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Blossom — Social Investing Community: Real Portfolios, Trades & Market Insights

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Ashton Invests
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@ashton_1nvests
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Beginner Investors · 7m

Anthropic
Anthropic’s rise has been absolutely insane.

The company was valued at just $61.5B in March 2025.

By September 2025: $183B.
February 2026: $380B.
May 2026: $965B.

And this chart now has Anthropic’s implied valuation around $849B.

What stands out to me is how quickly AI has created companies worth hundreds of billions of dollars almost from scratch.

Anthropic’s revenue run rate had already crossed $47B in May, and Reuters recently reported it reached about $65B by July.

Whether today’s valuation ends up being justified is a completely different question.

But I think Anthropic is one of the clearest examples yet of just how much economic value is being created around AI.

And we are still ridiculously early.
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Paul Santori
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Passive Income · 🔥 Hot

20,000 Views!! 😎
This video with @michaelbrownstein just hit 20k views. ❤️

Check out his 4 horsemen ETFs that he’s invested over $600,000 USD into.

https://youtu.be/wFmR66rooIM?si=GoorPPEhIkfEaczF
706 views
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Brad Brunton@bradbrunton
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Beginner Investors · ⭐ Featured

Summaries of some of my favorite investing Books 💯
For those who don’t have the time
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Nate
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ETFs · 2h

Market's down, so I did the boring thing and bought more $ZCN.

Whole TSX, 0.06% MER, about 240 names. My portfolio had drifted way too US-heavy over the years and this walks it back.

The dip wasn't the reason. Just a decent day to do something I'd already decided on.
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aniF
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Beginner Investors · 4h

I want to buy 100 shares shall i go with
$ASTS or $RKLB
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Richard Verhaeghe
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@ravonar
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Crypto · 33m

ASST Rocks
I’ve was orange pilled a long time ago, hoping for a bear market bottom early October so I can double down Oct to Dec. I DCA every single day and HODL no matter what. Several years ago I let 11 beautiful coins slip through my hands for $800 when the $2000 purchase price crashed to $800 for all 11 coins 😢 It was an expensive education. In two years, they touched $20,000 a coin. I stayed away from $BTC until I learned you could buy it in an ETF last year. $ASST $BDAY$MSTR $MSTR $MSTE $MSTR $IBIT $MSBT $FBTC
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Crazy Canuck Investor
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Beginner Investors · 🔥 Hot

I Invested in Today
We talk a lot on here about what we’re investing in, how much we’re putting away and how we can grow our portfolios.

@jesswang this photo is for you and @williamwang23

Today I did a different kind of investing.

I went for a walk with my family, we had breakfast together and then I went fishing with my son. Tonight it’s movie time with popcorn at home.

Nothing exciting and we really didn’t spend much money.

But it was a great day.

I started investing seriously at 50, so I know I have less time to grow our wealth. That’s one of the reasons I invest as much as I do.

But having less time works both ways.

I don’t want to be so focused on putting every extra dollar away for tomorrow that I forget to enjoy what I have today.

And enjoying today doesn’t have to mean spending a bunch of money.

Today was a pretty good example of that.

I’m still going to invest aggressively and keep working towards our goals. That’s important to me.

But so is this.

How do you find the balance between investing for the life you want tomorrow and making sure you’re enjoying the life you have today?
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Dividend Dominator@dividenddominator
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Market News · 3h

Can someone explain to me how the Cheesecake Factory $CAKE is up 107% YTD while Nvidia $NVDA, arguably the U.S.’s most important company right now, is up only 17% YTD.

Are we all doing investing completely wrong?
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Marcus Mortlock
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@networthandchill
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Market News · 34m

Hut 8 - Anthropic News

Anthropic just signed a $35B cloud agreement with Lambda, an Nvidia-backed provider.

The structure is what makes this one interesting for $HUT

→ Hut 8 is developing the data center in Nueces County, Texas. The numbers for $HUT haven’t been provided/confirmed yet.

