Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights
OTM Calls are not as Cheap as you think
I see a lot of people posting about buying OTM calls especially LEAPS
That “cheap” OTM call may be the most expensive option on the chain.
A low-priced out-of-the-money call can feel like a bargain.
“Why buy the $6 ITM call when I can buy the $0.60 OTM call and control the same 100 shares?”
Because the $0.60 call contains zero intrinsic value.
You are paying 100% for extrinsic value: time, implied volatility, and the possibility that the stock makes a large move before expiration.
Example
A stock is trading at $100.
$110 call costs $0.60
Break-even at expiration: $110.60
Intrinsic value today: $0
That means the stock has to rise more than 10% just for the contract to break even at expiration.
Now compare that with a $90 call costing $11
$10 is intrinsic value
Only $1 is extrinsic value
The option is more expensive upfront, but much less of the purchase is pure uncertainty
do not confuse cheap premium with cheap exposure.
The lower-dollar contract often requires the biggest move, has the least room for error, and can lose 100% of its value very quickly.
Before buying any call ask yourself
“How much of what I am paying is intrinsic value and how much is just hope?”
Make sure you understand Intrinsic value and Extrinsic value of an Option read more
That “cheap” OTM call may be the most expensive option on the chain.
A low-priced out-of-the-money call can feel like a bargain.
“Why buy the $6 ITM call when I can buy the $0.60 OTM call and control the same 100 shares?”
Because the $0.60 call contains zero intrinsic value.
You are paying 100% for extrinsic value: time, implied volatility, and the possibility that the stock makes a large move before expiration.
Example
A stock is trading at $100.
$110 call costs $0.60
Break-even at expiration: $110.60
Intrinsic value today: $0
That means the stock has to rise more than 10% just for the contract to break even at expiration.
Now compare that with a $90 call costing $11
$10 is intrinsic value
Only $1 is extrinsic value
The option is more expensive upfront, but much less of the purchase is pure uncertainty
do not confuse cheap premium with cheap exposure.
The lower-dollar contract often requires the biggest move, has the least room for error, and can lose 100% of its value very quickly.
Before buying any call ask yourself
“How much of what I am paying is intrinsic value and how much is just hope?”
Make sure you understand Intrinsic value and Extrinsic value of an Option read more
1,076 views
Portfolio Snapshot September 7-11th
How we ended off the week last week. $1100 away from breaking even on $MSTE if tracking Total Returns.
I will continue to add to my MSTE position until the price is above my AVG cost.
I will continue to add to my MSTE position until the price is above my AVG cost.
64 views
Just getting started 📈
I’m 23 and just getting into investing, so I figured I’d start sharing the journey on Blossom.
Honestly, I’m still learning what half the words mean 😂. I’ve spent way too much time looking at charts, comparing ETFs, and wondering if I’m making the right decision.
Right now I’m keeping things pretty simple with VFV and focusing more on the long term.
I’m not trying to pretend I know everything or act like I’ve got investing figured out. I’m just trying to start early, learn as I go, and hopefully look back in 10–20 years and be glad I started now.
If you’re also new to investing, you’re definitely not alone.
Just figuring it out one investment at a time. 📈🤝read more
Honestly, I’m still learning what half the words mean 😂. I’ve spent way too much time looking at charts, comparing ETFs, and wondering if I’m making the right decision.
Right now I’m keeping things pretty simple with VFV and focusing more on the long term.
I’m not trying to pretend I know everything or act like I’ve got investing figured out. I’m just trying to start early, learn as I go, and hopefully look back in 10–20 years and be glad I started now.
If you’re also new to investing, you’re definitely not alone.
Just figuring it out one investment at a time. 📈🤝read more
80 views
From Fortnite to Blossom?? My journey so far 🫣
I’ve gotten to know a bunch of you through Blossom events, messages, and just being around the community, but I realized I’ve never actually shared much about myself or how I ended up here.
For those I haven’t met yet, I’m Tim, I’m 20, and I work as an intern on the Brand Partnerships team here at Blossom.
My journey here has been a pretty unconventional one.
Growing up, my entire world was gaming. I started playing Fortnite competitively at a pretty young age, eventually playing professionally and getting signed to some of the biggest organizations in esports, including Overtime.
Then, before high school, I decided to walk away from it.
I had spent so much of my childhood behind a computer that I wanted to experience a completely different side of life. Somewhere along the way, I fell in love with business.
From flipping cars, to running Amazon FBA, to starting and eventually selling a landscaping business, I was constantly trying something new. Some things worked, a lot didn’t, but I loved figuring out how to build something from nothing.
That same curiosity eventually led me to investing.
I became fascinated by the businesses behind the stocks. How they made money, why some companies won while others didn’t, and ultimately where I wanted to put my own money.
That interest eventually led me into finance and most recently private equity. For a while, I thought I’d stay on the traditional finance path.
Then I joined Blossom.
It was a completely different direction, but looking back, it brought together pretty much everything I loved: investing, entrepreneurship, technology, and building.
And it’s genuinely been some of the most fun I’ve ever had.
I’ve gotten to work on things I never expected to be doing at 20, travel across the country for BlossomCon, and learn firsthand what it takes to build a company.
But easily the best part has been the people.
Working alongside @tigertim , @maxstocks, @brandon , and the rest of the team has given me some of my favourite memories. Everyone here genuinely cares about what we’re building, moves insanely fast, and still manages to have a ton of fun doing it.
