In my 20s, I spent 5 years pumped full of prednisone and methotrexate to fight off a rare disease, falling over $40,000 in debt, and even had to get a total hip replacement due to the prednisone destroying the bone in my left hip. Today, I am completely financially free, in the best shape of my life, and I get to spend every day with Soniya, who never left my side, and our three kids. If you are going through a dark time right now, please remember that it gets better. The suffering eventually ends. You just need to outlast it, and then slowly build yourself up. If I could overcome massive debt and a body trying to kill me, you can achieve your dreams too. Let's keep working towards the lives we deserve! I talk more about my experience in this video: https://youtu.be/PiifoiBYd04?si=pKPeVeTXJzmu7sS8
I see many beginners posting that they’re new to investing and don’t know where to start. 🤔 As someone who was in a similar situation just a few months ago and learned, here are the 4 ETF types (& ETFs) that are popular among long term investors 😃 : 1) S&P 500: US: $VOO / $SPY / $SPLG Canadian: $VFV / $ZSP / $TPU 2) GROWTH / TECH: US: $QQQ / $VUG / $VGT / $SCHG Canadian: $QQC / $HXQ / $TEC / $ZUQ 3) DIVIDENDS: US: $SCHD / $VYM / $DGRO Canadian: $VDY / $XEI 4) ALL IN ONE / BASKET / Global Exposure: US: $VT / $AVGE Canadian: $ZEQT / $XEQT / $TGRO / $VEQT / $ZGQ I noticed many people following this type of a basic / uncomplicated portfolio and are doing really well for themselves 🔥 For % allocation, you can divide evenly among the ETF categories or allocate a higher % based on your preferences. Just DCA regularly and you should be good. 😎 Some people even just put it all into an all in one etf like $XEQT. This is also a good approach - it is much simpler and it works. Ultimately, it comes to whatever you prefer 🙂 Oh and yea, there are overlaps, but I don’t think there is anything wrong in that though - it would just count as doubling down on good things. 💯 I’m sharing with you all what helped me, but don’t forget to do your own research too! 🙏🏼 read more
Very excited to welcome @austinxmoney as Blossom’s first Product Manager!! Up until now, I’ve been leading product but it’s challenging giving it my full focus while jugging other CEO priorities, so I am so pumped to have someone fully dedicated to support me in improving the app for this amazing community 💕 Austin brings 6 years experience as a PM from eBay and other startups and has also been a Blossom member and shareholder for over a year 🔥 He’ll be working closely with our amazing designer @sophii.svg to ideate and design new features and will be active in the community to make sure we are always listening to all of your incredible feedback 🥳 Lot’s of exciting things in store for this week (big update coming on Wednesday) and for the rest of the year! 👏 Help me give a warm welcome to @austinxmoney in the comments!
💰 Today's ETF Payments Another solid income day across my IRA and retail accounts! IRA $OVS — $13.74 $TMGN — $44.90 $NVII — $66.18 $OVL — $991.41 $VOO — $624.16 Retail $TMGN — $150.85 $NVII — $110.38 $EGGY — $320.00 $OVL — $441.67 💵 Total: $2,763.29 I’m continuing to build my portfolio around income and cash flow, while reinvesting and adjusting positions along the way. Just sharing what I’m doing with my portfolio. Not financial advice.read more
@beskar_capital is the real deal. @beskarcapital is imposter #1 @beskar_capitar is imposter #2 @beskal_capitals is imposter #3 @beskals_capitar is imposter #4 and @beskar is probably imposter #5 😂 What can I say? 😂 This is the Way! 🏄♀️ 🌊 🏄♂️ 🌊 read more
Rarely do I see growth investors focused on portfolio valuation metrics, such as Price to Earnings and Price to Sales. Afterall, those are often thought to be more important in value investing. However, achieving the best growth for the lowest metrics is absolutely critical long term and deserves much more attention. Sky High Price to Sales Companies: $SPCX: 64.5 $SNOW: 20 $PLTR: 56.5 $DJT: 400 *Calculated using current share price divided by (latest quarters revenue multiplied by 4) I try to stay away from companies like SpaceX, Snowflake, Palantir, and DJT. I love innovation and what these companies are accomplishing, but I also recognize there is an enormous amount of data to suggest investing in a large number of companies like that leads to poor performance over time. Today, there is exceptional value in my opinion to be found in Memory, Compute, Software and more, including names like MU CRM NVDA AMD SNDK SKHY ADBE GOOGL Valuation metrics matter. https://youtu.be/hzq4KABZ0K4?si=wS7Po08rJpbIHbUsread more