→ $NVDA secured the capacity with Hut 8 a few weeks back, and reportedly holds the lease

→ Lambda plugs Nvidia chips into that facility to serve Anthropic

→ Nvidia is also an investor in Lambda

So Nvidia sits at nearly every layer here. The chip supplier, lease-holder, and equity backer of the cloud provider. The bears might run with the circular part here.

This is the second mega-deal in a week. It follows the $45B Nscale agreement (460MW, Vera Rubin chips, West Virginia), and stacks on top of Volta ($10B), $AMD (5B), $SPCX (~$1.25B/mo), plus expanded Amazon, Google, and Broadcom commitments earlier this year.

Anthropic's run-rate revenue seems to be surging and Claude demand strained its infrastructure. With a confidential IPO filing already in, locking down capacity is now core to the equity story. This IPO will be massive in either direction for AI names depending on how the numbers look.


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Will Votruba
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Milestones · 4d

NOW 🥹🥹
I started my postion in NOW around $100 in February when it didn’t feel good. What made me pull the trigger wasn’t a chart pattern it was smart money: insider and politician buys along with Jensen backing $NOW saying ai will only make the company stronger while the price reflected a dying company. independent signals pointing the same direction is not a coincidence, it’s information.

Then semis mania hit. Every headline was chip earnings, chip upgrades, chip everything and software got quiet. It’s uncomfortable holding conviction when the market’s spotlight is somewhere else. But conviction isn’t built on what’s loud, it’s built on the signal that got you in and that signal hadn’t changed.

So I stayed. I kept adding. And I’m proud I didn’t let the noise talk me out of a position I actually believe in.

Fear tells you to wait. Hype tells you to chase. Smart money tells you when to act learn to listen to that one.
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Gary Gill
@garygill
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Beginner Investors · 🔥 Hot

Blossom Is FULL of Critics
The investing world is an endless loop of critics, especially here...

Value Investors judge Indexers ($XEQT , $VOO , $VFV ) "Why pay fees for hundreds or thousands of overvalued stocks? Pick discounted companies yourself."

Indexers judge Covered Call Investors ($HDIV , $QDAY , $TSPY ) "Why pay higher fees and cap your upside just for monthly or twice a month distributions?"

Covered Call Investors judge Single Stock CC Investors ($MSTE ) "Too concentrated! Too risky! Just buy the underlying asset $MSTR "

$IBIT Investors judge $MSTR buyers "Too much leverage! Just buy Bitcoin."

Bitcoin Cold Storage Holders judge ($IBIT ) holders "Not your keys, not your coins. Get a cold wallet."

Cold Wallet holders... "Hackers just drained over $130 million from hardware wallets starting in July...damn"

The truth? There will always be someone telling you that your strategy is wrong.

Who cares what anyone else thinks. Do extensive research, and then invest the way that makes sense to you and your life.

Happy Investing Everyone! 🚀
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The Market Matrix
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Market News · 1d

Tomorrow is Tim Cook's last day as the CEO of Apple $AAPL

The man that took it from $350B —> $4.7T in his 15-year tenure.

Truly an end of an era.

At the end of the day.. Tim Cook cooked.
4,892 views
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Ashton Invests
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Beginner Investors · 45m

How far every stock I own is from its 52-week high

Advanced Micro Devices $AMD : 20% below
SoFi Technologies $SOFI : 45% below
Oscar Health $OSCR : 9% below
ServiceNow $NOW : 26% below
Zeta Global $ZETA : 0.3% below
Amazon $AMZN : 10% below
Snap $SNAP : 40% below
Uber $UBER : 26% below
Brookfield $BN : 17% below
Netflix $NFLX : 36% below
FuboTV $FUBO : 81% below
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Jeff Bezos
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Super Investor Trades · 🔥 Hot

Jeff Bezos's Amazon made a massive new $1.2 billion bet on XE, an outsized move that instantly became more than a quarter of the entire portfolio.

