cash FlowOCF). - If OCF is negative for multiple quarters, the company may be in trouble. B) Check Free Cash Flow (FCF)💰 - Free Cash Flow = Operating Cash Flow - Capital Expenditures - A company with negative FCF can’t reinvest in growth without taking on debt. 📚 Read more about Cash flow: https://www.investopedia.com/articles/stocks/07/easycashflow.asp ___________________________________________ Thanks for reading, I am open to engage in friendly conversations so I encourage you to leave a comment!💬 Access my free stock checklist at the link below⬇️ https://investingwithcole.gumroad.com/l/stockchecklist read more
Pre Market Report Futures are green Watch $SPY support and resistance Support 753.10 Resistance 778.32 Pivot 765.71 You won’t get this information from certain paid discordsread more
These aren’t rules, facts or anything definitive; just some of the many opinions I’ve built over nearly 30yrs of stock investing. Take em' or leave em', it's all good to me because they're accurate. 🤷♂️ Here goes, in no particular order. Far too many investors… … have a gambling mentality when it comes to investing. ... focus on where a stock once traded to determine 'fair value’. ... think their pain threshold for unrealized losses is far higher than reality. ... risk far too much for a potentially very small win. ... create a lot of bad habits during bull markets. ... fail to acknowledge mistakes, so they fail to learn from them. ... under-estimate how can be lost going all-in on high or no P/E growth. ... rely on 'wishful thinking' over an actual 'investment thesis'. ... ignore anything negative about their stocks due to confirmation bias. ... will jump into day trading and/or margin usage at worst possible times. ... make blindly 'buying the dip' they're primary investing strategy. ... consider bullish "what-ifs" , while ignoring bearish "what-ifs". … equate every bit of news as a catalyst, while it's just ‘business as usual’. .*. spend too much time on small positions & not enough on large positions. .*. fall prey to "how much lower can it go" thinking, and later learn A LOT! ... underestimate 'company specific risk' and invest too much in one stock. ... worry about how they rank against others instead of focusing on self. … don’t understand what ‘the market is forward looking’ truly means. ... fail to factor 'we don't know what we don't know' in investment thesis. ... confuse getting lucky with having a sound investment thesis. ... will eventually get kicked in the throat by an unexpected margin call. .*. own too many individual stocks complicating things for no reason. … don’t spend enough time trying to break their bullish investment thesis. … scream "manipulation", when wrong about their favorite stock. ... spend too much time on social media telling others their stocks are best. ... think 'time in the market' guarantees profits, which isn't true for stocks. ... fall for recency bias when projecting future returns. … think they know more about a stock/company, than they actually do. ... sell their winners early and hold their losers indefinitely. ... willingly pay high expenses on ETFs that don't deliver. .*. happily DCA to lower cost basis, but won't do it to raise cost basis. ... turn a blind eye to dilution from rampant share issuance. ... ignore importance of long-term diversification. ... assume any ETF or mutual fund is safer than a stock. .*. get caught up believing the hype of a highly speculative stock. ... don't bother researching balance sheet & other key metrics.. ... under-estimate what's needed to retire 'comfortably', incl. fire/coast fire. .*. over-estimate what's needed to retire 'comfortably' (opposite of above). ... are far too quick to give advice while being ill-equipped to do so. ... over-estimate their true returns by failing to offset deposits. ... get cocky during bear markets & ultimately lose years of gains because of it. I think I've shared something similar to this in the past, so if I'm being honest, not really sure why I'm sharing... As with most of my posts, it's likely driven by what I'm seeing in my Blossom feed. And full disclosure, I've been guilty of a few of these (.*.) myself. Maybe you're guilty of some too. ** Wanted or not, I'll add to this list as more come to mind. **read more
$GWRE is undergoing a real fundamental transformation. The stock market is finally valuing this company based on the quality of its real profits, rather than just "cloud software" hype. A major opportunity opened up during the market panic when the stock plummeted roughly 15% in a single trading session. That massive drop happened simply because Wall Street didn't like management's future financial guidance, not because anything actually broke in the underlying business. Since that panic, the stock has recovered beautifully, climbing back up by roughly 23%. Wall Street analysts still think it has plenty of room to run from these levels: • Piper Sandler target: $210 • Citizens target: $220 • DA Davidson target: $222 The business is fundamentally thriving. Its Annual Recurring Revenue (ARR) Predictable, recurring software subscription revenue it pulls in every year cracked $1.242 billion (up 19% year-over-year). Meanwhile, its core subscription and support revenue jumped 33%. The most impressive part? While full-year revenue grew a solid 23% to $1.475B, its actual operating profits grew by a staggering 63%. When profits grow nearly triple the rate of sales, it proves the company's business model is becoming vastly more efficient and profitable as it scales. This is a compounding machine, not a story running on fumes. Furthermore, Guidewire's customer cancellation rate (gross ARR attrition) sits at a record low below 1.5%. Management's future growth targets conservatively assume that more customers will cancel next year. But so far, they aren't. If customers stay loyal, management's goals will turn out to be way too cautious, and the stock price will have even more room to rise. Citizens Analyst Group publicly agreed, calling Guidewire's initial guidance "more conservative than usual". Bought the fear, holding for the long term. Analyst Day on October 27 is the next real test to see if my thesis keeps tracking beautifully. 😊read more
$NVDA owns the AI trade right now. No debate. $AMD is the cheaper ticket with real momentum though. Lisa Su keeps stealing share & the valuation gap is WILD. I hold $NVDA & I am not selling. The CUDA moat is real. But $AMD at this discount keeps tempting me. Which chip stock are you betting on for the next 5 years?