Normal Options Trading: "I lost my house in 4 seconds because of leverage!" 😱💥 Covered Calls: "I just got paid $7 for holding Ford stock while drinking my morning coffee." ☕️🗿 If you have 100 shares of any US stock sitting on Wealthsimple, stop letting them relax for free. In my new video, I break down how to set up a live covered call step-by-step, how to pick your strike price, and how to make extra cash without stressing over wild market swings. Question: What’s worse—your stock dropping $2, or your stock mooning $20 after you sold a covered call on it? 😭 Drop your vote below! Watch the live setup here 👇 🎬 https://www.youtube.com/watch?v=Cg950Wx0jlEread more
🥳 Back in July, I promised our US community that we'd be opening up an opportunity for you to invest in Blossom in the coming months, and exciting news: we're on track to go live in the next few days! ✅ This round will be open to US accredited investors via a Reg D offering. You qualify as accredited if you have a net worth of over $1M or have an income of >$200K in the past 2 years. 🙋 If you're interested in investing, make sure you join the waitlist (https://forms.gle/UavDoLXwx71nfvue8), as I'll be sending out the link to the waitlist first (since there is limited allocation). If we have space, we may open up a bit of allocation to Canadian accredited investors as well, so feel free to join the waitlist as well if you're interested. 🥲 Unfortunately, raising from US non-accredited investors was too complex and costly for this time around, but we'll be revisiting this next year if we raise again. ✨ A few investment highlights: - ✨ Our total members have ~8x'ed in the past 2 years from ~100,000 to over 850,000 - 💰 Our annualized revenue has ~doubled in the past year from $2.4M in Q2 2025 to $4.7M USD in Q2 2026 - 🤝 Partnerships with some of the largest brands in finance, including Nasdaq, the New York Stock Exchange, Fidelity, State Street, Global X, WisdomTree, and many more. - 💰 Blossom's revenue covers all operating costs except marketing, so the purpose of this additional raise is growth capital. 🫡 Full investment details will be sent via email! 👏 P.S. Huge thanks to our now 2,000 shareholders in the community! Big things in store for Q4 and 2027 🚀read more
My best AI investment wasn’t an AI stock. It was an energy company. I bought $BE at an average price of $21.78. Today, I’m up over 1,200%, turning an initial ~$3,000 investment into over $40,000 🤯 But the funny thing is, I didn’t originally buy Bloom because of AI. I invested because I found Bloom Energy’s approach to power really interesting. Then the AI boom took off, and something became increasingly obvious: AI has a massive energy problem. Everyone talks about $NVDA and GPUs. But those GPUs have to sit inside data centres consuming enormous amounts of electricity. And getting enough power to those data centres is becoming a bottleneck. That’s where Bloom became really interesting. Bloom’s fuel cells can generate electricity onsite, giving data centres another way to secure power without relying entirely on waiting for additional grid capacity. As AI infrastructure spending exploded, Bloom increasingly became part of that buildout. And watching the thesis evolve taught me one of my favourite investing lessons: Don’t just ask who wins a trend. Ask what every winner needs. AI needs chips. Chips need data centres. Data centres need power. Sometimes the most interesting opportunity isn’t the company everyone is talking about. It’s the company one layer underneath it. Obviously, being up 1,200% doesn’t mean $BE will keep going up. Having a position appreciate this much creates a whole new set of decisions around valuation, concentration, and when to trim. But regardless of where $BE goes from here, this investment changed one of the biggest questions I ask when looking at a trend: What does every winner need?read more
$APP’s e-commerce push is gaining traction. Citi reports 13,105 tracked stores as of Sept. 18, up 5.1% in one week, the fastest pace in five months. If that adoption translates into sustained ad spending, revenue estimates could move higher. I’m bullish. Are you?