Visit Bezos's profile to see his full portfolio and recent trades this last quarter from his 13F filing.
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Ronan
@ronan
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ETFs · ⭐ Featured

Complete ETF/Sector/Asset Investment List
Since so many people ask how to invest in this sector, or this country, or this asset, I’ve decided to make a comprehensive guide on how you can invest in specific areas. This is NOT portfolio advice, simply information about tickers that you can research yourself. Save this for later so you have a list of ETFs to come back to!

Canada:

$XIU $XIC $ZCN All expose you to the TSX in Canada. These ETFs consist of all top Canadian companies and access to our national stock exchange.

$VCB $VGV $VLB $VAB $VSB $VSC $XBB $XCB Expose you to Canadian bonds; whether it be long-term, short-term, corporate, government, etc.

$VDY $XEI $CDZ Expose you to Canadian dividend companies

$XRE $ZRE $VRE Give access to Canadian REITs

$ZEB $XFN $RBNK Lets you buy the Canadian banks


USA:

$VFV $ZSP $XSP $XUS $HXS Lets you buy the S&P 500 (learn about hedged vs. unhedged in my other post)

$XQQ $HXQ $ZQQ All give you access to the NASDAQ 100

$IWR $VO $VOE $VOT $IJH $SCHM Lets you buy US Midcaps

$IJR $IWM $VB $VBR $VBK $SCHA Lets you buy US Smallcaps

$DIV $SPYD $RDIV $DHS $VIG $SCHD $VYM $DGRO $SDY Give access from small to high dividend US companies

$VTI $ITOT Lets you buy the whole US market

$TLT $IEF $VGIT $GOVT $SHY $VGLT Give access to US bonds

$XLC $XLY $XLP $XLE $XLF $XLV $XLI $XLB $XLRE $XLK $XLU All give you access to each sector in the S&P such as financials, energy, healthcare, etc.


International:

$XEQT $FEQT $VEQT $ZEQT Give you an all-in-one exposure to Canada, US, emerging and global markets.

$VEA $IEFA $SCHF $SPDW $EFV $EFA Give access to general international exposure

$EWJ $EWU $EWC Gives direct access to developed international countries

$INDA $MCHI $EWT $EWY $EWZ $EWW $EIDO $EWM Gives direct access to emerging international countries


Assets:

$KILO $PHYS $CGL Let’s you buy gold directly through ETFs

$SVR $HUZ Let you buy silver through ETFs


Savings/Interest:

$CASH $HISA $PSA $HSAV Access to Canadian savings and interest payments

$HSUV-U $PSU-U $HISU-U Access to US savings and interest payments


There’s so many ETFs I didn’t go into with dozens of categories, but this should give you some basic starting point to look into your ETF investments. This is simply the starting point, when choosing your investments always research the ETFs, what they provide to you, their fees, your goals, your risk, and what you’re looking to get out of investing.

As always do your research and happy investing!

Subscribe to the newsletter: relatablefinance.substack.com
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Mr Financial
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ETFs · 🔥 Hot

Why Do You Personally Own SCHD? 🤔
I want to know, seriously? Is it the dividend (distribution)? The performance? The low fees?
Or did you eventually see enough people on the internet say something like, “$SCHD is the best dividend ETF ever". And ,you figured, 400,000 Redditors and YouTubers couldn't possibly ALL be wrong? 😅

Either way, there's something about SCHD that I believe many investors don't fully appreciate.

Recently, 22 stocks disappeared from the ETF.... big names like Cisco and AbbVie... bye bye 👋
And they weren't replaced with the same old names

So us investors need to ask ourselves....If I'm buying SCHD for the long term... do I actually know what I'm buying for the long term?

The reason is that SCHD is NOT a static portfolio of dividend growth stocks. And depending on WHY YOU OWN IT, some of what I found might matter more than you think. For example, here's something interesting about its performance.

SCHD looked remarkably strong when the market was getting hammered.... Then the market environment changed... And so did the SCHD story. 
Why... why, WHY?  You need that answered

And then there's the dividend (distribution)....
I've seen SCHD described as the perfect retirement ETF because you can supposedly live off the income and never sell a share... Sounds like the perfect solution to a difficult problem.
However... is that actually the best way to think about retirement income?

