It’s crazy how many people think that it’s pointless to invest $100/month. But ask yourself: 1)Isn’t it better than 0 2)letting your money grow instead of wasting it 3)Forming a habit of consistently investing. Just start even if you don’t want to be millionaire !!! So how can you start ? There’s a simpler way to build your portfolio using these 3 types of ETF. Canadians can buy these in an RRSP (saving the 15% foreign withholding tax which you will be charged if you invest in a TFSA)account while Americans can buy in a ROTH IRA or a 401k savings account. 1) Foundational ETF’s: these own the entire market 1) $VTI -Total US market 2)$VOO- S&P 500 3)$VT-Global stocks 4)$VXUS- International stocks 5)$BND- Total bond market 🟢These are best for first investment, retirement accounts, long term wealth and beginner investors. 2)Growth ETF’s: These are for increasing long term returns 1)$QQQ -Nasdaq 100 2)$VUG- Large Cap growth 3)$SCHG- Growth stocks 4)$SMH- Semiconductors 🟢These are best for higher growth, younger investors,tech exposure and 10+ year horizon. 3) Strategy ETF’s: These are for targeting a specific goal 1)$SCHD - Dividend growth 2) $VIG - Dividend appreciation 3)$GLD -GOLD 4)$VTV - Value stocks 🟢These are best for Income, Inflation hedge, Sector investing and portfolio customization. The good part is you can even start with as low as 100 dollars a month ! Invest watch your portfolio grow with the power of compounding!💵💵. Becoming a Millionaire is the side effect of consistency in investing! Happy Sunday ! 😎Hapy investing!🚀😎 Disclaimer: Not investing advice ! Please do your own due diligence before making any investment decisions !read more
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will. When you are grieving the last thing you want to do is close an estate up. It’s even harder if nothing has been prepared in advance. After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight.  I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life. I’ve personally been the executor of 2 estates now. This is my advice: 1. If your young get life insurance. If you’re retired it’s not worth it. 2. Make sure you have a will. 3. Make sure you have a personal directive. 4. Make sure you have a power of attorney set up. 5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation. 6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate. 7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death. 8. Buy a file folding system. I have a plastic one that has a clasp and handle. 9. Put EVERYTHING in this file folder that would be needed if you died tomorrow. a) all land titles B) information on house insurance so it can either be eventually canceled or name changed over. C) your will (or the location of your will),  power of attorney, and personal directive D) the information for your car, car insurance, and registration on vehicles. E) information on life insurance. F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information. G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them. H) their credit card information where to contact to cancel the cards I) birth certificate, SIN numbers, marriage, license, etc. J) information on all your investments accounts, bank accounts, etc. K) anything else you can think of for your situation If you’re married, I’d have one box per person. When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will. These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate. I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder. At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date. If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.  Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into. Good luck Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer. read more
Hello! I’m a beginner investor and was wondering if aside from SCHD if there’s any other high dividend etfs out there. And is creating a high divended focused portfolio a good idea? Or does it ruin the whole point of diversification? I appreciate any advice!
$AMKR Daily: The stock appears to be slipping back into its downtrend, with price losing key EMAs and remaining below the 0.618 Fibonacci retracement. A retest of the 200 EMA near $56 looks increasingly possible. Weekly: Price has now closed below the 21 EMA for three straight weeks. That's often a key trend level to reclaim during sustained uptrends. If it fails to regain that support, the next major area to watch is the golden pocket in the low $40s, which also aligns with the volume profile POC. Since price is currently trading in a low volume node, it could move quickly toward the next high volume area.
I am very new at cc eft investing (April 2026). Purchased this May 1st of this year. It's down almost 10% at this point. Would you sell or turn on drip suring this down turn? ( I have not been dripping) . I'm still learning and want to know how others work these in their own accounts. None of us are financial advisors I know this.
i seriously can’t express the amount of joy i felt today at blossomcon2026, this was the best blossom event ive ever been to and i genuinely had a blast. i met so many amazing people and had many great conversations, this couldn’t have been any better. thank you to anyone who came up to me and talked to me i loved every second of it. i met so many of the people i look up to and time and time again they told me that they also look up to me, this blew my mind and caught me by surprise knowing that the people i look up to also look up to me. i was so shocked and so so happy at the same time. ALSO - MEET YOUR 2026 BLOSSOM RISING STAR AWARD WINNER ⭐️ @alejcanales7@perryf@paulsantori@simple_acre_homestead@jacobb@leonli8@cjs033@maxstocks@convoswithjj@snowpea30@afterthedividend@francescasbudget@incomewealthinvestor@tigertim@anthony.invests @mytranslator@karyungtom@25andinvested@kylel@linalikesmoney@nanamgc if i missed anyone i apologize but genuinely everyone tagged made the day so special for me i wouldn’t have wanted it any other way❤️ thank you everyone for all the support and follows it means the world and thank you so much for voting me for this award❤️ read more
Impulsive should look clean: 5 waves higher, then a clear 3-wave pullback. Corrective usually looks messy, choppy, and full of overlap. Look at $HIMS. After dropping 14.2% on Friday, it bounced 7.4% today to around $30.17. That rebound looks strong, but I’m not ready to call the structure impulsive yet. I’m still bullish on $HIMS long term. Short term, though, the chart can still make another low before the bigger trend really turns.