The culture being built at Blossom is something really special, and I’m incredibly excited to see where we take it.
I also want to hear from you guys.
If there’s anything you love about Blossom, think we could do better, or want to see us build in the future, drop it below or shoot me a message.
I’d genuinely love to hear it, and you’ll definitely be seeing more of me on here :)read more
For those I haven’t met yet, I’m Tim, I’m 20, and I work as an intern on the Brand Partnerships team here at Blossom.
My journey here has been a pretty unconventional one.
Growing up, my entire world was gaming. I started playing Fortnite competitively at a pretty young age, eventually playing professionally and getting signed to some of the biggest organizations in esports, including Overtime.
Then, before high school, I decided to walk away from it.
I had spent so much of my childhood behind a computer that I wanted to experience a completely different side of life. Somewhere along the way, I fell in love with business.
From flipping cars, to running Amazon FBA, to starting and eventually selling a landscaping business, I was constantly trying something new. Some things worked, a lot didn’t, but I loved figuring out how to build something from nothing.
That same curiosity eventually led me to investing.
I became fascinated by the businesses behind the stocks. How they made money, why some companies won while others didn’t, and ultimately where I wanted to put my own money.
That interest eventually led me into finance and most recently private equity. For a while, I thought I’d stay on the traditional finance path.
Then I joined Blossom.
It was a completely different direction, but looking back, it brought together pretty much everything I loved: investing, entrepreneurship, technology, and building.
And it’s genuinely been some of the most fun I’ve ever had.
I’ve gotten to work on things I never expected to be doing at 20, travel across the country for BlossomCon, and learn firsthand what it takes to build a company.
But easily the best part has been the people.
Working alongside @tigertim , @maxstocks, @brandon , and the rest of the team has given me some of my favourite memories. Everyone here genuinely cares about what we’re building, moves insanely fast, and still manages to have a ton of fun doing it.
The culture being built at Blossom is something really special, and I’m incredibly excited to see where we take it.
I also want to hear from you guys.
If there’s anything you love about Blossom, think we could do better, or want to see us build in the future, drop it below or shoot me a message.
I’d genuinely love to hear it, and you’ll definitely be seeing more of me on here :)read more
5,558 views
My Profound Appreciation 🙏
I profoundly appreciate all of you!!! 🙏 I pray for your success in your investing journey. (Disc: Not investment advice.)
1,310 views
Long-Term Bear markets 🧐💭
The S&P 500 peaked on January 3, 2022, and ultimately bottomed on October 12, 2022 — roughly 9 months of bear market 🐻📉. It fell about 25% peak-to-bottom.
Are you prepared?
I'm 24 and all in on individual tech stocks at this point in my journey, and im gonna wait until an extremely long bear market like 2022 with the 9 months of bear market until I buy into VOO or VFV. I keep 20% in my cash reserve just incase! And I believe you should too.
I remember living through this bear market and I didn’t even have a dime invested. But everyone was talking about it on social media and on the news. I remember concern in the air. Now, when this happens again. I’ll know that familiar feeling. And know what to do. BUY MORE. 🐻📉 $VOO $VFV
Are you prepared?
I'm 24 and all in on individual tech stocks at this point in my journey, and im gonna wait until an extremely long bear market like 2022 with the 9 months of bear market until I buy into VOO or VFV. I keep 20% in my cash reserve just incase! And I believe you should too.
I remember living through this bear market and I didn’t even have a dime invested. But everyone was talking about it on social media and on the news. I remember concern in the air. Now, when this happens again. I’ll know that familiar feeling. And know what to do. BUY MORE. 🐻📉 $VOO $VFV
136 views
Amazon
The $8B investment from $AMZN in Anthropic continues to look better.
Anthropic reportedly expects to post positive adjusted operating income for a second straight quarter, while maintaining gross margins above 80% before partner revenue sharing.
Amazon isn’t just an investor here either.
AWS is Anthropic’s primary cloud partner, Claude runs through Bedrock, and Anthropic is a major Trainium customer.
If Anthropic keeps scaling like this, Amazon gets exposure from multiple angles: the investment itself, AWS compute demand, and broader AI adoption across its cloud ecosystem.
One of the more underrated pieces of the $AMZN AI thesis. read more
Anthropic reportedly expects to post positive adjusted operating income for a second straight quarter, while maintaining gross margins above 80% before partner revenue sharing.
Amazon isn’t just an investor here either.
AWS is Anthropic’s primary cloud partner, Claude runs through Bedrock, and Anthropic is a major Trainium customer.
If Anthropic keeps scaling like this, Amazon gets exposure from multiple angles: the investment itself, AWS compute demand, and broader AI adoption across its cloud ecosystem.
One of the more underrated pieces of the $AMZN AI thesis. read more
132 views
This stock is going viral on FinX.. and for a reason.
The oil tanker sector has been the root of generational wealth this year.
Who has balls of steel to short it here..?
I mean something has to give.. right?
$BWET
The oil tanker sector has been the root of generational wealth this year.
Who has balls of steel to short it here..?
I mean something has to give.. right?
$BWET
858 views
💰 $1,686.79 in investment income this week!
☕ Coffee & Dividends Episode 58 is LIVE! 🚨
💰 $1,686.79 in investment income this week!
🔥 $GPIQ paid me over $1,300!