And if you're Canadian, there's another question you should probably ask before buying it...
Which  account is the best for a high yield ETF like SCHD?

In my latest deep dive, I put SCHD under the microscope...
No “SCHD is amazing, buy it now” nonsense that you see on tikytoktok from me as you know 😂
I just go into the methodology, the numbers, the risks, the tradeoffs and my honest verdict/opinion at the end... 

ALWAYS remember, even a beautiful, high quality shoe can still be a TERRIBLE FIT 👠

So why are YOU invested in SCHD or why are you thinking about it?

https://youtu.be/B2kxkIyHjPk
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6,370 views
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Beskar Capital
@beskar_capital
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Beginner Investors · 1d

BESKAR CAPITAL is RE-POSTING THE KTS on X
Are you a new follower of Beskar Capital?

Did you miss most of the first 91 KTS posts published since March 12, 2024?

This is your second chance to learn it all. Or for those that have been following? A chance to study so it really sets in! 😉

As we approach the inflection point in the real estate/banking crisis cycle, we’ve decided to republish the legacy KTS series (#1–91).  It is a golden toolset proven to fast-forward your financial acumen and help you realize absolutely amazing returns over TIME!

We’re going to deliver this series — originally rolled out on Blossom — at a rate of 3 posts per week on our X account.

This is your chance to discover the series if you’re a new follower, or revisit it and deepen your understanding if you’ve been following us for some TIME.

So maybe you want  to follow us on X?
https://x.com/barnacle2whales?s=20 

Some reposts will also include retrospective commentary, allowing us to bridge the gap between the original publication date and the repost date — and assess how our thesis or the application of the demonstrated concept ultimately played out. In typical Beskar fashion - rest assured - we won’t hesitate to flex the massive gains that have been realized – or that are yet to be realized. 😉

Of course, all subsequent KTS (#92 and onward) go much deeper and are fully aligned with what is happening in the markets RIGHT NOW.

Those remain exclusive to our membership.

Becoming a member right now – in the current volatile market – could be one of the most valuable investments that you could make in your financial education. Learning the TIMING of the real estate/banking crisis cycle before it moves into its next stage can have a significant and positive impact on your portfolio.

The meltup phase occurs, on average, 4x in a lifeTIME. It’s a period where you have the opportunity to generate decades of average returns in less than 2 years...

But you have to be able to know when to transition from BUY, BUY, BUY to BYE, BYE, BYE, as the end of this raging bull market will likely be abrupt.

And the typical portfolios I see on this app are in danger of being wiped out.

But there is still TIME for you to READ & LISTEN to the markets and position yourself to generate amazing double-digit annualized returns.

Over the past 6 months, we’ve been accumulating in areas of the market that have barely been discussed on Blossom or in the legacy KTS series. 5 of our top 15 holdings have NEVER been mentioned here.

Can you actually believe Beskar Capital has made several purchases in alternative securities since opening the website?

The website also gives you access to our full TOOL SUITE:

📖 Weekly KTS posts
🏄 Weekly SECTOR SURFER
📝 All TRADES + RATIONALE
🐳 Beskar WHALE WATCHER
🐺 Beskar WOLF TRACKER
🐕 Beskar DIGGER DOG
🧑‍🧑‍🧒‍🧒 Beskar STEAD — Community Feed
💯 And much more

So…

What are you waiting for? It starts tomorrow on X.

This is the Way!. 🏄🌊🏄🌊🏄🌊

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Eldon
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Trading · 59m

Monthly Winners #1
Hey all! It's been really fun doing the Weekly Winners series, where we celebrate our wins, no matter what the market does.

So, I thought it might be equally fun to do a monthly version.

Instead of a Top 3, let's do Top 5 (since we've got more to play with on a monthly basis). I might decide to include options as well... wudda you think?

Here goes!