Overall I like what I hold it’s just unfortunate that neutron on $RKLB got delayed again. My conviction is still the same. I think we are just too early for space stocks atm. Short term I’m bullish on optics and data centers. Will look to trim them when opportunity comes. Hopefully everyone is making money in this rollercoaster market.
📊 Strong earnings and cheaper oil steadied the market. The Dow jumped 1.02% to 52,495.88, the S&P 500 added 0.29%, the Nasdaq slipped 0.02% and Canada’s S&P/TSX Composite climbed 0.50%. WTI fell 1.8% to settle at $101.79 and Brent declined 0.7% to $108.79. 🔧 3M ($MMM) popped 5.78% to $171.37 after posting adjusted earnings of $2.50 per share against the $2.38 LSEG estimate and raising full year guidance. It was the Dow’s biggest boost. 📊 Equifax ($EFX) leapt almost 12% on third quarter adjusted earnings of $2.26 per share, beating the $2.20 FactSet consensus. Revenue of $1.69 billion landed in line, though the credit bureau trimmed its 2026 revenue guidance. ✈️ GE Aerospace ($GE) fell 3.67% to $299.87 despite beating on both lines and hiking full year guidance. Adjusted earnings of $2.25 per share topped the $2.01 estimate, but free cash flow of $2.04 billion came in under the $2.2 billion expected. ☁️ CoreWeave ($CRWV) gained more than 1% even as its credit stress deepened. The spread on its five-year credit default swap topped 1,121, up more than 17% over the past week, and anything above 1,000 is generally read as distress. 🏠 Housing starts tumbled 5.2% in September to an annualized 1.22 million, well under the 1.3 million consensus. Single-family starts fell 4.6% to 859,000, though building permits came in slightly ahead of expectations at 1.4 million. 👨🏻💻 Researched and written daily by @timeminoread more
The downward pressure for the Neo Cloud vertical right now is without question being applied from the cost of borrowing money, which is completely tethered to bond yields. As yields come back in, and they will, so the pressure on the Neo Cloud companies will be relieved. The key to success here is to be selective, this sector is not a monolith. Do your own research and conduct your own due diligence. The fundamentals of companies we own are critical. My pick in this sector is $NBIS, not that I see anything fundamentally wrong with $CRWV, $IREN or $APLD either .. I simply believe that Nebius is the strongest of the sector and even if not, great gains can be made from investing in and holding shares over the next 5 years.read more
I borrowed $42,000 to invest in XEQT using a Wealthsimple Portfolio Line of Credit (PLOC) — and after about two and a half months, here's exactly how it's going. 📈💰 In this video, I share an update on my ongoing experiment with borrowing to invest, including my current XEQT portfolio value of $42,362, approximately $362 in total returns from price appreciation and dividends, and roughly $300 in accrued interest so far. After accounting for the interest I've paid, am I actually ahead? Well, sort of! I explain how I went from borrowing $35,000 to $42,000, how much more I could potentially borrow based on my linked investment accounts, and why I'm being cautious about taking on additional debt. I'll break down my monthly interest costs, how XEQT's dividends contribute to the overall return, and how I plan to manage this portfolio going forward. Another important part of this strategy is the potential tax benefit for Canadian investors. When borrowed money is used to invest in eligible income-producing investments, the interest may be tax-deductible if CRA requirements are met. Based on my family's tax situation, I estimate that the potential tax benefit could offset some of the borrowing costs. I'll explain how this factors into my calculations, while keeping in mind that tax treatment depends on individual circumstances. I also discuss why I chose a Wealthsimple Portfolio Line of Credit instead of a margin account, the built-in borrowing limits that help me manage risk, and what could happen if the stock market takes a significant downturn while the debt remains outstanding. This $42,000 XEQT investment is an ongoing experiment that I'll continue documenting here on Moementum Finance. I'll share the returns, dividends, interest costs, potential tax benefits, market downturns, and ultimately whether borrowing to invest was worth the risk over the long term, for me. 💬 For those of you who have borrowed to invest, what is your main holding (stock or ETF) purchased with your borrowed money? Let me know in the comments! ⚠️ DISCLAIMER: This video is for educational and entertainment purposes only and reflects my personal experience. It is not financial, investment, tax, or legal advice. Borrowing to invest involves significant risk, including the possibility of losing money while still owing the full amount borrowed. Investment returns are not guaranteed, and interest deductibility depends on CRA requirements and individual circumstances. Do your own research and consult qualified professionals before making financial decisions. https://youtu.be/kbCg0PAwSIEread more