I break down my weekly income, take a deeper look at $GPIQ , compare it with other ETFs, and share my latest portfolio moves.
📈 Added more $SSO
📈 Added more $TMGN
🆕 Started a new $AMDY position
💵 First $AMDY payment: $3.76
What income ETF should I look at next? 👇
🎥 Watch Episode 58: https://youtu.be/2oGLiVjhkS0?si=hxoj0Fybb5q9T8Yb
⚠️ Not financial advice or a recommendation. Just sharing my personal investing journey for entertainment and informational purposes. Do your own research.read more
💰 $1,686.79 in investment income this week!
🔥 $GPIQ paid me over $1,300!
I break down my weekly income, take a deeper look at $GPIQ , compare it with other ETFs, and share my latest portfolio moves.
📈 Added more $SSO
📈 Added more $TMGN
🆕 Started a new $AMDY position
💵 First $AMDY payment: $3.76
What income ETF should I look at next? 👇
🎥 Watch Episode 58: https://youtu.be/2oGLiVjhkS0?si=hxoj0Fybb5q9T8Yb
⚠️ Not financial advice or a recommendation. Just sharing my personal investing journey for entertainment and informational purposes. Do your own research.read more
1,260 views
This Week vs. the Fed
This is the week that actually matters.
Nine days ago Trump said he’d stop trading with any country the U.S. runs a deficit against if the Fed doesn’t cut rates.
Wednesday we get the September decision.
Markets are now pricing a hike, not a cut. That would mean Chair Warsh - the person
Trump put in the job a few months ago - is about to do the opposite of what the President just demanded.
If the market is right and Trump follows through, a large chunk of U.S. trade gets taken off the table. Think Mexico, China, Taiwan, Germany, Japan, South Korea, Canada, India. That’s roughly half the partner list.
Worth paying attention to how this one lands.
read more
Nine days ago Trump said he’d stop trading with any country the U.S. runs a deficit against if the Fed doesn’t cut rates.
Wednesday we get the September decision.
Markets are now pricing a hike, not a cut. That would mean Chair Warsh - the person
Trump put in the job a few months ago - is about to do the opposite of what the President just demanded.
If the market is right and Trump follows through, a large chunk of U.S. trade gets taken off the table. Think Mexico, China, Taiwan, Germany, Japan, South Korea, Canada, India. That’s roughly half the partner list.
Worth paying attention to how this one lands.
read more
180 views
❌ Timing the Market ✅ Time IN the Market
Missing just the 10 best trading days over 20 years can cut your total return in half. Not the worst days — the best ones. And they almost always land right after the scariest headlines.
"I'll buy back in when it calms down" has wrecked more portfolios than any crash ever has.
Longest you've held through a red month without touching it? 👇
Missing just the 10 best trading days over 20 years can cut your total return in half. Not the worst days — the best ones. And they almost always land right after the scariest headlines.
"I'll buy back in when it calms down" has wrecked more portfolios than any crash ever has.
Longest you've held through a red month without touching it? 👇
316 views
Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. 
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will),  power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
 Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. 
I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.
I’ve personally been the executor of 2 estates now.
This is my advice:
1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will),  power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation
If you’re married, I’d have one box per person.
When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.
I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.
At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.
If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.
 Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.
Good luck
Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
294K views
👀 Thoughts on AI Doomerism?
Every day there's another headline about how AI is going to kill us all... with Sam Altman recently delaying the OpenAI IPO and implying that AI has a 10% chance of killing everyone by the end of the decade.
Every time I see this kind of stuff I somewhat wonder how much of it is a real risk vs a marketing play to pump the stock...
One Bloomberg opinion piece calls it "AI Panic Marketing": basically the message that "we're building a powerful, godlike AI that could end the world" is a form of advertising.
On the other side, more than 1,000 employees across the frontier labs signed a letter this summer warning that competitive pressure was preventing anyone from slowing down, so I'm not really sure what side I'm on
What do you guys think?
Every time I see this kind of stuff I somewhat wonder how much of it is a real risk vs a marketing play to pump the stock...
One Bloomberg opinion piece calls it "AI Panic Marketing": basically the message that "we're building a powerful, godlike AI that could end the world" is a form of advertising.
On the other side, more than 1,000 employees across the frontier labs signed a letter this summer warning that competitive pressure was preventing anyone from slowing down, so I'm not really sure what side I'm on
What do you guys think?