Top 5 🚀🚀🚀

1. $ASST +119.44%
2. $CGNT +93.33%
3. $ZETA +43.10%
4. $HL +40.37%
5. $ITH +38.87%

Now, show me your Monthly Winners! 🤩🤩🤩

*all holdings are still being held, unless otherwise stated
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Will Votruba
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Energy · 1h

Why I’m going aggressive on Vistra
Vistra is a Texas-based power producer sitting right at the center of the AI power crunch. Data centers need massive, reliable electricity, and Vistra’s nuclear + gas fleet is exactly the kind of dispatchable power hyperscalers are locking up — long-term power purchase agreements with Meta and Amazon, plus a new venture with NVIDIA and KKR (Helix Digital Infrastructure) as preferred power provider.

The numbers back it up: adjusted EBITDA up 31% YoY last quarter, full-year guidance reaffirmed at $6.8-7.6B, and $3.9-4.7B in free cash flow guided for 2026, funding aggressive buybacks. S&P and Fitch both upgraded them to investment-grade this year.

What really gets my attention: the smart money converging on this name from every direction. Trump disclosed VST buys in February and March. Nancy Pelosi disclosed a purchase in January. George Soros’ fund disclosed a stake as of June 30. And Peter Thiel’s Thiel Macro — which had reported zero stock holdings for two straight quarters — came back with a $419M portfolio where Vistra was a top position at 14% of the book. As of their most recent disclosures, none of them have sold — they’re still holding, not flipping the trade.

Here’s the part that stands out to me: the stock’s pulled back further since a lot of those buys were disclosed. So depending on when you’re looking at this, retail investors right now may actually be getting a better entry price than some of the people with the best information in the world got. That’s not something you see often.

Looking to size up position to more then it is right now.
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Canadian Investor@canadianinvestor
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Passive Income · 1d

Income Investing Doesn’t Change the Math
@edsam asked me to review @piiverse latest video, and I also reached out to Perry about some of the things I thought could be expanded on.

The thing is, income investing is not new, which is something he attempts to point out in the video. Covered-call ETFs themselves have a relatively short history, going back to around 2007, but covered-call strategies are much older than that. And while covered-call ETFs have really exploded in popularity over the past five years, income investing itself goes back much further than covered-call funds.

The biggest issue I had with Perry’s video was the math and the assumptions being used to get to the numbers he displayed. His calculation/model does not appear to account for the total return already including distributions. That doesn’t change because the yield is 2% or 20%. The way an investment pays you cash is separate from how the investment actually earns its return. A distribution can come from dividends, interest, option premiums, realized gains from the sale of securities, return of capital or some combination of those things. The distribution rate itself does not tell you what the investment actually earned. That is why fund managers and investment companies tell investors to look at total return.

Total return captures both the cash distributions received and the increase or decrease in the value of the investment. It gives you a much more complete picture of what the portfolio actually earned. If you consistently withdraw more than the portfolio generates in total return, you are consuming capital over time. It does not really matter whether that cash came from selling or from distributions. The mechanics are different, but economically the portfolio still has to generate enough return to support what is being taken out.

There are DIY investors who argue that income investing allows you to sustainably spend more simply because you are not selling. But that is not supported by the underlying math, and it is not how the companies that create, manage and market these products explain them.

A smaller portfolio could support the same withdrawals as a larger portfolio if it actually generated a sufficiently higher total return. But if you think a smaller portfolio can sustainably support a larger withdrawal simply by increasing the distribution rate, the math does not support it, and major fund providers themselves emphasize total return rather than treating distribution yield as return.

In the video he dismissed those with formal education or experience in finance by saying they simply do not understand income investing. I find that argument strange when many of the professionals being criticized are the same people creating, managing the products he along with other income investors use. Income investing, portfolio withdrawals, options, dividends, bonds and total return are standard concepts covered in financial education and professional designation programs. To say these people do not understand income investing simply because they disagree with your view is a weak argument, especially when the math supports what they are saying.