I'm working on an ETF deep dive into $HDIV, one of the most requested ETFs. I want to know what YOU actually want answered.... not just the advertised yield or how much it pays every month. I want to dig into the numbers and the questions that matter to YOU. How sustainable are the distributions? How much comes from return of capital? What are the underlying holdings actually doing? How does the leverage affect risk? Is HDIV delivering enough total return to justify its costs and complexity? Those are just a few starting points and examples.... What are the HARD questions you want me to answer? And as always, this is open to all, whether you're a holder, thinking of buying it ... or skeptical of the whole covered call strategy. I'd love to hear what you want to know and then i'll do my very best to separate the marketing from the data. Ps. The tougher the questions, the better 😏
If I could only hold ONE fund for the next 30 years, I'm STUCK between two. $VOO is the simple, classic answer. $QQQM turned $10K into almost $65K over the last decade, but 2022 showed how brutal that ride gets. $VTI owns every corner of the US and $VT owns the whole planet for 0.07%. Me, I'm an S&P 500 guy long term, but I'd be lying if I said I never peek at $QQQM. One fund. 30 years. No switching. Which one are you picking?
One of the best parts about the Blossom community is how open everyone is sharing knowledge and experiences. To make things easier for anyone just starting their investing journey, here’s a simple glossary to help understand and simplify various terms. Common Terms: Dividend: A share of a company’s profits paid to shareholders, usually quarterly. Ex-Dividend Date: The cutoff date by which you must own a stock to receive its next dividend. ETF (Exchange-Traded Fund): A fund that holds multiple stocks or bonds, traded like a single stock. Covered Call ETF: An ETF that owns stocks and sells call options to generate extra income (higher yield, limited / capped upside). Earnings Report: A company’s quarterly financial performance summary. EPS (Earnings Per Share): A company’s profit divided by its number of shares. Market Cap: A company’s total value (share price × number of shares). ACB: The total amount you’ve paid for an investment, including the purchase price plus any fees or commissions. Book Value: The value of a company according to its financial statements (assets minus liabilities). Yield: Annual dividend as a percentage of the stock/ETF price. Liquidity: How easily an asset can be bought or sold without impacting its price. Volatility: The degree of price fluctuations in a stock or market. Index: A benchmark of stocks (e.g., S&P 500, Nasdaq, TSX). Bull Market: A period of rising stock prices and optimism. Bear Market: A period of declining stock prices and pessimism. False Breakout: When a stock’s price moves above (or below) a key level, making it look like a new trend is starting, but then quickly reverses back. P/E Ratio: Price-to-earnings ratio (stock price ÷ EPS), used to assess valuation. Blue Chip: Well-established, financially strong companies with a track record of stability. Diversification: Spreading investments across assets to reduce risk. Broker: A platform or firm that facilitates buying and selling investments. Limit Order: An order to buy/sell a stock at a specific price or better. Market Order: An order to buy/sell a stock immediately at the current market price. Bid/Ask Spread: The difference between the highest price buyers offer and the lowest price sellers accept. Dollar-Cost Averaging (DCA): Investing a fixed amount regularly to reduce the impact of market swings. Capital Gain/Loss: Profit or loss from selling an investment for more/less than its purchase price. IPO: When a company first sells shares to the public. Index Fund: A fund designed to mirror the performance of a market index. Short Selling: Selling borrowed shares, hoping to buy them back cheaper. Margin: Borrowing money from a broker to buy investments, which amplifies gains and losses. Margin Requirement: The minimum amount of your own money (equity) you must maintain in a margin account to open or keep a leveraged investment position. Margin Call: A demand from your broker to deposit more funds or sell assets because your account equity has fallen below the required margin level. Time Horizon: The length of time you plan to hold an investment before needing the money. Short horizons = more risk-sensitive, long horizons = more room to ride out volatility. Stock Split / Reverse Split: A split increases the number of shares (e.g., 2-for-1) while lowering the price per share. A reverse split reduces the number of shares (e.g., 1-for-10) while raising the price per share. Your overall value doesn’t change just the math. Long (Being Long): Buying a stock or asset because you expect the price to go up. Short (Being Short): Selling a stock you don’t own because you expect the price to go down, so you can buy it back cheaper later. TER: The total yearly cost of owning a fund, including the management fee plus other costs like administration, audits, and legal fees. MER: The annual cost that a fund charges for management (includes