Is the SaaS narrative changing? $NOW and $ZETA are leading today. Maybe AI isn't replacing great software. Maybe it's making the best platforms even stronger.
Futures are back as the stock market opens tomorrow.. THEY’RE SURGING! On news that US and Iran have halted strikes on each other. Haven’t seen this in what seems like a while. Nasdaq +1.2% $VIX -7% Brent Oil -5% Open it up!read more
$ADBE is around $238.87 today, up nearly 6%, and the daily chart is getting hard to ignore. The 9 EMA is now around $204.20 versus the 50 EMA near $196.44, giving us a clear bullish alignment. Price is moving with momentum, and this is exactly the kind of shift I want to see before the next leg higher.
Congratulations to Jared on achieving the rising star award. We finally met in person today and he definitely made my experience super enjoyable! Thanks Jared you deserve it!!
📊 Long-Term Investing: The Power of Thorough Analysis When it comes to long-term investing, understanding the fundamentals of a stock is crucial. It’s not just about jumping on trends; it’s about making informed decisions based on solid data. This chart breaks down the essential financial statements—Balance Sheet, Income Statement, and Cash Flow Statement—that every investor should analyze before committing to a stock. 🔍 Balance Sheet: This tells you about the company’s financial health, specifically its assets, liabilities, and equity. A healthy balance sheet is a sign of stability and resilience. 💸 Income Statement: This shows the company’s profitability by detailing revenue, expenses, and profits. A strong income statement indicates a company that’s generating profits, a key factor for long-term growth. 💰 Cash Flow Statement: This reveals how the company manages its cash, from operations to investments and financing. Positive cash flow is essential for sustaining operations and fueling future growth. By mastering these fundamentals, you can make smarter investment choices that stand the test of time. Remember, successful long-term investing isn’t about timing the market; it’s about time in the market, supported by thorough analysis. $VGT$TXN$QQQ$AAPL$META #InvestSmart #LongTermInvesting #FinancialLiteracy #StockMarketAnalysisread more
or actually just lucky? 🤔 That's exactly why benchmarks exist. Well, not exactly, but one really good reason. A benchmark is simply a measuring stick. It's the standard you compare your portfolio against to see whether you're adding value... or just catching the same market wave as everyone else. So why bother using a benchmark? Firstly, performance... Are you beating the market or just enjoying the bull run with everyone else? Or worse yet, are you TRAILING your benchmark? Secondly, the RISK you're taking (this is more important in my opinion than performance) .... Did you EARn those returns... or did you white knuckle your way there with twice the volatility of your benchmark? Or worse yet, do you have twice the volatility for worse than market returns??? 😬 And thirdly, benchmarks are great for some accountability.... If you're paying someone to manage your money(which is very unlikely on blossom), are the managers earning their fees or just buying expensive versions of the index? For us DIYers, this encourages us to be accountable to ourselves for our active decisions and portfolio construction. Here's an analogy I've used before. Think of benchmarking like a track and field race. A sprinter doesn't finish a race and say "I felt pretty fast today, I did great." The sprinter would compare their time to their personal best, the world record, the qualifying standard of some sort... Something like that, right? Otherwise, that number is meaningless. Investors must do the same. One of the best known pieces of benchmarking comes from the SPIVA Scorecard, which has repeatedly found that most active fund managers fail to beat their benchmark over the long term after fees. That's why benchmarks matter. They help separate skill from luck, from a well built portfolio to a buffet of low quality holdings and in some cases low quality high risk!! Now for the fun part... We all have to have some fun with this like of topic. Vanguard's S&P 500 fund $VFV has returned about 86% over the last three years in CAD... roughly 23.1% per year, compounding and a standard deviation of 12.1 over 3 years 🤯 That's an INCREDIBLE run. Anyone with that return should be so happy. The FTSE World Index had a return of about 79% over the last 3 years or .... 21.1% per year, compounding and a standard deviation of 12.7 over 3 years 💥 That's still phenomenal growth! And that's similar to some all in ones in Canada like Vanguard's $VEQT and iShares $XEQT So before celebrating that one stock that doubled or all that covered call ETF 'income' you received, ask yourself ... Do I have a benchmark to know how I'm doing? If I do, did my portfolio beat, match or trail my benchmark? And... what extra risks (ie higher beta and volatility) did I take to get there? Because beating your market is impressive, especially ones like the S&P 500. And if you don't have a benchmark, maybe now is the time to have one 😁 Happy investing guys!read more
🛢️ Oil fell 5% after the U.S. and Iran paused fighting over the weekend, easing concerns about supply disruptions. 📉 🤖 NVIDIA is reportedly in talks to provide a $250B guarantee for OpenAI's data center project, according to the Wall Street Journal another sign that AI infrastructure spending is accelerating. ⚡ 📌 Markets are shifting: Lower oil prices, bigger AI investments.
while AI stocks are down right now and inflation is up, we all have more red than green in our portfolios.... BUT SOMEHOW my dividends stocks fighting for the way up $O is up by 5.72% for past month $ENB is up 0.29% for past month $JEPI is up 0.68% $SPYI is up 0.06% $MAIN is up tp 6.11% for past month I know its not a crazy growth, but its still nice to see those green lines up 💚read more
Hey guys I found the only guy at blossom con making money off $MSTE XD p.s. this is a bag joke dont kill me! At this point i am unavertisable anyways 😆.