Perry’s own portfolio withdrawal rate is around 5.8%, based on the numbers he presented. He attempts to make it appear higher by looking only at the amount being withdrawn relative to the portion of the portfolio generating income, but that is not the same thing as the withdrawal rate of the overall portfolio. A portfolio withdrawal rate is normally calculated by comparing the amount being withdrawn with the value of the portfolio supporting those withdrawals. Quoting a higher percentage based on only one portion of the portfolio does not change the actual withdrawal rate of the total portfolio. It also does not become a different withdrawal rate simply because the cash arrived as a distribution instead of through the sale of securities.

Income investing has a long history. It has advantages and disadvantages, and there are absolutely valid reasons someone might prefer receiving regular cash distributions. Cash-flow management is important especially for retirees, and different investment strategies can produce very different return and risk profiles. But none of that changes the underlying math.

A higher distribution yield changes how much cash the investment distributes to you. It does not, by itself, create a higher total return or make the portfolio capable of supporting a higher level of spending.

I’ve said this before: you don’t have to take my word for it, or anyone else’s on this platform. Listen to the portfolio managers running the very funds you are investing in. If you trust them with your money and trust them to make the investment decisions, it probably makes sense to also listen when they explain how those products actually work.

There is a saying: “I can explain it to you, but I can’t understand it for you.” At some point, the math is the math.
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Perry's PIIverse
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Passive Income · 🔥 Hot

Silly Stat - # of Distributions in Aug
Today is the last day of the month - and I just plugged in my last received distribution for the month - BLOX. Monday is the quietest day of the week except if the monthlies pay on a Monday - but usually BLOX is the only one.

But end of month is important and busy milestone for two reasons for me...

1) I have to close out my MASTER SPREADSHEET (lots of closeout tasks) and create the new SEPT master spreadsheet to be ready to receive Sept distributions.

2) I generate a MONTH END PIIverse Review and Results video for my YouTube channel. To get ready for that I have to get screens shots of many metrics for the video.

While doing that this morning - I plugged in my last distribution in Snowball and was curious:

** HOW MANY DISTRIBUTIONS DO I ACTUALLY COLLECT ON A GIVEN MONTH? *

So I counted... the number ... 1 0 4

Below is a compressed image of my Aug Calendar of distributions. you can see that Fridays are always my busiest day of the week.
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Michael Geatros
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Market News · 1h

Could this be the turn around?
https://youtu.be/I368He2ondI?si=jJmbxA5PIhLXEjcu
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Carter the Investing Cat@takoyaro
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Beginner Investors · 3d

Emergency Funds!
In my work, I often deal with people who are on the edge of losing everything. This is why maintaining an emergency fund is so important.

Most folks don’t realize it, but they are about six weeks away from objective poverty. I’m not saying that to scare anyone, but I see it all the time. Someone loses their employment, starts using credit cards to pay for necessities, misses a couple of rent or mortgage payments, then things get scary real fast.

Honestly, I have grown kinda calloused to the whole thing. Because I have seen that scenario play out over and over again. When I tell people to save up 6 months of living expenses, I get rebuked or people want to reason why my thinking is archaic. Meanwhile, I see dozens of people going homeless each month… many of whom previously had the means to create an emergency fund.

I see people here on Blossom with differing ideas. Like using credit during an emergency so they don’t have to withdraw from their investment portfolio. Or putting their emergency funds into an ETF or some other vehicle which may take a week before you can liquidate it.

Caveat Emptor… or in this case, let the investor beware.

Maybe I’m just a crusty cat with old ideas… or maybe people have to learn the hard way. Regardless, make sure you have some money put aside for an emergency and make sure those funds can be accessed immediately.

=^.^=
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Ryne Williams
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Dividends · 6h

Little bit of red to start the week. No biggie. 👌

What were your best and worst performing stocks today? Let me know in the comments! 👇
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The Market Matrix
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Market News · 1d

Normal people at 10pm:

“Goodnight”

Donald Trump:

(Oil is extending gains overnight)
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Bradley
@bradleytalksmoney
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Beginner Investors · 14h

Know What You Own
AMR is a stock that many commenters on my posts would always go to when trying to criticize my philosophy, but it never shook me.