4,262 views
So you're telling me Zeta Global is still trading below it's average P/FCF multiple... 🤔
$ZETA
$ZETA
930 views
Macro Update: By the numbers (week-ended 11-Sep)
4.8%: high end of Deloitte's projected increase in 2026 holiday sales vs 4.1% in year-earlier period (Reuters)
5.38%: this week's peak 30-year Treasury yield, highest since Jun-04
7.07%: average rate on 30-year fixed mortgage according to Mortgage News Daily, highest since May 2025 (CNBC)
9.7%: decline in per employee spend on AI for top 1% of firms in August, according to Ramp (X)
23%: decline in Saudi oil production in August amid disruption from Houthis
26%: probability Bab el-Mandeb Strait effectively closed by year-end (Polymarket)
30%: SaaS y/y revenue growth, above prior highs from summer 2023, according to Stripe
44%: share of the vote far-right Alternative for Germany (AfD) secured in Saxony-Anhalt state election vs 17.5% for the Christian Democratic Union (CDU)
68%: hyperscaler debt issuance as a percent of new Treasury long duration borrowing this year, or $303B in ten-year equivalents, according to JPMorgan
80%: ratio of US NIIP liabilities (ROW's holdings of USD assets) to the sum of all ROW net creditor nations' NIIP assets, according to Nomura
86.5%: probability of a 25 bp Fed rate hike at the September FOMC meeting (CME FedWatch)
98%: capacity utilization at US refineries for the latest week, highest since 2018
123%: Goldman Sachs estimate of US debt-to-GDP ration by 2035 vs current 100%
21: weeks that Citi's US Earnings Revisions Index has been positive, longest since Sep-21, according to Schwab (X)
29: bp contribution of wireless phone services, or more than half of the 0.51% increase in August supercore CPI, according to ACGL economists (X)
38: gigawatts of data center capacity Microsoft reportedly targeting by 2032, up from ~12 gigawatts now (Bloomberg)
1.62M: inventory of existing homes in August, the highest since late 2019
2.5M: bpd decline in global oil demand estimated by IEA, up 940K from prior estimate and largest decline 2020 pandemic
$1,999: starting price of new iPhone Duo (foldable)
$5,000: dividend President Trump pledged to every US adult if Republicans win midterms
$14.2B: outflow from US equities over last three weeks, the biggest since January according to BofA
$5.19B: 10- to 20-year Treasuries purchased in Treasury's buyback operation on Thursday
$6B: size of the 9-Sep buyback operation announced by Treasury on Wednesday vs $4B+ announced on 19-Aug
$54B: China finance ministry injection into state-owned banks and insurers
$517B: compute deals secured by Anthropic in 11 months (The Information)
~$1.2T: estimated cost of President Trump's dividend pledge
read more
4.8%: high end of Deloitte's projected increase in 2026 holiday sales vs 4.1% in year-earlier period (Reuters)
5.38%: this week's peak 30-year Treasury yield, highest since Jun-04
7.07%: average rate on 30-year fixed mortgage according to Mortgage News Daily, highest since May 2025 (CNBC)
9.7%: decline in per employee spend on AI for top 1% of firms in August, according to Ramp (X)
23%: decline in Saudi oil production in August amid disruption from Houthis
26%: probability Bab el-Mandeb Strait effectively closed by year-end (Polymarket)
30%: SaaS y/y revenue growth, above prior highs from summer 2023, according to Stripe
44%: share of the vote far-right Alternative for Germany (AfD) secured in Saxony-Anhalt state election vs 17.5% for the Christian Democratic Union (CDU)
68%: hyperscaler debt issuance as a percent of new Treasury long duration borrowing this year, or $303B in ten-year equivalents, according to JPMorgan
80%: ratio of US NIIP liabilities (ROW's holdings of USD assets) to the sum of all ROW net creditor nations' NIIP assets, according to Nomura
86.5%: probability of a 25 bp Fed rate hike at the September FOMC meeting (CME FedWatch)
98%: capacity utilization at US refineries for the latest week, highest since 2018
123%: Goldman Sachs estimate of US debt-to-GDP ration by 2035 vs current 100%
21: weeks that Citi's US Earnings Revisions Index has been positive, longest since Sep-21, according to Schwab (X)
29: bp contribution of wireless phone services, or more than half of the 0.51% increase in August supercore CPI, according to ACGL economists (X)
38: gigawatts of data center capacity Microsoft reportedly targeting by 2032, up from ~12 gigawatts now (Bloomberg)
1.62M: inventory of existing homes in August, the highest since late 2019
2.5M: bpd decline in global oil demand estimated by IEA, up 940K from prior estimate and largest decline 2020 pandemic
$1,999: starting price of new iPhone Duo (foldable)
$5,000: dividend President Trump pledged to every US adult if Republicans win midterms
$14.2B: outflow from US equities over last three weeks, the biggest since January according to BofA
$5.19B: 10- to 20-year Treasuries purchased in Treasury's buyback operation on Thursday
$6B: size of the 9-Sep buyback operation announced by Treasury on Wednesday vs $4B+ announced on 19-Aug
$54B: China finance ministry injection into state-owned banks and insurers
$517B: compute deals secured by Anthropic in 11 months (The Information)
~$1.2T: estimated cost of President Trump's dividend pledge
read more
174 views
Week start!
Looking to see some inflows to some more defensive stocks and less debt heavy stocks, and an outflow from big tech stocks. $NFLX $ACN $SCHD. Expect to see heavy volatility! Goodluck fellow investors! Remember long term>short term :)
344 views
🙏 ENDING THE WEEK WITH GRATITUDE 🙏
First, I want to thank God for bringing us safely through another week. There is always something to be grateful for, and I’m grateful for the strength, protection, and blessings that carried us through.
As we come to the end of this week, my prayer is for everyone in this community and for our families. May God watch over you and your loved ones, keep your homes filled with peace, protect you wherever you go, and give you strength for anything you may be facing. May He continue to bless your families with good health, happiness, love, and peace, and may the new week ahead bring better days, new opportunities, and many reasons to smile. May God continue to guide and protect each and every one of us. Amen. 🙏❤️
“Give thanks to the Lord, for He is good; His love endures forever.” – Psalm 107:1
📊 NOW, LET’S TALK ABOUT THE $GOOGL TRADE WITH THE COMMUNITY..