Iran says it has halted retaliatory strikes against the US On the other hand, Trump ordered the US Military to ALSO not carry out planned strikes on Iran Friday night, despite previously approving the strikes, - Axios. Weekend tech $QQQ up nearly +1%.. Futures in 5 hours!
While retail traders debate daily price fluctuations around the $1.00–$1.08 range, institutional money is quietly executing one of the biggest accumulation strategies of 2026. Here is the hard data, the biggest buyers, and where analysts project XRP by the end of the year: 🔢 The Big Numbers You Need to Know * $1.47 Billion in Cumulative Net Inflows: Across the 7 U.S. Spot XRP ETFs, net institutional inflows have surpassed $1.47 Billion. * 964.5 Million XRP in Custody: Over 964 million XRP tokens (nearly $1 Billion AUM) are now locked away in institutional custody wrappers. * 8-Week Unbroken Inflow Streak: While Bitcoin and Ethereum ETFs suffered hundreds of millions in outflows during recent market cool-offs, XRP Spot ETFs recorded 8 consecutive weeks of net positive inflows with zero outflow days during peak accumulation months. 🏦 Who Are the Biggest Buyers? Spot XRP ETF Issuers & Wall Street Funds: * Bitwise XRP ETF: Leading the market with ~$245M in AUM. Canary XRP ETF: Second with ~$226M in AUM. Franklin Templeton XRP ETF: Third with ~$168M in AUM. Institutional Giants: Filings reveal major disclosures from institutional players like Goldman Sachs holding tens of millions in XRP ETF assets, with traditional brokerages like Charles Schwab expanding infrastructure support through tokenization frameworks (Clarity Act). Global Enterprise Utility: Players like SBI Holdings in Japan actively integrating XRP Ledger-based payment tokens and Ripple's RLUSD stablecoin ecosystem. 🔮 End-of-Year Analyst Predictions Base Case ($1.20 – $1.35): Quantitative prediction models and AI sentiment analyses target $1.20 to $1.35 by Q3/Q4, representing a steady 20%–25% rise driven purely by institutional ETF absorption. Bullish Breakout Target ($2.50 – $9.00): Macro analysts eyeing long-term technical cycles argue that as cross-border settlement utility scales and key U.S. crypto legislation passes, XRP’s institutional supply squeeze could trigger targets between $2.50 (previous macro resistance) and $9.00 at peak cycle valuation. The Bottom Line: Retail money is waiting for price confirmation, but institutional capital is buying the drawdown discount. Are you holding XRP in your Blossom portfolio alongside Wall Street, or are you waiting for a confirmed breakout above $1.20? Drop your thoughts below! 👇read more
Are you getting sick of constant stock price updates on Blossom? My feed is filled with the same 20 tickers and a snap shot of it up or down and in a rare case, some supposed reason why. Are you posting up days? Why? Are you posting down days? Why? The reality is, constant stock updates are the investing equivalent of weighing yourself every 5 minutes. Drink a glass of water. You weigh yourself. You poop, you weigh your self. 🚨🚨🚨🚨 $AMZN is down 1.0% today!!! 🚨🚨🚨 $VFV is up 1.2% today! 🚨🚨🚨🚨 $SPCX is up 5... now 6, now 4, now 3.. Okay... and so what? Investors shouldn't be tracking price movements like I see on Blossom every day. Stop. It's UNHEALTHY and leads to INVESTING DISORDERS. Unless you're buying or selling today, that number is futile, vain and meaningless. What does it do? It likely grabs your attention and engagement on socials. It's likely creating an emotional response in you. And in the worst case scenario, it encourages you to confuse market ACTIVITY with PROGRESS and SUCCESS. The biggest danger is never that the market is moving... it moves every second the markets are open, year round, for all eternity. The biggest danger is YOU moving. There are countless studies on investor behavior and what makes the average retailer perform so badly. The studies show that checking stock prices every day makes it EASIER to panic, chase performance, sell low, buy high, and convince yourself that random market noise, future expected returns, analyst predictions etc is somehow meaningful to your investing success and you need to act on it. The market has rewarded PATIENCE for over a century now. Patience is a quality we all need and can improve upon. Your algo REWARDS your market anxiety with MoRE market anxiety creating content... So be careful what financial junk food you consume and what voices you surround yourself with . Your health and wealth are not rewarded buy consuming such content regularly. Stay safe out there investing friends 🙌👊read more