You could be … and not even realize it. After nearly 22 years as a DIY investor (I am OLD), I’ve noticed we spend WAY too much time worrying about things we CAN’T control. Which stock will outperform ($NVDA) . Which sector will take off next ($XLE) . What the market is going to do tomorrow ($VFV/$VOO ). What our return will be…. Meanwhile, we sometimes overlook the things we actually CAN control. And some of these mistakes can get REALLY expensive over time. Expensive enough that they cost you your retirement timeline! I see them constantly on Blossom and Youtube. One of them in particular makes me want to SCREAAAM “NOOOOO… THAT’S NOT HOW THIS WORKS!!!!!!” So I put together a video breaking down 5 common investing mistakes that could be quietly hurting your returns …… and what you CAN actually do about each one of them. Eliminating one of them could increase your returns by 71% over 30 years 😏 After all, investing isn't about making the perfect decision every time. Usually, it's just about making FEWER bad ones. https://youtu.be/gl4EWVamBUgread more
My wife and I rent right now, and I'm very happy with that decision currently. We get flexibility, we don't have to worry about replacing a roof or furnace, and we can move when life changes without selling a house first. Owning can be awesome when you want to stay put and make a place your own. I definitely want that eventually. But I don't see renting as throwing money away while we wait. We're paying for a place to live and for the flexibility that fits our life right now. For us, renting works financially because we pair that flexibility with discipline. If every dollar not going to a down payment or repair bill just gets spent somewhere else, you lose one of renting's advantages. We still need to save and invest on purpose. Has renting or owning given you more freedom at this stage of your life?
All else being equal, I find it easier to reach my immediate passive income goals when I’m buying quality assets at 4-6% yields (net new capital and reinvestment) vs. 2-4% yields. (Disc: Not investment advice.)
One camp wants cash NOW. 💰 The other wants compounding FOREVER. 📈$SCHD pays you to wait. Quarterly cash, sleep easy. $QQQM & $VOO bet the winners keep eating. I'm split, honestly. A little of both. Long-term buy & hold for me. Dividends hit different in a choppy market. Growth hits different in a ripper. Not financial advice, just what keeps me invested. Which team are YOU? Cash flow or compounding? 👀read more
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
A new milestone on @blossom for me. Thank you 7000 times for 7000 followers!! 🚀 I really appreciate everyone who follows along and reads my posts or distribution/dividend announcements since 3 years now If only 1 out of every 7 of you decided to follow me on my new YouTube channel, I’d honestly be so happy. 😊 It took me a while to finally decide to start this channel. My wife really doesn’t want me showing my real face on the internet, and I completely respect that because we both want to protect our privacy. So I decided to create an avatar that looks a lot like me without being exactly me… although he definitely dresses like me! 😂 That also means I have to create my characters, write my scripts, generate voices and video sequences with AI, and then edit everything together. It takes a LOT more time — and can sometimes be VERY frustrating 🤣 — compared with simply sitting in front of a laptop, turning on a camera and talking. But along the way, I discovered something I really enjoy. It allows me to develop my creative, cinematic and humorous side, while talking about investing and trying to share useful information without making finance boring. Hopefully, one day the channel can generate a few dollars — even if it’s just enough to cover the cost of the AI tools I currently pay for out of my own pocket to create these videos. I may be retired, but somehow I’ve managed to give myself a new unpaid job! 😂 It takes a lot of time and some money… but while I’m making videos, at least I’m not cleaning the house. Watch Episode 14 about Procter & Gamble and you’ll understand. 🤣 More seriously, I’d genuinely love to hear your feedback and comments about the channel. My goal is to keep entertaining you while sharing information about investing, new investment products, distributions and dividends. And if you enjoy what I’m creating, subscribing to the channel would probably be the nicest little way you could support what I’m building. ❤️ https://youtube.com/@andypiimedia https://youtu.be/TokPcifO3vo I was happy when I reached 5K, now 7000 wow! Thank you to read me almost each day. read more