any leverage costs if used). Management Fee: A portion of the MER that goes directly to the fund managers for running the fund. Withholding Tax: A tax deducted on dividends/distributions from foreign investments (e.g., U.S. dividends to Canadian investors face a 15% withholding in TFSA/Non-Registered accounts). Total Returns: The full picture of an investment’s performance, including both price gains and dividends/distributions. CAGR: The average yearly growth of an investment over time. NAV: The price of one share of a fund (stock or etf) NAV Depreciation: When the fund’s share price goes down over time. Mutual Fund: A pool of money from many investors used to buy a mix of stocks, bonds, or other assets. Bond: A loan you give to a company or government, and they pay you back with interest. Asset: Anything valuable you own that can generate money. Portfolio: Your collection of investments. Option: A contract that gives you the right (but not the obligation) to buy or sell a stock at a set price. Future: A contract to buy or sell something at a set price on a future date. REIT: A company that owns real estate and pays investors income from rent. Alpha: A measure of how much better (or worse) an investment did compared to the market. Beta: A measure of how much an investment moves compared to the market. Sharpe Ratio: A way to see if returns are worth the risk taken. Hedging: Protecting your investments from risk. Rebalancing: Adjusting your portfolio back to your target mix of assets. FCF: Free Cash Flow Understanding these terms makes investing far less intimidating. If anyone feels other terms should be included, please share in the comments. I’ll update this post so we can build a complete beginner-friendly resource together! *Sorry tagged a few etfs for reach 🫣read more
📊 Traders moved back into tech after last week’s AI rout. The Nasdaq rose 1.11% to 26,430.89, the S&P 500 added 0.41% and the Dow slipped 0.07%. The S&P lost nearly 2% last week, its worst since late June, while the Nasdaq tumbled 4.5%. 💻 Intel ($INTC) advanced 2% on a JPMorgan upgrade, part of a broad chip bounce that snapped a nine-day losing streak. The iShares Semiconductor ETF ($SOXX) gained 3.7%, with Sandisk up more than 6%, Marvell nearly 7% and Micron ($MU) about 3%. ☁️ CoreWeave ($CRWV) fell 0.4%, reversing early gains despite a Goldman Sachs upgrade to buy. Goldman cut its target to $106 from $139, still implying 73% upside. The stock dropped more than 25% last week, its worst since November 2025, and its credit default swaps have reached distress levels. 🗄️ Oracle ($ORCL) bonds are sitting close to junk territory as the AI trade cools. A downgrade would push its debt below investment grade, with knock-on effects across the financing that funds the buildout. 📉 Gartner is standing by its call that $3.5 trillion in AI investment is at risk on profitability concerns. Chief forecaster John Lovelock told CNBC compute capacity currently exceeds demand, with a lot of tokens being given away free, and expects most AI markets to collapse into a duopoly. 🏠 Homebuilder confidence fell to 29 in October, its lowest since June 2012, as mortgage rates topped 7%. NAHB’s Robert Dietz said buyer traffic is the weakest since April 2012 outside the pandemic. The iShares Mortgage Real Estate ETF hit $16.71, a six-year low. 🛢️ Oil split as Ukraine struck a St. Petersburg oil terminal and ship attacks picked up in the Persian Gulf. WTI settled up 2.22% at $103.66 while Brent fell 0.28% to $109.55. Longer-dated futures are rising on expectations the disruptions run well into 2027. 👨🏻💻 Researched and written daily by @timeminoread more
$VXUS holds 8,790 stocks.. That’s EIGHT THOUSAND, SEVEN HUNDRED and NINETY….. To some, that sounds like diversification on steroids, over kill… HOWEVER, those 8,790 stocks are actually equivalent to owning only about 239 equally weighted stocks. That’s its effective number of stocks. It's a lot more than the S&P 500... but not as much as I personally thought! And that’s just ONE of the things I found digging into VXUS, Vanguards Total International Stock Index ETF. I also found some pretty surprising differences between VXUS and the S&P 500 ($VOO / $VFV ) that made me rethink what “international diversification” means to your portfolio. I broke down the performance, valuation, holdings, sectors, countries and risk in my latest VXUS deep dive. I’d love to know your perspective on this! https://youtu.be/NcafSSVfMXs It’s definitely more complicated than the “US is expensive, international is cheap” .... Would you include international stocks in one ETF as part of your portfolio? Why or why not? Let's get this conversation going guys!!! read more
Just arrived home from a quick trip to London - it was my first time visiting. What a cool city. Full of friendly people. And so much character! Found it super interesting to learn that there’s still very much a ‘saving’ mentality in the UK. But that seems to be changing. Shoutout to Max for delivering an incredible speech (as usual) about Blossom. He presented our platform and mission in a great way and it was very well received by the Brits!