On September 10, I dropped two different $GOOGL $340 Call setups inside my trading community.
The first was the $340 Call expiring October 2, 2026, at approximately $6.55.
The second was the $340 Call expiring September 11, 2026, at approximately $0.44.
Same stock. Same strike. Different expiration dates.
And that difference matters a lot when trading options.
I took both setups myself, but for this post I want to focus on the October 2 $340 Call and two member trades because their positions give us a better lesson than simply looking at my own profit.
My October 02 2026 position was 100 contracts at an average premium of $6.55.
$6.55 × 100 = $655 per contract
$655 × 100 contracts = $65,500
The position was showing approximately +$20,750 in open profit, with a market value of approximately $86,250.
That is my position, my account, my capital, and my risk.
Now there were other members who took these $GOOGL setups too. I could have shared more winning screenshots, but I’m only using these two because they show something important: you can see the same opportunity and still choose a position size that fits your own account and risk tolerance.
These members saw both $GOOGL signals I dropped:
The first setup was:
$GOOGL $340 CALL
Expiration: October 2, 2026
Premium: $6.55
The second setup was:
$GOOGL $340 CALL
Expiration: September 11, 2026
Premium: $0.44
1️⃣ The First Member’s Screenshot
She chose the September 11 $340 Call at approximately $0.44 because that setup made more sense for his account and the amount of risk she was comfortable managing.
She took 40 contracts.
$0.44 × 100 = $44 per contract
$44 × 40 = $1,760 total position cost.
She closed the position at approximately $2.01.
Market value: approximately $8,040
Profit: approximately +$6,280
Return: approximately +356.82%
2️⃣ Now look at the second member.
This member also saw both setups but chose the September 11 $340 Call, taking only 8 contracts at approximately $0.42.
$0.42 × 100 = $42 per contract
$42 × 8 = $336 total position cost.
The option later reached approximately $2.11.
Market value: approximately $1,688
$1,688 − $336 = $1,352 profit
Return: approximately +402.38%
And this is the part I really want you to understand.
These were not the only members who made money, and they were not necessarily the biggest winners. I chose these two screenshots because the difference in their position sizes makes the lesson easy to see.
One member used approximately $1,760.
The other used approximately $336.
Same stock. Same strike. Same expiration. Different account sizes and different position sizes.
YOU DO NOT NEED $2,500 OR $5,000 TO START OPTIONS TRADING.
You also don’t need to put your entire account into one trade.
The important thing is learning how options work and understanding how much you are actually risking. Before entering any options trade, you should know exactly what you are buying, how much each contract costs, how many contracts you can reasonably afford, what can happen if the trade moves against you, and how much of your account you are willing to put at risk.
A winning trade should never make you believe that taking oversized positions is the right way to trade. The goal is not simply to make money on one trade; the goal is to understand the trade, manage your risk, protect your capital, and build the discipline to keep trading when the market gives you another opportunity.
That is why I always encourage people who are learning options to focus on understanding the process first and not get caught up comparing their account size or profits with someone else. Everyone has a different account, different risk tolerance, and different financial situation.
Trade according to what you can responsibly manage, and remember that the same setup can be approached very differently depending on the person taking the trade.
On my next post, I will be using these two members and their GOOGL trades to teach a REAL OPTIONS LESSON FOR BEGINNERS. We’re going to break down the trade step by step and focus on the things beginners need to understand before putting real money into options. I want this next post to be about education, understanding, and learning how to approach options with the right mindset, not simply looking at the profit and thinking about how much money you could have made.
🚨 STAY TUNED FOR THE NEXT POST 🚨
EDUCATIONAL DISCLAIMER ⚠️
Everything shared in this post is for educational and informational purposes only and should not be considered financial advice or a recommendation to buy or sell any security or options contract. Options involve significant risk and are not suitable for every investor. Past performance does not guarantee future results.
The positions and screenshots shown are from individual accounts and reflect individual risk decisions. My position size is based on my own account, capital, experience, and risk tolerance. Please do not assume that you need to use the same amount of money or contracts. Always do your own research, understand the risks, and only trade with capital you can afford to lose. read more
First, I want to thank God for bringing us safely through another week. There is always something to be grateful for, and I’m grateful for the strength, protection, and blessings that carried us through.
As we come to the end of this week, my prayer is for everyone in this community and for our families. May God watch over you and your loved ones, keep your homes filled with peace, protect you wherever you go, and give you strength for anything you may be facing. May He continue to bless your families with good health, happiness, love, and peace, and may the new week ahead bring better days, new opportunities, and many reasons to smile. May God continue to guide and protect each and every one of us. Amen. 🙏❤️
“Give thanks to the Lord, for He is good; His love endures forever.” – Psalm 107:1
📊 NOW, LET’S TALK ABOUT THE $GOOGL TRADE WITH THE COMMUNITY..
On September 10, I dropped two different $GOOGL $340 Call setups inside my trading community.
The first was the $340 Call expiring October 2, 2026, at approximately $6.55.
The second was the $340 Call expiring September 11, 2026, at approximately $0.44.
Same stock. Same strike. Different expiration dates.
And that difference matters a lot when trading options.
I took both setups myself, but for this post I want to focus on the October 2 $340 Call and two member trades because their positions give us a better lesson than simply looking at my own profit.
My October 02 2026 position was 100 contracts at an average premium of $6.55.