Despite being down on the name, and watching it fall more than 50% on multiple occasions, it was never discouraging as I knew what I was invested in. I have a thesis, that thesis is unchanged, and the overarching results continue to support my thesis regardless of what the market wants to price the company at.

This is the nature of investing in individual names, volatility and mixed messaging.

Knowing the company that you own and having your own narrative that is proven or disproven by the results is a basic requirement of owning individual companies. Know what you own.
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LM @retiredyoung
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Personal Finance · ⭐ Featured

Preparing for the inevitable.
I am currently 47 years old. Unfortunately in that time frame I have lost a lot of family members. Some (most) were accidents, some to age, some to cancer, and one to suicide. That’s 11 deaths total. Only 1 person out of 11 had a will.
When you are grieving the last thing you want to do is close an estate up.
It’s even harder if nothing has been prepared in advance.
After the initial shock of the death settles (the phase where everyone is usually nice), greed comes through in a most alarming manner. I’ve watched people turn into monsters. Make sure you have a will!!!! or people will fight. 

I know most people hate thinking about their death or their spouses death but honestly it’s just a fact of life.

I’ve personally been the executor of 2 estates now.

This is my advice:

1. If your young get life insurance. If you’re retired it’s not worth it.
2. Make sure you have a will.
3. Make sure you have a personal directive.
4. Make sure you have a power of attorney set up.
5. If your married make your spouse the beneficiary of your TFSA and RRSP(has to be done through the account not the will), they will roll into the spouses account without taxation.
6. If you’re married, and you own a house, make sure both names are on the title, joint tenant, NOT tenant in common. This activates right of survivorship on property and doesn’t have to go through the estate.
7. If you’re married, both people should have their name on all the vehicles, joint, otherwise it’s a headache after death.
8. Buy a file folding system. I have a plastic one that has a clasp and handle.
9. Put EVERYTHING in this file folder that would be needed if you died tomorrow.
a) all land titles
B) information on house insurance so it can either be eventually canceled or name changed over.
C) your will (or the location of your will),  power of attorney, and personal directive
D) the information for your car, car insurance, and registration on vehicles.
E) information on life insurance.
F) all current year papers needed for filing your taxes. Because the survivor will have to do it and will need that information.
G) where your household bills are. ALL OF THEM, electricity, gas, Netflix, magazine, subscriptions everything you can think of that is in their name. Because you are going to have to cancel them.
H) their credit card information where to contact to cancel the cards
I) birth certificate, SIN numbers, marriage, license, etc.
J) information on all your investments accounts, bank accounts, etc.
K) anything else you can think of for your situation


If you’re married, I’d have one box per person.

When you die, the funeral home will issue many death certificates. And your lawyer will give you copies of the will.
These will be needed to change over any accounts. Everything else goes through the estate which is taxed and the lawyers take their fees so I’d avoid this as much as possible especially if you’re married. This is why having property in both people‘s names is so important because it doesn’t have to go through probate.

I am widowed now and I have my black file folder and my two remaining children know if something happens to me, all they have to do is grab the folder. Everything they need to take care of my estate will be located in this folder.

At the beginning of every year, I open this file up and go through everything to make sure it’s up-to-date.

If you are young and do not own much or can’t afford a will, you can draft one up but it must be handwritten to be classified as a legal document. You cannot type it out!! If you’re not worth much, everything will most likely be sold to pay your bills and cover your funeral expenses. But you can state who your executor will be in your handwritten will.

 Disclaimer I’m not a lawyer or an accountant and this is not legal advice. Talk to a lawyer and talk to an accountant. Make sure everything is set up for you and your situation. These are situations that I personally ran into.

Good luck


Also I’ll add in. IF you have a lot of assets make an appointment with your accountant first. They will tell you how to properly set things up. Then take that information to your lawyer.
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Passive Income · 3d

How Do I Keep a Clear Head With Margin Debt
When people see how much margin debt I have they always ask me “Doesn’t that amount of debt stress you out”?

What happens if the market crashed?

For me I had to reframe my thought process.

When I set out this year to match my employment income with distributions I came out swinging with the big hammer.