I think it’s interesting how you can invest in McDonald’s and also own some of the companies that supply everything inside. For example: $MCD -McDonald’s restaurants $KO -Coca-Cola in your cup $LW - Lamb Weston supplies the fries $TSN - Tyson Foods supplies chicken $ARCO - Operates McDonald’s franchises across Latin America I like the idea of owning McDonald’s and the companies that help keep it running. Obviously there’s some risk since these businesses are connected. But for me I’d rather invest in the whole business ecosystem than just one company.But then again I’m an ETF type of guy but “Get Your Bag 💰” (Yes this post came to mind after a great McDonald’s meal) Would you rather own just $MCD or the companies behind the entire meal? read more
Back in February 2024, at 49 years old, I started my investing journey with exactly $0. Fast forward just over two and a half years, and I’ve officially crossed the $150K milestone! 🥳 This includes my RRSP, my TFSA, and some cash I’ve temporarily parked on the sidelines, ready to be invested in early 2027. What amazes me most isn’t just the number. It’s how far I’ve come in such a relatively short time. No magic formula. No shortcuts. Just regular contributions, patience, and a commitment to keep investing, regardless of what the market is doing. And of course, plenty of learning (and experimenting!) along the way. Those of you who’ve followed my REQT journey know exactly what I mean! 😂 And I have to give a huge shoutout to this amazing Blossom community! ❤️ Being surrounded by people who share the same passion for investing, exchanging ideas, learning from each other, and celebrating each other’s wins has genuinely helped me stay focused and motivated. You guys have been a big part of this journey, and I’m incredibly grateful for that! If there’s one thing I’ve learned over these past two and a half years, it’s that consistency really does pay off! 💪 Next stop: $200K! 🚀read more
How does a 16-year-old build a six-figure stock portfolio? In this episode of the Retail Rundown Podcast, 16-year-old Charan from New Jersey shares how he went from a 7th grade stock market competition to running a six-figure portfolio, while building 240K+ followers on Instagram and a 30,000-member Discord community along the way. That journey has included some huge swings, including a nearly $100K win on $PENG options and a $60K options loss on $AAOI that completely changed how he sizes trades, takes profits, and cuts losses. Charan explains how he researches stocks using AI and social media, why he’s bullish on memory stocks like $SNDK and $MU, why he bought $NBIS after Michael Burry went short, and why he thinks dropping out of high school to day trade is a mistake https://youtu.be/ZZ_PetTNbBo?si=QSEmMhrjwRYQ9Alw
Is it okay to pause investing when life gets expensive? And how much does having kids really change your family budget? Welcome back to Episode 24 of Financial KarMoe! This time, @karyungtom and I talked about the financial realities of raising a family. We share our experiences with slowing down investments, the impact of parental leave on household income, preparing for major home repairs, and why paying down your mortgage can also be part of building your net worth. We also discuss whether it's worth continuing to invest small amounts when you need to focus on other financial priorities. 📈 We get into covered-call ETFs, investment fees, and why comparing portfolio returns isn't always as straightforward as it looks. Kar explains why it's important to distinguish between comparing investment strategies and trying to isolate the impact of fees. We also touch on why covered-call ETFs may lag during a rapid Bitcoin rally. 🧸 And because we're both dads, we talk about the expenses that come with raising kids, from daycare and extracurricular activities to toys, family vacations, and airfare. We even share some thoughts on buying secondhand to save money and the challenges of finding time for a date night when you have little ones at home. Shoutout to @matt.41, @cjs033, @noviceadvisor whose questions/comments we featured. 💬 We'd love to hear from you: What's the biggest expense that has increased since you had kids? Let us know in the comments! https://www.youtube.com/watch?v=W1MRpfzzoxQread more
What’s the most important thing you look for when researching a stock and finding a winner? What are the things that a stock must have in order for you to own it? Let me know below, i’m super curious!