$6.55 × 100 = $655 per contract
$655 × 100 contracts = $65,500
The position was showing approximately +$20,750 in open profit, with a market value of approximately $86,250.
That is my position, my account, my capital, and my risk.
Now there were other members who took these $GOOGL setups too. I could have shared more winning screenshots, but I’m only using these two because they show something important: you can see the same opportunity and still choose a position size that fits your own account and risk tolerance.
These members saw both $GOOGL signals I dropped:
The first setup was:
$GOOGL $340 CALL
Expiration: October 2, 2026
Premium: $6.55
The second setup was:
$GOOGL $340 CALL
Expiration: September 11, 2026
Premium: $0.44
1️⃣ The First Member’s Screenshot
She chose the September 11 $340 Call at approximately $0.44 because that setup made more sense for his account and the amount of risk she was comfortable managing.
She took 40 contracts.
$0.44 × 100 = $44 per contract
$44 × 40 = $1,760 total position cost.
She closed the position at approximately $2.01.
Market value: approximately $8,040
Profit: approximately +$6,280
Return: approximately +356.82%
2️⃣ Now look at the second member.
This member also saw both setups but chose the September 11 $340 Call, taking only 8 contracts at approximately $0.42.
$0.42 × 100 = $42 per contract
$42 × 8 = $336 total position cost.
The option later reached approximately $2.11.
Market value: approximately $1,688
$1,688 − $336 = $1,352 profit
Return: approximately +402.38%
And this is the part I really want you to understand.
These were not the only members who made money, and they were not necessarily the biggest winners. I chose these two screenshots because the difference in their position sizes makes the lesson easy to see.
One member used approximately $1,760.
The other used approximately $336.
Same stock. Same strike. Same expiration. Different account sizes and different position sizes.
YOU DO NOT NEED $2,500 OR $5,000 TO START OPTIONS TRADING.
You also don’t need to put your entire account into one trade.
The important thing is learning how options work and understanding how much you are actually risking. Before entering any options trade, you should know exactly what you are buying, how much each contract costs, how many contracts you can reasonably afford, what can happen if the trade moves against you, and how much of your account you are willing to put at risk.
A winning trade should never make you believe that taking oversized positions is the right way to trade. The goal is not simply to make money on one trade; the goal is to understand the trade, manage your risk, protect your capital, and build the discipline to keep trading when the market gives you another opportunity.
That is why I always encourage people who are learning options to focus on understanding the process first and not get caught up comparing their account size or profits with someone else. Everyone has a different account, different risk tolerance, and different financial situation.
Trade according to what you can responsibly manage, and remember that the same setup can be approached very differently depending on the person taking the trade.
On my next post, I will be using these two members and their GOOGL trades to teach a REAL OPTIONS LESSON FOR BEGINNERS. We’re going to break down the trade step by step and focus on the things beginners need to understand before putting real money into options. I want this next post to be about education, understanding, and learning how to approach options with the right mindset, not simply looking at the profit and thinking about how much money you could have made.
🚨 STAY TUNED FOR THE NEXT POST 🚨
EDUCATIONAL DISCLAIMER ⚠️
Everything shared in this post is for educational and informational purposes only and should not be considered financial advice or a recommendation to buy or sell any security or options contract. Options involve significant risk and are not suitable for every investor. Past performance does not guarantee future results.
The positions and screenshots shown are from individual accounts and reflect individual risk decisions. My position size is based on my own account, capital, experience, and risk tolerance. Please do not assume that you need to use the same amount of money or contracts. Always do your own research, understand the risks, and only trade with capital you can afford to lose. read more
1,870 views
Favorite robotics companies?
The more and more I dive into this industry the more I think that these humanoid robots are going to be a massive market.
Obviously $TSLA seems like the big obvious play but what other companies are on your radar for exposure to this industry?
Personally I am doing research on $XPEV it looks like they just unveiled a full production line for the IRON robot and their stock has been in the toilet recently.
I will make a full post with my analysis, but let me know what other stocks you are watching or already are in!
Obviously $TSLA seems like the big obvious play but what other companies are on your radar for exposure to this industry?
Personally I am doing research on $XPEV it looks like they just unveiled a full production line for the IRON robot and their stock has been in the toilet recently.
I will make a full post with my analysis, but let me know what other stocks you are watching or already are in!
310 views
QQCL | To sell or Not Sell Options, That Is The ?
$QQCL gets a lot of hype in the covered call ETF investing space. And I get it! The NDX (the Nasdaq 100 Index like $QQQ or $QQC ) is the best performing , WELL KNOW index in the US for tech.
What I did in my most recent deep dive is compared the Nasdaq 100 against two covered call versions of the same index by cboe. The 5 year returns were TELLING .... and I mean TELLING!
NDX .... +89%
BXNH 50% covered .... +75%
BXNT 100% covered .......... +53%
That's the exact same Nasdaq 100 universe of stocks with VERY different outcomes because of selling ATM (at-the-money) monthly call options. These are not ETF's, so there was no cost drag either...
I think that is the part that gets overlooked when investors see a 14.4% distribution yield.... Some think ....."Well… that looks delicious like tiramisu and I get an extra shot brandy on the side!”
The Cboe indices show exactly what happens as you increase the amount of the portfolio covered by calls and sell them ATM (at-the-money) each and every month. The long term results are what the mechanics of call options should result in.