My money, other people’s money doesn’t matter to me as long as the spread is high enough.

The first thing I did is just simplify how much does it cost me to maintain this level of equity exposure. Currently it costs me $612 per month to cash flow $3950 in distributions, this is my whole income portfolio combined not just what’s rented.

The debt does not stress me out in the slightest. It’s tied to an appreciating income producing asset that has the potential to self sustain itself over time.

Yes I also know distributions are not the whole picture and I also know that yield alone is not the whole picture. TOTAL RETURNS is the whole picture.

I structured my portfolio to be ROC heavy to defer taxes to whenever the end game is where I have allowed the portfolio to self sustain and payoff the loan on its own accord. My margin account is mixed use so writing off interest is off the table for now.

I used in my opinion the best income products on the market. I also acknowledge that with a yield at 17-19% most of my returns will be via distributions and not much for capital appreciation.

There are only 2 choices for income earned from my portfolio. Reinvest or Pay Loan. Taking anything out for personal spending is not to my benefit until the loan is paid off.

When I decide to flip the switch to payoff mode this portfolio should pay itself off between 5-7 years if I just leave it be and divert all distributions to margin debt if everything remains stable. Which may or may not happen but I’m not going to let what ifs distract me.

I understand completely that most of my portfolio is not my money. I may end up taking it on the chin at some point.

It was a decision I made to invest my whole income from every income stream I have outside of investments and allow a larger equity base to compound over time.

Most of these positions would not have existed if I hadn’t have made that decision.

In the event of a downturn that pushes me close to the brink of a margin call the plan is to simply sell the bare minimum required, hold distributions in cash or pay loan and continue with the strategy of investing my pay every week.

Just keeping the train on the tracks.

I know this doesn’t make a whole lot of sense to a lot of people but it makes sense to me.
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+1
Bought
ZCN logo
ZCN @ $48.50
New Holding
0.00→3.67%
of total portfolio
Verified by Blossom
ASTS logo

+1.81%

0.0% held

RKLB logo

-0.73%

0.0% held

Post image
Post image
BTC logo

+1.29%

0.0% held

ASST logo

+11.41%

0.0% held

MSTR logo

+4.42%

0.0% held

MSTR logo

+1.27%

0.0% held

Post image
Post image
CAKE logo

-2.30%

0.0% held

NVDA logo

+1.48%

0.0% held

HUT logo

-1.37%

0.0% held

HUT logo

-0.98%

2.2% held

NVDA logo

+1.48%

2.4% held

AMD logo

+1.10%

5.8% held

Sold
NOW logo
NOW @ $137.18
for a +33.18% gain
↓ position by 3%
18.14→17.64%
of total portfolio
Verified by Blossom
Post image
Post image
XEQT logo

-0.81%

0.0% held

VOO logo

-0.36%

0.0% held

VFV logo

-0.78%

0.0% held

HDIV logo

-1.83%

0.0% held

AAPL logo

+1.63%

0.0% held

AAPL logo

+1.69%

0.0% held

AMD logo

+1.10%

20.5% held

SOFI logo

-1.00%

16.2% held

OSCR logo

-1.67%

11.0% held

NOW logo

+2.27%

11.3% held

Bought
XE logo
XE @ $18.36
New Holding
0.00→27.33%
of total portfolio
Verified by Blossom
VFV logo

-0.15%

12.4% held

XEQT logo

-0.34%

7.1% held

XIC logo

-0.31%

0.0% held

ZCN logo

-0.44%

0.0% held

SCHD logo

+0.20%

0.0% held

ASST logo

+11.41%

0.3% held

CGNT logo

+6.77%

0.7% held

ZETA logo

+1.41%

1.8% held

ITH logo

-5.77%

0.1% held

Bought
VST logo
VST @ $137.33
↑ position by 200%
0.62→1.84%
of total portfolio
Verified by Blossom
GPRO logo

+46.03%

0.0% held

Post image
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VFV logo

+0.15%

0.0% held

VOO logo

-0.21%

0.0% held

QQC logo

-0.31%

0.0% held

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