So what are you really trading away to get that income? This question gets asked a lot... but never really answered concretely and definitively.
And how does QQCL's 1.25x leverage AND the covered call strategy change the outcome?
I dug into all of it in my latest deep dive... I broke the performance over the last 15 years using $QQCC (the non leveraged version), distributions and why they have been able to increase, the option strategy, the real costs of the ETF, leverage and what happens when the Nasdaq 100 decides to have one of its many crashes.
After watching ... would you take the income … or the upside?
https://youtu.be/sILOigoTS00read more
What I did in my most recent deep dive is compared the Nasdaq 100 against two covered call versions of the same index by cboe. The 5 year returns were TELLING .... and I mean TELLING!
NDX .... +89%
BXNH 50% covered .... +75%
BXNT 100% covered .......... +53%
That's the exact same Nasdaq 100 universe of stocks with VERY different outcomes because of selling ATM (at-the-money) monthly call options. These are not ETF's, so there was no cost drag either...
I think that is the part that gets overlooked when investors see a 14.4% distribution yield.... Some think ....."Well… that looks delicious like tiramisu and I get an extra shot brandy on the side!”
The Cboe indices show exactly what happens as you increase the amount of the portfolio covered by calls and sell them ATM (at-the-money) each and every month. The long term results are what the mechanics of call options should result in.
So what are you really trading away to get that income? This question gets asked a lot... but never really answered concretely and definitively.
And how does QQCL's 1.25x leverage AND the covered call strategy change the outcome?
I dug into all of it in my latest deep dive... I broke the performance over the last 15 years using $QQCC (the non leveraged version), distributions and why they have been able to increase, the option strategy, the real costs of the ETF, leverage and what happens when the Nasdaq 100 decides to have one of its many crashes.
After watching ... would you take the income … or the upside?
https://youtu.be/sILOigoTS00read more
1,624 views
Moves I’ve been making 🚨
1. Buying into $VST (attractive valuation, insider buying, other notable buys)
2. Buying $AS and $AMZN
3. Selling out of $QQQM and shifting to more of a S&P only lead. (As my core puller)
4. Thinking of buying into some other large cap/mega cap tech to fill my qqqm void ($GOOGL, $AVGO , $CRDO , $MU $SKHY )
What do you guys think? 👇
2. Buying $AS and $AMZN
3. Selling out of $QQQM and shifting to more of a S&P only lead. (As my core puller)
4. Thinking of buying into some other large cap/mega cap tech to fill my qqqm void ($GOOGL, $AVGO , $CRDO , $MU $SKHY )
What do you guys think? 👇
1,692 views
💰 Dividend Debate
If you had $100,000 to invest for the next 20 years, would you rather:
A) Build a dividend portfolio and collect income along the way
B) Focus on growth stocks and worry about income later
I personally lean more toward growth while I’m younger, but I can definitely see the appeal of building a portfolio that eventually pays you every month.
What’s your choice? A or B? And why?
$VOO $SCHD read more
A) Build a dividend portfolio and collect income along the way
B) Focus on growth stocks and worry about income later
I personally lean more toward growth while I’m younger, but I can definitely see the appeal of building a portfolio that eventually pays you every month.
What’s your choice? A or B? And why?
$VOO $SCHD read more
4,020 views
Here is the ultimate beginner portfolio
I see many beginners posting that they’re new to investing and don’t know where to start. 🤔 As someone who was in a similar situation just a few months ago and learned, here are the 4 ETF types (& ETFs) that are popular among long term investors 😃 :
1) S&P 500:
US: $VOO / $SPY / $SPLG
Canadian: $VFV / $ZSP / $TPU
2) GROWTH / TECH:
US: $QQQ / $VUG / $VGT / $SCHG
Canadian: $QQC / $HXQ / $TEC / $ZUQ
3) DIVIDENDS:
US: $SCHD / $VYM / $DGRO
Canadian: $VDY / $XEI
4) ALL IN ONE / BASKET / Global Exposure:
US: $VT / $AVGE
Canadian: $ZEQT / $XEQT / $TGRO / $VEQT / $ZGQ
I noticed many people following this type of a basic / uncomplicated portfolio and are doing really well for themselves 🔥
For % allocation, you can divide evenly among the ETF categories or allocate a higher % based on your preferences. Just DCA regularly and you should be good. 😎
Some people even just put it all into an all in one etf like $XEQT. This is also a good approach - it is much simpler and it works. Ultimately, it comes to whatever you prefer 🙂
Oh and yea, there are overlaps, but I don’t think there is anything wrong in that though - it would just count as doubling down on good things. 💯
I’m sharing with you all what helped me, but don’t forget to do your own research too! 🙏🏼
read more
1) S&P 500:
US: $VOO / $SPY / $SPLG
Canadian: $VFV / $ZSP / $TPU
2) GROWTH / TECH:
US: $QQQ / $VUG / $VGT / $SCHG
Canadian: $QQC / $HXQ / $TEC / $ZUQ
3) DIVIDENDS:
US: $SCHD / $VYM / $DGRO
Canadian: $VDY / $XEI
4) ALL IN ONE / BASKET / Global Exposure:
US: $VT / $AVGE
Canadian: $ZEQT / $XEQT / $TGRO / $VEQT / $ZGQ
I noticed many people following this type of a basic / uncomplicated portfolio and are doing really well for themselves 🔥
For % allocation, you can divide evenly among the ETF categories or allocate a higher % based on your preferences. Just DCA regularly and you should be good. 😎
Some people even just put it all into an all in one etf like $XEQT. This is also a good approach - it is much simpler and it works. Ultimately, it comes to whatever you prefer 🙂
Oh and yea, there are overlaps, but I don’t think there is anything wrong in that though - it would just count as doubling down on good things. 💯
I’m sharing with you all what helped me, but don’t forget to do your own research too! 🙏🏼
read more
544K views
But Life Is Expensive...Is Often An Excuse.
I'm sure we've all heard some sort of phrase along the lines of...
“Our parents could buy a house on one income. Today, two incomes can barely cover rent.”
And honestly, there’s some truth to it.Housing is more expensive. Groceries are more expensive. Cars, childcare, insurance, and basically everything else costs more than it used to.
But I also think there’s another side to the conversation that we don’t talk about enough.
A lot of us have quietly increased our standard of living without realizing how much it’s costing us.
Think about what the everyday folks are paying for....
• $4–$8 coffees several times a week
• Restaurants multiple times a week
• Food delivery because we don’t feel like cooking
• Two expensive vehicles sitting in the driveway
• A $100+ phone plan for the newest device
• Amazon packages arriving every other day
• Gym memberships we barely use
• Concerts, sports, vacations and weekend getaways
• Buy-now-pay-later purchases spread across multiple accounts
None of these things individually make someone financially irresponsible.
It’s the accumulation.
The problem is that modern consumption is incredibly easy.
Want dinner? Tap an app.
Want a new phone? Finance it.
Want new clothes? Put it on a payment plan.
Want a vacation? “Book now, pay later.”
Want something from Amazon? It can be at your door tomorrow.
Our grandparents didn’t necessarily have better financial discipline because they were inherently better with money.They simply had fewer ways to spend it. Today's middle class is living like the rich back compare to folks in the 1950s. Our standard of living has increased so much...
There was no algorithm constantly showing you things you “need.” No monthly subscription for every possible form of entertainment.No food delivery sitting two taps away. No ability to finance practically anything. And definitely no Instagram convincing you that everyone else is living better than you.
Meanwhile, someone can have a $700 car payment, $150 phone bill, $200 in subscriptions, $500 in restaurants and another $300 in random spending…
…and then wonder why they can't save $20,000 for a down payment or invest any $
Yes, the cost of living has changed.
Yes, housing affordability is a serious problem.
But personal spending habits still matter.
If your income increases by $1,000/month and your lifestyle immediately increases by $1,000/month, you didn't actually get ahead.
You just upgraded your lifestyle.
For me, building wealth is about intentionally directing money toward things that can grow over time, ETFs, stocks, real estate, and other investments instead of constantly upgrading my lifestyle.
You don't have to live like you're broke.
You just have to stop spending all your income away, you can enjoy life AND build wealth.
The trick is making sure you're doing both. 😀
Cheering everyone on.read more
“Our parents could buy a house on one income. Today, two incomes can barely cover rent.”
And honestly, there’s some truth to it.Housing is more expensive. Groceries are more expensive. Cars, childcare, insurance, and basically everything else costs more than it used to.
But I also think there’s another side to the conversation that we don’t talk about enough.
A lot of us have quietly increased our standard of living without realizing how much it’s costing us.
Think about what the everyday folks are paying for....
• $4–$8 coffees several times a week
• Restaurants multiple times a week
• Food delivery because we don’t feel like cooking
• Two expensive vehicles sitting in the driveway
• A $100+ phone plan for the newest device
• Amazon packages arriving every other day
• Gym memberships we barely use
• Concerts, sports, vacations and weekend getaways
• Buy-now-pay-later purchases spread across multiple accounts
None of these things individually make someone financially irresponsible.
It’s the accumulation.
The problem is that modern consumption is incredibly easy.
Want dinner? Tap an app.
Want a new phone? Finance it.
Want new clothes? Put it on a payment plan.
Want a vacation? “Book now, pay later.”
Want something from Amazon? It can be at your door tomorrow.
Our grandparents didn’t necessarily have better financial discipline because they were inherently better with money.They simply had fewer ways to spend it. Today's middle class is living like the rich back compare to folks in the 1950s. Our standard of living has increased so much...
There was no algorithm constantly showing you things you “need.” No monthly subscription for every possible form of entertainment.No food delivery sitting two taps away. No ability to finance practically anything. And definitely no Instagram convincing you that everyone else is living better than you.
Meanwhile, someone can have a $700 car payment, $150 phone bill, $200 in subscriptions, $500 in restaurants and another $300 in random spending…
…and then wonder why they can't save $20,000 for a down payment or invest any $
Yes, the cost of living has changed.
Yes, housing affordability is a serious problem.
But personal spending habits still matter.
If your income increases by $1,000/month and your lifestyle immediately increases by $1,000/month, you didn't actually get ahead.
You just upgraded your lifestyle.
For me, building wealth is about intentionally directing money toward things that can grow over time, ETFs, stocks, real estate, and other investments instead of constantly upgrading my lifestyle.
You don't have to live like you're broke.
You just have to stop spending all your income away, you can enjoy life AND build wealth.
The trick is making sure you're doing both. 😀
Cheering everyone on.read more
5,440 views
